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River City Bank (River City Bank) Credit Losses Provision : $0.21 Mil (As of Dec. 2006)


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What is River City Bank Credit Losses Provision?

River City Bank's credit losses provision for the three months ended in Dec. 2006 was $0.07 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Dec. 2006 was $0.21 Mil.

River City Bank's quarterly credit losses provision increased from Jun. 2006 ($0.02 Mil) to Sep. 2006 ($0.07 Mil) and increased from Sep. 2006 ($0.07 Mil) to Dec. 2006 ($0.07 Mil).

River City Bank's annual credit losses provision declined from Dec. 2004 ($0.68 Mil) to Dec. 2005 ($0.00 Mil) but then increased from Dec. 2005 ($0.00 Mil) to Dec. 2006 ($0.21 Mil).

River City Bank Credit Losses Provision Historical Data

The historical data trend for River City Bank's Credit Losses Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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River City Bank Credit Losses Provision Chart

River City Bank Annual Data
Trend Dec01 Dec02 Dec03 Dec04 Dec05 Dec06
Credit Losses Provision
Get a 7-Day Free Trial 0.30 0.15 0.68 - 0.21

River City Bank Quarterly Data
Dec01 Dec02 Dec03 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06
Credit Losses Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.15 0.06 0.02 0.07 0.07

River City Bank Credit Losses Provision Calculation

For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.

Credit Losses Provision for the trailing twelve months (TTM) ended in Dec. 2006 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.21 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

River City Bank (River City Bank) Business Description

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Traded in Other Exchanges
N/A
Address
2480 Natomas Park Drive, Sacramento, CA, USA, 95833
Website
https://www.rivercitybank.com
River City Bank is a California state-chartered bank engaged in providing a range of banking services to individuals and businesses in California. The company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate, commercial, agriculture, residential mortgage, and consumer loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate in the Western United States.