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Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.
For the
six
months ended in Dec. 2025,
CIC Insurance Group paidKES0 Mil more to buy back shares than it received from issuing new shares.
It spentKES54 Mil paying down its debt.
It paidKES0 Mil more to buy back preferred shares than it received from issuing preferred shares.
It spentKES345 Mil paying cash dividends to shareholders.
It receivedKES0 Mil on other financial activities.
In all, CIC Insurance GroupspentKES399 Mil on financial activities for the
six
months ended in Dec. 2025.
CIC Insurance Group (NAI:CIC) Cash Flow from Financing Explanation
Cash from financing contains six items:
1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.
CIC Insurance Group's issuance of stock for the
six
months ended in Dec. 2025 was KES0 Mil.
2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.
CIC Insurance Group's repurchase of stock for the
six
months ended in Dec. 2025 was KES0 Mil.
3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.
CIC Insurance Group's net issuance of debt for the
six
months ended in Dec. 2025 was KES-54 Mil.
CIC Insurance Group spentKES54 Mil paying down its debt.
4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.
CIC Insurance Group's net issuance of preferred for the
six
months ended in Dec. 2025 was KES0 Mil.
CIC Insurance Group paidKES0 Mil more to buy back preferred shares than it received from issuing preferred shares.
5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.
CIC Insurance Group's cash flow for dividends for the
six
months ended in Dec. 2025 was KES-345 Mil.
CIC Insurance Group spentKES345 Mil paying cash dividends to shareholders.
6. Other Financing:
Money spent or earned by company from other financial activities.
CIC Insurance Group's other financing for the
six
months ended in Dec. 2025 was KES0 Mil.
CIC Insurance Group receivedKES0 Mil on other financial activities.
CIC Insurance Group Cash Flow from Financing Related Terms
CIC Insurance Group Cash Flow from Financing Historical Data
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The historical data trend for CIC Insurance Group's Cash Flow from Financing can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIC Insurance Group Cash Flow from Financing Chart
CIC Insurance Group Cash Flow from Financing Calculation
This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.
CIC Insurance Group's Cash from Financing for the fiscal year that ended in Dec. 2025 is calculated as:
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Cash Flow from Financing for the trailing twelve months (TTM) ended in Dec. 2025 was KES-459 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Financing of KES-459 Mil mean?
CIC Insurance Group (NAI:CIC) has a Cash Flow from Financing of KES-459 Mil as of Dec. 2025. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for CIC Insurance Group and its competitors.
Is CIC Insurance Group's Cash Flow from Financing too high?
CIC Insurance Group's current Cash Flow from Financing is KES-459 Mil. Overall, CIC Insurance Group has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CIC Insurance Group's Cash Flow from Financing compare to BRK.A and AIG?
CIC Insurance Group's Cash Flow from Financing of KES-459 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for an Insurance company?
A good Cash Flow from Financing depends on the Insurance industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for CIC Insurance Group and its competitors. CIC Insurance Group's current Cash Flow from Financing is KES-459 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIC Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, CIC Insurance Group (NAI:CIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES3.43, compared to a current price of KES4.78 — trading 39.4% above its estimated fair value. The current Cash Flow from Financing is KES-459 Mil. CIC Insurance Group's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For CIC Insurance Group (NAI:CIC), the current Cash Flow from Financing is KES-459 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CIC Insurance Group (NAI:CIC) Overvalued in 2026?
Based on GuruFocus' analysis, CIC Insurance Group stock appears to be overvalued.
The current stock price of KES4.78 is trading 39.4% above its estimated GF Value™ of KES3.43.
GuruFocus considers CIC Insurance Group to be Significantly Overvalued.
Key valuation signals for NAI:CIC:
Cash Flow from Financing: KES-459 Mil
GF Value™: KES3.43 vs. price of KES4.78 (39.4% above fair value)
No single metric tells the full story. See the NAI:CIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CIC Insurance Group Ltd operates as a Co-operative insurer in Africa, offering insurance and investment services across Kenya, Uganda, South Sudan, and Malawi. Its diverse portfolio includes General Insurance, Life Assurance, Microinsurance, Asset Management and Pharmaceutical services. The Company's reportable segments are long-term business, general insurance business, asset management, and other business. The majority of revenue is derived from the Asset Management segment.
78GF Score
Get the complete analysis for NAI:CIC
Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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