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River City Bank (River City Bank) LT-Debt-to-Total-Asset : 0.00 (As of Dec. 2006)


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What is River City Bank LT-Debt-to-Total-Asset?

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. River City Bank's long-term debt to total assests ratio for the quarter that ended in Dec. 2006 was 0.00.

River City Bank's long-term debt to total assets ratio declined from Dec. 2005 (0.01) to Dec. 2006 (0.00). It may suggest that River City Bank is progressively becoming less dependent on debt to grow their business.

River City Bank LT-Debt-to-Total-Asset Historical Data

The historical data trend for River City Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

River City Bank LT-Debt-to-Total-Asset Chart

River City Bank Annual Data
Trend Dec01 Dec02 Dec03 Dec04 Dec05 Dec06
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.01 0.01 0.01 0.01 -

River City Bank Quarterly Data
Dec01 Dec02 Dec03 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 - - - -

River City Bank LT-Debt-to-Total-Asset Calculation

River City Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2006 is calculated as

LT Debt to Total Assets (A: Dec. 2006 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2006 )/Total Assets (A: Dec. 2006 )
=0/86.452
=0.00

River City Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2006 is calculated as

LT Debt to Total Assets (Q: Dec. 2006 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2006 )/Total Assets (Q: Dec. 2006 )
=0/86.452
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

River City Bank  (OTCPK:RCBC) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

River City Bank LT-Debt-to-Total-Asset Related Terms

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River City Bank (River City Bank) Business Description

Industry
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Traded in Other Exchanges
N/A
Address
2480 Natomas Park Drive, Sacramento, CA, USA, 95833
Website
https://www.rivercitybank.com
River City Bank is a California state-chartered bank engaged in providing a range of banking services to individuals and businesses in California. The company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate, commercial, agriculture, residential mortgage, and consumer loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate in the Western United States.