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River City Bank (River City Bank) Short-Term Debt & Capital Lease Obligation : $0.00 Mil (As of Dec. 2006)


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What is River City Bank Short-Term Debt & Capital Lease Obligation?

Short-Term Debt & Capital Lease Obligation is the portion of a company's debt and capital lease obligation that need to be paid within the next 12 months. It equals Short-Term Debt plus Short-Term Capital Lease Obligation. This gives investors an idea of how much money the company needs to pay down for the principle of its debt. River City Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2006 was $0.00 Mil.

Long-Term Debt & Capital Lease Obligation is the debt and capital lease obligation due more than 12 months in the future. River City Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2006 was $0.00 Mil.

River City Bank Short-Term Debt & Capital Lease Obligation Historical Data

The historical data trend for River City Bank's Short-Term Debt & Capital Lease Obligation can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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River City Bank Short-Term Debt & Capital Lease Obligation Chart

River City Bank Annual Data
Trend Dec01 Dec02 Dec03 Dec04 Dec05 Dec06
Short-Term Debt & Capital Lease Obligation
Get a 7-Day Free Trial - 24.41 33.64 27.20 -

River City Bank Quarterly Data
Dec01 Dec02 Dec03 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06
Short-Term Debt & Capital Lease Obligation Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.20 - - - -

River City Bank Short-Term Debt & Capital Lease Obligation Calculation

This is the portion of a company's debt and capital lease obligation that need to be paid within the next 12 months. It equals Short-Term Debt plus Short-Term Capital Lease Obligation. This gives investors an idea of how much money the company needs to pay down for the principle of its debt.

In the notes to balance sheet in annual (10-K) or quarterly (10-Q) reports, companies usually break down the details of the debt, their due dates, the interest rates etc.

Be Aware

Stay away from companies that roll over the debt e.g. Bear Stearns

When investing in financial institutions, Buffett shies from those who are bigger borrowers of short term than long term debt.

His favorite Wells Fargo has 57 cents short term debt for every dollar of long term

Aggressive banks (like Bank of America) has $2.09 short term for every dollar long term

River City Bank Short-Term Debt & Capital Lease Obligation Related Terms

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River City Bank (River City Bank) Business Description

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GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » River City Bank (OTCPK:RCBC) » Definitions » Short-Term Debt & Capital Lease Obligation
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Traded in Other Exchanges
N/A
Address
2480 Natomas Park Drive, Sacramento, CA, USA, 95833
Website
https://www.rivercitybank.com
River City Bank is a California state-chartered bank engaged in providing a range of banking services to individuals and businesses in California. The company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate, commercial, agriculture, residential mortgage, and consumer loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate in the Western United States.