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River City Bank (River City Bank) Gross-Profit-to-Asset % : 13.35% (As of Dec. 2006)


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What is River City Bank Gross-Profit-to-Asset %?

Gross-Profit-to-Asset % is calculated as Gross Profit divided by its average Total Assets over a certain period of time. River City Bank's annualized Gross Profit for the quarter that ended in Dec. 2006 was $11.37 Mil. River City Bank's average Total Assets over the quarter that ended in Dec. 2006 was $85.16 Mil. Therefore, River City Bank's annualized Gross-Profit-to-Asset % for the quarter that ended in Dec. 2006 was 13.35%.

River City Bank Gross-Profit-to-Asset % Historical Data

The historical data trend for River City Bank's Gross-Profit-to-Asset % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

River City Bank Gross-Profit-to-Asset % Chart

River City Bank Annual Data
Trend Dec01 Dec02 Dec03 Dec04 Dec05 Dec06
Gross-Profit-to-Asset %
Get a 7-Day Free Trial 1.09 1.38 1.18 1.60 0.75

River City Bank Quarterly Data
Dec01 Dec02 Dec03 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06
Gross-Profit-to-Asset % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.72 0.10 0.52 0.68 13.35

Competitive Comparison of River City Bank's Gross-Profit-to-Asset %

For the Banks - Regional subindustry, River City Bank's Gross-Profit-to-Asset %, along with its competitors' market caps and Gross-Profit-to-Asset % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

River City Bank's Gross-Profit-to-Asset % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, River City Bank's Gross-Profit-to-Asset % distribution charts can be found below:

* The bar in red indicates where River City Bank's Gross-Profit-to-Asset % falls into.


River City Bank Gross-Profit-to-Asset % Calculation

River City Bank's annualized Gross-Profit-to-Asset % for the fiscal year that ended in Dec. 2006 is calculated as:

Gross-Profit-to-Asset %=Gross Profit (A: Dec. 2006 )/( (Total Assets (A: Dec. 2005 )+Total Assets (A: Dec. 2006 ))/ count )
=3.172/( (755.636+86.452)/ 2 )
=3.172/421.044
=0.75 %

River City Bank's annualized Gross-Profit-to-Asset % for the quarter that ended in Dec. 2006 is calculated as:

Gross-Profit-to-Asset %=Gross Profit (Q: Dec. 2006 )/( (Total Assets (Q: Sep. 2006 )+Total Assets (Q: Dec. 2006 ))/ count )
=11.368/( (83.858+86.452)/ 2 )
=11.368/85.155
=13.35 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Gross-Profit-to-Asset %, the Gross Profit of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Gross Profit data used here is four times the quarterly (Dec. 2006) data. Gross-Profit-to-Asset % is displayed in the 30-year financial page.

River City Bank Gross-Profit-to-Asset % Related Terms

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River City Bank (River City Bank) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » River City Bank (OTCPK:RCBC) » Definitions » Gross-Profit-to-Asset %
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Traded in Other Exchanges
N/A
Address
2480 Natomas Park Drive, Sacramento, CA, USA, 95833
Website
https://www.rivercitybank.com
River City Bank is a California state-chartered bank engaged in providing a range of banking services to individuals and businesses in California. The company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate, commercial, agriculture, residential mortgage, and consumer loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate in the Western United States.