CIC Insurance Group (NAI:CIC) EPS (Basic): KES0.21 (TTM As of Dec. 2025)


NAI:CIC CIC Insurance Group Ltd NAI:CIC
77 GF Score
Price KES4.41
GF Value KES3.33
Valuation Significantly Overvalued
! 3 Warning Signs
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What is CIC Insurance Group EPS (Basic)?

CIC Insurance Group NAI:CIC +2.32% 77 EPS (Basic) is KES0.21 as of Dec. 2025. GuruFocus rates NAI:CIC with a GF Score™ of 77/100 and a GF Value™ of KES3.33 (Significantly Overvalued). The stock has 3 warning signs investors should review.

CIC Insurance Group's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was KES0.21. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was KES0.21.

CIC Insurance Group's EPS (Diluted) for the six months ended in Dec. 2025 was KES0.21. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was KES0.21.

CIC Insurance Group's EPS without NRI for the six months ended in Dec. 2025 was KES0.21. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 0.21.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

CIC Insurance Group  (NAI:CIC) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

CIC Insurance Group EPS (Basic) Related Terms

CIC Insurance Group EPS (Basic) Historical Data

* Premium members only.

The historical data trend for CIC Insurance Group's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CIC Insurance Group EPS (Basic) Chart

CIC Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.21 0.06 0.52 1.04 0.21

CIC Insurance Group Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.06 0.52 1.04 0.21
NAI:CIC
77GF Score
CIC Insurance Group Ltd NAI:CIC
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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CIC Insurance Group EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

CIC Insurance Group's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(588.567-0)/2746.328
=0.21

CIC Insurance Group's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(588.567-0)/2746.328
=0.21

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was KES0.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of KES0.21 mean?
CIC Insurance Group (NAI:CIC) has a EPS (Basic) of KES0.21 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on CIC Insurance Group and its competitors.
Is CIC Insurance Group's EPS (Basic) too high?
CIC Insurance Group's current EPS (Basic) is KES0.21. Overall, CIC Insurance Group has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CIC Insurance Group's EPS (Basic) compare to BRK.A and AIG?
CIC Insurance Group's EPS (Basic) of KES0.21 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for an Insurance company?
A good EPS (Basic) depends on the Insurance industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on CIC Insurance Group and its competitors. CIC Insurance Group's current EPS (Basic) is KES0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIC Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, CIC Insurance Group (NAI:CIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES3.33, compared to a current price of KES4.41 — trading 32.4% above its estimated fair value. The current EPS (Basic) is KES0.21. CIC Insurance Group's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For CIC Insurance Group (NAI:CIC), the current EPS (Basic) is KES0.21 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CIC Insurance Group (NAI:CIC) Overvalued in 2026?

Based on GuruFocus' analysis, CIC Insurance Group stock appears to be overvalued. The current stock price of KES4.41 is trading 32.4% above its estimated GF Value™ of KES3.33. GuruFocus considers CIC Insurance Group to be Significantly Overvalued.

Key valuation signals for NAI:CIC:

  • EPS (Basic): KES0.21
  • GF Value™: KES3.33 vs. price of KES4.41 (32.4% above fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the NAI:CIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CIC Insurance Group Business Description

Address Mara Road, Upper Hill, P.O. Box 59485, CIC Plaza, Nairobi, KEN, 00200
CIC Insurance Group Ltd operates as a Co-operative insurer in Africa, offering insurance and investment services across Kenya, Uganda, South Sudan, and Malawi. Its diverse portfolio includes General Insurance, Life Assurance, Microinsurance, Asset Management and Pharmaceutical services. The Company's reportable segments are long-term business, general insurance business, asset management, and other business. The majority of revenue is derived from the Asset Management segment.
77GF Score

Get the complete analysis for NAI:CIC

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES4.41
Price
KES3.33
GF Value