CIC Insurance Group (NAI:CIC) Interest Expense (Positive): KES503 Mil (As of Dec. 2025)

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NAI:CIC CIC Insurance Group Ltd NAI:CIC
74 GF Score
Price KES4.59
GF Value KES3.44
Valuation Significantly Overvalued
! 3 Warning Signs
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What is CIC Insurance Group Interest Expense (Positive)?

CIC Insurance Group NAI:CIC -0.86% 74 Interest Expense (Positive) is KES503 Mil as of Dec. 2025. GuruFocus rates NAI:CIC with a GF Score™ of 74/100 and a GF Value™ of KES3.44 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Interest expense is the amount reported by a company or individual as an expense for borrowed money. CIC Insurance Group's Interest Expense (Positive) for the six months ended in Dec. 2025 was KES503 Mil. Its Interest Expense (Positive) for the trailing twelve months (TTM) ended in Dec. 2025 was KES503 Mil.

CIC Insurance Group Interest Expense (Positive) Historical Data

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The historical data trend for CIC Insurance Group's Interest Expense (Positive) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CIC Insurance Group Interest Expense (Positive) Chart

CIC Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense (Positive)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 431.08 440.31 517.82 578.20 503.48

CIC Insurance Group Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense (Positive) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 431.08 440.31 517.82 578.20 503.48
NAI:CIC
74GF Score
CIC Insurance Group Ltd NAI:CIC
Interest Expense (Positive) is just one metric. See GF Score™, valuation, warning signs, and more.
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CIC Insurance Group Interest Expense (Positive) Calculation

Interest Expense (Positive) is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense (Positive) for the trailing twelve months (TTM) ended in Dec. 2025 was KES503 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Interest Expense (Positive) of KES503 Mil mean?
CIC Insurance Group (NAI:CIC) has a Interest Expense (Positive) of KES503 Mil as of Dec. 2025. Interest expense is the amount reported by a company or individual as an expense for borrowed money. View historical data on CIC Insurance Group and its competitors.
Is CIC Insurance Group's Interest Expense (Positive) too high?
CIC Insurance Group's current Interest Expense (Positive) is KES503 Mil. Overall, CIC Insurance Group has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CIC Insurance Group's Interest Expense (Positive) compare to BRK.A and AIG?
CIC Insurance Group's Interest Expense (Positive) of KES503 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense (Positive) for an Insurance company?
A good Interest Expense (Positive) depends on the Insurance industry context. However, Interest Expense (Positive) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense (Positive) mean?
A high Interest Expense (Positive) can signal that a stock is expensive relative to its fundamentals. Interest expense is the amount reported by a company or individual as an expense for borrowed money. View historical data on CIC Insurance Group and its competitors. CIC Insurance Group's current Interest Expense (Positive) is KES503 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIC Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, CIC Insurance Group (NAI:CIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES3.44, compared to a current price of KES4.59 — trading 33.4% above its estimated fair value. The current Interest Expense (Positive) is KES503 Mil. CIC Insurance Group's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense (Positive) calculated?
Interest Expense (Positive) is calculated from a company's financial statements. For CIC Insurance Group (NAI:CIC), the current Interest Expense (Positive) is KES503 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CIC Insurance Group (NAI:CIC) Overvalued in 2026?

Based on GuruFocus' analysis, CIC Insurance Group stock appears to be overvalued. The current stock price of KES4.59 is trading 33.4% above its estimated GF Value™ of KES3.44. GuruFocus considers CIC Insurance Group to be Significantly Overvalued.

Key valuation signals for NAI:CIC:

  • Interest Expense (Positive): KES503 Mil
  • GF Value™: KES3.44 vs. price of KES4.59 (33.4% above fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the NAI:CIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CIC Insurance Group Business Description

Address Mara Road, Upper Hill, P.O. Box 59485, CIC Plaza, Nairobi, KEN, 00200
CIC Insurance Group Ltd operates as a Co-operative insurer in Africa, offering insurance and investment services across Kenya, Uganda, South Sudan, and Malawi. Its diverse portfolio includes General Insurance, Life Assurance, Microinsurance, Asset Management and Pharmaceutical services. The Company's reportable segments are long-term business, general insurance business, asset management, and other business. The majority of revenue is derived from the Asset Management segment.
74GF Score

Get the complete analysis for NAI:CIC

Interest Expense (Positive) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES4.59
Price
KES3.44
GF Value