RCBC (River City Bank) Common Stock: $28.3 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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RCBC River City Bank RCBC
67 GF Score
Price $47.19
GF Value $32.12
Valuation Significantly Overvalued
! 5 Warning Signs
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What is River City Bank Common Stock?

River City Bank RCBC 67 Common Stock is $28.3 Mil as of Dec. 2025. GuruFocus rates RCBC with a GF Score™ of 67/100 and a GF Value™ of $32.12 (Significantly Overvalued). The stock has 5 warning signs investors should review.

River City Bank's quarterly common stock declined from Dec. 2023 ($37.3 Mil) to Dec. 2024 ($33.3 Mil) and declined from Dec. 2024 ($33.3 Mil) to Dec. 2025 ($28.3 Mil).

River City Bank's annual common stock declined from Dec. 2023 ($37.3 Mil) to Dec. 2024 ($33.3 Mil) and declined from Dec. 2024 ($33.3 Mil) to Dec. 2025 ($28.3 Mil).


River City Bank Common Stock Historical Data

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The historical data trend for River City Bank's Common Stock can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

River City Bank Common Stock Chart

River City Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Common Stock
Get a 7-Day Free Trial Premium Member Only Premium Member Only 37.75 40.06 37.28 33.28 28.34

River City Bank Semi-Annual Data
Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Common Stock Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.75 40.06 37.28 33.28 28.34
RCBC
67GF Score
River City Bank RCBC
Common Stock is just one metric. See GF Score™, valuation, warning signs, and more.
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River City Bank Common Stock Calculation

Common stock is listed on the Balance Sheet at the par value of the total shares outstanding of a company.

The par value of common stocks is meaningless. It is usually set at an absurdly low number.

Frequently Asked Questions Learn more about Common Stock →
What does a Common Stock of $28.3 Mil mean?
River City Bank (RCBC) has a Common Stock of $28.3 Mil as of Dec. 2025. Common Stock is the par value of a company's shares outstanding, as listed on the balance sheet. View historical data on River City Bank and its competitors.
Is River City Bank's Common Stock too high?
River City Bank's current Common Stock is $28.3 Mil. Overall, River City Bank has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does River City Bank's Common Stock compare to CWBC and BCAL?
River City Bank's Common Stock of $28.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Common Stock for a Banks company?
A good Common Stock depends on the Banks industry context. However, Common Stock should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Common Stock mean?
A high Common Stock can signal that a stock is expensive relative to its fundamentals. Common Stock is the par value of a company's shares outstanding, as listed on the balance sheet. View historical data on River City Bank and its competitors. River City Bank's current Common Stock is $28.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River City Bank stock overvalued right now?
Based on GuruFocus' analysis, River City Bank (RCBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.12, compared to a current price of $47.19 — trading 46.9% above its estimated fair value. The current Common Stock is $28.3 Mil. River City Bank's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Common Stock calculated?
Common Stock is calculated from a company's financial statements. For River City Bank (RCBC), the current Common Stock is $28.3 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is River City Bank (RCBC) Overvalued in 2026?

Based on GuruFocus' analysis, River City Bank stock appears to be overvalued. The current stock price of $47.19 is trading 46.9% above its estimated GF Value™ of $32.12. GuruFocus considers River City Bank to be Significantly Overvalued.

Key valuation signals for RCBC:

  • Common Stock: $28.3 Mil
  • GF Value™: $32.12 vs. price of $47.19 (46.9% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the RCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


River City Bank Business Description

Address 2480 Natomas Park Drive, Sacramento, CA, USA, 95833
River City Bank is a California state-chartered bank engaged in providing a range of banking services to individuals and businesses in California. The company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate, commercial, agriculture, residential mortgage, and consumer loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate in the Western United States.
67GF Score

Get the complete analysis for RCBC

Common Stock is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.19
Price
$32.12
GF Value