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Ascom Leasing & InvestmentsNSE:ASCOM 64 Cash-to-Debt is 0.87 as of Mar. 2025, which is 14% above its 10-year median of 0.76. GuruFocus rates NSE:ASCOM with a GF Score™ of 64/100 and a GF Value™ of ₹135.08 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 515 Credit Services companies, Ascom Leasing & Investments ranks better than 70.1% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Ascom Leasing & Investments's cash to debt ratio for the quarter that ended in Mar. 2025 was 0.87.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Ascom Leasing & Investmentscouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2025.
The historical rank and industry rank for Ascom Leasing & Investments's Cash-to-Debt or its related term are showing as below:
NSE:ASCOM'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.07 Med: 0.76 Max: 7.78
Current: 0.87
During the past 10 years, Ascom Leasing & Investments's highest Cash to Debt Ratio was 7.78. The lowest was 0.07. And the median was 0.76.
NSE:ASCOM's Cash-to-Debt is ranked better than 70.1% of 515
companies
in the Credit Services industry
Industry Median: 0.19
vs NSE:ASCOM: 0.87
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Ascom Leasing & Investments Cash-to-Debt Related Terms
Ascom Leasing & Investments Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Credit Services subindustry, Ascom Leasing & Investments's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ascom Leasing & Investments Cash-to-Debt vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ascom Leasing & Investments's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Ascom Leasing & Investments's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ascom Leasing & Investments (NSE:ASCOM) has a Cash-to-Debt of 0.87 as of Mar. 2025. This is 14% above median its historical median of 0.76. Over the past decade, Ascom Leasing & Investments' Cash-to-Debt has ranged from 0.07 to 7.78. According to the industry distribution chart, Ascom Leasing & Investments ranks #154 out of 515 companies in the Credit Services industry, placing it in the top 29.9%.
Is Ascom Leasing & Investments' Cash-to-Debt too high?
Ascom Leasing & Investments' current Cash-to-Debt of 0.87 is 14% above median its 10-year median of 0.76. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 7.78. The Credit Services industry median Cash-to-Debt is 0.19. Ascom Leasing & Investments' value of 0.87 is 357.9% above this industry median. Based on the distribution chart, Ascom Leasing & Investments ranks #154 out of 515 companies in the Credit Services industry, which is above the industry midpoint. Overall, Ascom Leasing & Investments has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ascom Leasing & Investments' Cash-to-Debt compare to V and MA?
According to the Credit Services industry distribution chart, Ascom Leasing & Investments ranks #154 out of 515 companies for Cash-to-Debt. This puts Ascom Leasing & Investments in the upper half of its industry. The industry median Cash-to-Debt is 0.19. Ascom Leasing & Investments' value of 0.87 is 357.9% above this benchmark. Historically, Ascom Leasing & Investments' own Cash-to-Debt has ranged from 0.07 to 7.78 over the past decade. While the company's 10-year median is 0.76 vs. the industry median of 0.19, Ascom Leasing & Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Credit Services company?
The median Cash-to-Debt among Credit Services companies is 0.19, based on 515 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ascom Leasing & Investments's current Cash-to-Debt of 0.87 is 357.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Cash-to-Debt is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ascom Leasing & Investments's current Cash-to-Debt is 0.87, which is 14% above median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ascom Leasing & Investments stock overvalued right now?
Based on GuruFocus' analysis, Ascom Leasing & Investments (NSE:ASCOM) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹135.08, compared to a current price of ₹221.95 — trading 64.3% above its estimated fair value. The current Cash-to-Debt is 0.87, which is 14% above median its 10-year median of 0.76 and 357.9% above the Credit Services industry median of 0.19. Ascom Leasing & Investments' overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Ascom Leasing & Investments (NSE:ASCOM), the current Cash-to-Debt is 0.87 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ascom Leasing & Investments (NSE:ASCOM) Overvalued in 2026?
Based on GuruFocus' analysis, Ascom Leasing & Investments stock appears to be overvalued.
The current stock price of ₹221.95 is trading 64.3% above its estimated GF Value™ of ₹135.08.
GuruFocus considers Ascom Leasing & Investments to be Significantly Overvalued.
Key valuation signals for NSE:ASCOM:
Cash-to-Debt: 0.87 (14% above median its 10-year median of 0.76)
GF Value™: ₹135.08 vs. price of ₹221.95 (64.3% above fair value)
Industry Position: 357.9% above the Credit Services median (#154 of 515)
No single metric tells the full story. See the NSE:ASCOM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ascom Leasing & Investments Ltd is a non-banking finance company engaged in the business of financing and lending. The company provides term loans, mortgage financing, personal loans, Gold loans, and Projected loans.
64GF Score
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