CIC Insurance Group (NAI:CIC) Preferred Stock: KES0 Mil (As of Dec. 2025)

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NAI:CIC CIC Insurance Group Ltd NAI:CIC
78 GF Score
Price KES4.80
GF Value KES3.42
Valuation Significantly Overvalued
! 3 Warning Signs
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What is CIC Insurance Group Preferred Stock?

CIC Insurance Group NAI:CIC +2.13% 78 Preferred Stock is KES0 Mil as of Dec. 2025. GuruFocus rates NAI:CIC with a GF Score™ of 78/100 and a GF Value™ of KES3.42 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Preferred stock is a special equity security that has properties of both equity and debt. CIC Insurance Group's preferred stock for the quarter that ended in Dec. 2025 was KES0 Mil.

The market value of preferred stock needs to be added to the market value of common stocks in the calculation of Enterprise Value. CIC Insurance Group's Enterprise Value for the quarter that ended in Dec. 2025 was KES-20,925 Mil.

In the calculation of book value, the par value of preferred stocks needs to subtracted from total equity. CIC Insurance Group's Book Value per Share for the quarter that ended in Dec. 2025 was KES4.14.

Dividends paid to preferred stocks need to be subtracted from net income in the calculation of Earnings per Share (Diluted). CIC Insurance Group's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was KES0.21.


CIC Insurance Group  (NAI:CIC) Preferred Stock Explanation

When a company needs capital but does not wish to issue debt, they may sell preferred stocks to investors.

For instance, during the financial crisis of 2008, Goldman Sachs (GS) issued a combination of preferred stock and common stock options for $5 billion of capital to Warren Buffett’s Berkshire Hathaway (BRK.A)(BRK.B). In this deal, Berkshire Hathaway paid $5 billion for 10% cumulative perpetual preferred stock and warrants to buy 43.5 million shares of Goldman Sachs at $115 a share. Goldman Sachs bought back the preferred in 2010. Guess how much money Warren Buffett made in this deal in two years? Read How Much Did Warren Buffett’s Berkshire Hathaway (BRK.B) Make on Its Goldman Sachs (GS) Preferred Stock?

1. The market value of Preferred Stocks needs to be added to the market value of common stocks in the calculation of enterprise value.

CIC Insurance Group's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

2. In the calculation of Book Value, the par value of Preferred Stocks needs to subtracted from total equity.

CIC Insurance Group's Book Value per Share for the quarter that ended in Dec. 2025 is calculated as

3. Dividends paid to Preferred Stocks need to be subtracted from net income in the calculation of earnings per share.

CIC Insurance Group's Earnings per Share (Diluted) (EPS) for the six months ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CIC Insurance Group Preferred Stock Related Terms


CIC Insurance Group Preferred Stock Historical Data

* Premium members only.

The historical data trend for CIC Insurance Group's Preferred Stock can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CIC Insurance Group Preferred Stock Chart

CIC Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Preferred Stock
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CIC Insurance Group Semi-Annual Data
Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Preferred Stock Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
NAI:CIC
78GF Score
CIC Insurance Group Ltd NAI:CIC
Preferred Stock is just one metric. See GF Score™, valuation, warning signs, and more.
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CIC Insurance Group Preferred Stock Calculation

Preferred Stock is a special equity security that has properties of both equity and debt. It is generally considered a hybrid instrument. Preferred stock is senior to common stock, but is subordinate to bonds in terms of claim or rights to their share of the assets of the company.

Preferred stock has priority over common stock in the payment of dividends and any payments received when a company liquidates.

Preferred stock comes in many forms. It can be:


Convertible or Non-Convertible
Cumulative or Non-Cumulative
Voting or Non-Voting
Callable or Non-Callable
Maturity Date or No Maturity Date

A preferred stock without a maturity date is called a perpetual preferred stock. These are relatively rare. A good example of perpetual preferred stock is the many series of Public Storage (PSA) preferred shares that trade on the New York Stock Exchange.

Before investing in preferred stock, it is important to know which of the above groups the stock belongs to. Is it convertible or non-convertible? Are dividends cumulative or non-cumulative?

It is also critical that an investor knows what bonds the company has in front of the preferred stock. Bondholders get paid first. So the decision to buy a preferred stock can be similar to the decision to buy a bond. But, remember, the preferred stock of a company with bonds is junior to those bonds.

Unless a preferred stock is convertible, the upside in a preferred stock investment is more limited than in a common stock investment. If a company doubles its earnings, it is usually under no more obligation to double the dividends paid to preferred shareholders than it is to double the interest paid to its bankers and bondholders.So preferred stock is very different from common stock.

Frequently Asked Questions Learn more about Preferred Stock →
What does a Preferred Stock of KES0 Mil mean?
CIC Insurance Group (NAI:CIC) has a Preferred Stock of KES0 Mil as of Dec. 2025. Preferred Stock represents the par value of a company's preferred shares. View historical data on CIC Insurance Group and its competitors.
Is CIC Insurance Group's Preferred Stock too high?
CIC Insurance Group's current Preferred Stock is KES0 Mil. Overall, CIC Insurance Group has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CIC Insurance Group's Preferred Stock compare to BRK.A and AIG?
CIC Insurance Group's Preferred Stock of KES0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Preferred Stock for an Insurance company?
A good Preferred Stock depends on the Insurance industry context. However, Preferred Stock should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Preferred Stock mean?
A high Preferred Stock can signal that a stock is expensive relative to its fundamentals. Preferred Stock represents the par value of a company's preferred shares. View historical data on CIC Insurance Group and its competitors. CIC Insurance Group's current Preferred Stock is KES0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIC Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, CIC Insurance Group (NAI:CIC) is currently considered Significantly Overvalued. The stock's GF Value™ is KES3.42, compared to a current price of KES4.80 — trading 40.4% above its estimated fair value. The current Preferred Stock is KES0 Mil. CIC Insurance Group's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Preferred Stock calculated?
Preferred Stock is calculated from a company's financial statements. For CIC Insurance Group (NAI:CIC), the current Preferred Stock is KES0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CIC Insurance Group (NAI:CIC) Overvalued in 2026?

Based on GuruFocus' analysis, CIC Insurance Group stock appears to be overvalued. The current stock price of KES4.80 is trading 40.4% above its estimated GF Value™ of KES3.42. GuruFocus considers CIC Insurance Group to be Significantly Overvalued.

Key valuation signals for NAI:CIC:

  • Preferred Stock: KES0 Mil
  • GF Value™: KES3.42 vs. price of KES4.80 (40.4% above fair value)
  • GF Score™: 78/100 with 3 warning signs

No single metric tells the full story. See the NAI:CIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CIC Insurance Group Business Description

Address Mara Road, Upper Hill, P.O. Box 59485, CIC Plaza, Nairobi, KEN, 00200
CIC Insurance Group Ltd operates as a Co-operative insurer in Africa, offering insurance and investment services across Kenya, Uganda, South Sudan, and Malawi. Its diverse portfolio includes General Insurance, Life Assurance, Microinsurance, Asset Management and Pharmaceutical services. The Company's reportable segments are long-term business, general insurance business, asset management, and other business. The majority of revenue is derived from the Asset Management segment.
78GF Score

Get the complete analysis for NAI:CIC

Preferred Stock is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KES4.80
Price
KES3.42
GF Value