APAC Realty (SGX:CLN) Interest Coverage: 22.68 (As of Dec. 2025) — Near Median


SGX:CLN APAC Realty Ltd SGX:CLN
66 GF Score
Price S$0.55
GF Value S$0.49
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is APAC Realty Interest Coverage?

APAC Realty SGX:CLN -0.91% 66 Interest Coverage is 22.68 as of Dec. 2025, which is 4% above its 10-year median of 21.88. GuruFocus rates SGX:CLN with a GF Score™ of 66/100 and a GF Value™ of S$0.49 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,301 Real Estate companies, APAC Realty ranks better than 82.32% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. APAC Realty's Operating Income for the six months ended in Dec. 2025 was S$12.5 Mil. APAC Realty's Interest Expense for the six months ended in Dec. 2025 was S$-0.5 Mil. APAC Realty's interest coverage for the quarter that ended in Dec. 2025 was 22.68. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for APAC Realty's Interest Coverage or its related term are showing as below:

SGX:CLN' s Interest Coverage Range Over the Past 10 Years
Min: 6.44   Med: 21.88   Max: 122.17
Current: 47.05


SGX:CLN's Interest Coverage is ranked better than
82.32% of 1301 companies
in the Real Estate industry
Industry Median: 4.24 vs SGX:CLN: 47.05

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


APAC Realty  (SGX:CLN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


APAC Realty Interest Coverage Related Terms


APAC Realty Interest Coverage Historical Data

* Premium members only.

The historical data trend for APAC Realty's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

APAC Realty Interest Coverage Chart

APAC Realty Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 61.72 40.48 8.38 6.44 21.41

APAC Realty Semi-Annual Data
Dec15 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.82 185.57 7.16 314.60 22.68

SGX:CLN vs CBRE, BEKE, JLL: Interest Coverage Comparison

For the Real Estate Services subindustry, APAC Realty's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


APAC Realty Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, APAC Realty's Interest Coverage distribution charts can be found below:

* The bar in red indicates where APAC Realty's Interest Coverage falls into.


SGX:CLN
66GF Score
APAC Realty Ltd SGX:CLN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

APAC Realty Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

APAC Realty's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, APAC Realty's Interest Expense was S$-1.3 Mil. Its Operating Income was S$28.3 Mil. And its Long-Term Debt & Capital Lease Obligation was S$34.8 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*28.285/-1.321
=21.41

APAC Realty's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, APAC Realty's Interest Expense was S$-0.5 Mil. Its Operating Income was S$12.5 Mil. And its Long-Term Debt & Capital Lease Obligation was S$34.8 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*12.45/-0.549
=22.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 22.68 mean?
APAC Realty (SGX:CLN) has a Interest Coverage of 22.68 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on APAC Realty and its competitors. This is near median its historical median of 21.88. Over the past decade, APAC Realty's Interest Coverage has ranged from 6.44 to 122.17. According to the industry distribution chart, APAC Realty ranks #230 out of 1301 companies in the Real Estate industry, placing it in the top 17.7%.
Is APAC Realty's Interest Coverage too high?
APAC Realty's current Interest Coverage of 22.68 is near median its 10-year median of 21.88. Over the past 10 years, this metric has ranged from a low of 6.44 to a high of 122.17. The Real Estate industry median Interest Coverage is 4.24. APAC Realty's value of 22.68 is 434.9% above this industry median. Based on the distribution chart, APAC Realty ranks #230 out of 1301 companies in the Real Estate industry, which is in the top quartile — a strong position relative to peers. Overall, APAC Realty has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does APAC Realty's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, APAC Realty ranks #230 out of 1301 companies for Interest Coverage. This places APAC Realty in the top 18% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 4.24. APAC Realty's value of 22.68 is 434.9% above this benchmark. Historically, APAC Realty's own Interest Coverage has ranged from 6.44 to 122.17 over the past decade. While the company's 10-year median is 21.88 vs. the industry median of 4.24, APAC Realty has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.24, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. APAC Realty's current Interest Coverage of 22.68 is 434.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on APAC Realty and its competitors. For the Real Estate industry, the median Interest Coverage is 4.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. APAC Realty's current Interest Coverage is 22.68, which is near median its own 10-year median of 21.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is APAC Realty stock overvalued right now?
Based on GuruFocus' analysis, APAC Realty (SGX:CLN) is currently considered Modestly Overvalued. The stock's GF Value™ is S$0.49, compared to a current price of S$0.55 — trading 11.2% above its estimated fair value. The current Interest Coverage is 22.68, which is near median its 10-year median of 21.88 and 434.9% above the Real Estate industry median of 4.24. APAC Realty's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For APAC Realty (SGX:CLN), the current Interest Coverage is 22.68 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is APAC Realty (SGX:CLN) Overvalued in 2026?

Based on GuruFocus' analysis, APAC Realty stock appears to be overvalued. The current stock price of S$0.55 is trading 11.2% above its estimated GF Value™ of S$0.49. GuruFocus considers APAC Realty to be Modestly Overvalued.

Key valuation signals for SGX:CLN:

  • Interest Coverage: 22.68 (near median its 10-year median of 21.88)
  • GF Value™: S$0.49 vs. price of S$0.55 (11.2% above fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 434.9% above the Real Estate median (#230 of 1301)

No single metric tells the full story. See the SGX:CLN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


APAC Realty Business Description

Address 450 Lorong 6 Toa Payoh, No 03-01 ERA APAC Centre, Singapore, SGP, 319394
APAC Realty Ltd is a real estate services provider in Asia. The company operates three main business segments, namelyReal estate brokerage income; Rental income, and Others. Its real estate brokerage services are operated by its wholly-owned subsidiary ERA Realty Network Pte Ltd under the ERA brand. Geographically its operates in Singapore, Indonesia, Vietnam and Others. The majority of revenue is from Singapore.
66GF Score

Get the complete analysis for SGX:CLN

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.55
Price
S$0.49
GF Value