RCBC (River City Bank) Dividends per Share: $0.16 (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

RCBC River City Bank RCBC
67 GF Score
Price $47.19
GF Value $32.12
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is River City Bank Dividends per Share?

River City Bank RCBC -0.70% 67 Dividends per Share is $0.16 as of Dec. 2025. GuruFocus rates RCBC with a GF Score™ of 67/100 and a GF Value™ of $32.12 (Significantly Overvalued). The stock has 5 warning signs investors should review.

River City Bank's dividends per share for the six months ended in Dec. 2025 was $0.16. Its dividends per share for the trailing twelve months (TTM) ended in Dec. 2025 was $0.16. Its Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.03. As of today, River City Bank's Dividend Yield % is 0.39%.

During the past 12 months, River City Bank's average Dividends Per Share Growth Rate was 8.10% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 6.60% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 5.80% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 17.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of River City Bank was 118.30% per year. The lowest was 5.30% per year. And the median was 6.60% per year.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


River City Bank  (OTCPK:RCBC) Dividends per Share Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

River City Bank's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.16/ 4.69
=0.03

During the past 13 years, the highest Dividend Payout Ratio of River City Bank was 0.08. The lowest was 0.03. And the median was 0.05.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

River City Bank Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.0500002026-05-052026-05-052026-05-19Cash DividendquarterlyUSD:USD 1.000000
USD 0.0500002026-02-102026-02-102026-02-24Cash DividendquarterlyUSD:USD 1.000000
USD 0.0400002025-11-042025-11-042025-11-18Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.


River City Bank's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.14/47.19
=0.30 %

Current Share Price is $47.19.
River City Bank's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.14.

During the past 13 years, the highest Dividend Yield of River City Bank was 0.80%. The lowest was 0.33%. And the median was 0.51%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


River City Bank Dividends per Share Related Terms


River City Bank Dividends per Share Historical Data

* Premium members only.

The historical data trend for River City Bank's Dividends per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

River City Bank Dividends per Share Chart

River City Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividends per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.13 0.13 0.14 0.15 0.16

River City Bank Semi-Annual Data
Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividends per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.13 0.13 0.14 0.15 0.16

RCBC vs CWBC, BCAL, PFIS: Dividends per Share Comparison

For the Banks - Regional subindustry, River City Bank's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


River City Bank Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, River City Bank's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where River City Bank's Dividend Yield % falls into.


RCBC
67GF Score
River City Bank RCBC
Dividends per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

River City Bank Dividends per Share Calculation

Dividends paid to per common share.

Frequently Asked Questions Learn more about Dividends per Share →
What does a Dividends per Share of $0.16 mean?
River City Bank (RCBC) has a Dividends per Share of $0.16 as of Dec. 2025. Dividends per share represents the per-share amount paid as dividends. View historical data on River City Bank and its competitors.
Is River City Bank's Dividends per Share too high?
River City Bank's current Dividends per Share is $0.16. Overall, River City Bank has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does River City Bank's Dividends per Share compare to CWBC and BCAL?
River City Bank's Dividends per Share of $0.16 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividends per Share for a Banks company?
A good Dividends per Share depends on the Banks industry context. However, Dividends per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividends per Share mean?
A high Dividends per Share can signal that a stock is expensive relative to its fundamentals. Dividends per share represents the per-share amount paid as dividends. View historical data on River City Bank and its competitors. River City Bank's current Dividends per Share is $0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River City Bank stock overvalued right now?
Based on GuruFocus' analysis, River City Bank (RCBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.12, compared to a current price of $47.19 — trading 46.9% above its estimated fair value. The current Dividends per Share is $0.16. River City Bank's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividends per Share calculated?
Dividends per Share is calculated from a company's financial statements. For River City Bank (RCBC), the current Dividends per Share is $0.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is River City Bank (RCBC) Overvalued in 2026?

Based on GuruFocus' analysis, River City Bank stock appears to be overvalued. The current stock price of $47.19 is trading 46.9% above its estimated GF Value™ of $32.12. GuruFocus considers River City Bank to be Significantly Overvalued.

Key valuation signals for RCBC:

  • Dividends per Share: $0.16
  • GF Value™: $32.12 vs. price of $47.19 (46.9% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the RCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


River City Bank Business Description

Address 2480 Natomas Park Drive, Sacramento, CA, USA, 95833
River City Bank is a California state-chartered bank engaged in providing a range of banking services to individuals and businesses in California. The company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate, commercial, agriculture, residential mortgage, and consumer loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate in the Western United States.
67GF Score

Get the complete analysis for RCBC

Dividends per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.19
Price
$32.12
GF Value