Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Hanmi FinancialHAFC -0.19%67 OCF Yield % is 23.10 as of Aug. 22, 2026, which is 89% above its 10-year median of 12.23. GuruFocus rates HAFC with a GF Score™ of 67/100 and a GF Value™ of $27.98 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,493 Banks companies, Hanmi Financial ranks better than 77.96% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Hanmi Financial OCF Yield % Related Terms
Hanmi Financial OCF Yield % Historical Data
* Premium members only.
The historical data trend for Hanmi Financial's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Hanmi Financial's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hanmi Financial OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Hanmi Financial's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Hanmi Financial's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hanmi Financial (HAFC) has a OCF Yield % of 23.10 as of Aug. 22, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Hanmi Financial and its competitors. This is 89% above median its historical median of 12.23. Over the past decade, Hanmi Financial's OCF Yield % has ranged from 1.69 to 38.97. According to the industry distribution chart, Hanmi Financial ranks #329 out of 1493 companies in the Banks industry, placing it in the top 22%.
Is Hanmi Financial's OCF Yield % too high?
Hanmi Financial's current OCF Yield % of 23.10 is 89% above median its 10-year median of 12.23. Over the past 10 years, this metric has ranged from a low of 1.69 to a high of 38.97. The Banks industry median OCF Yield % is 9.29. Hanmi Financial's value of 23.10 is 148.7% above this industry median. Based on the distribution chart, Hanmi Financial ranks #329 out of 1493 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hanmi Financial has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hanmi Financial's OCF Yield % compare to MPB and FMCB?
According to the Banks industry distribution chart, Hanmi Financial ranks #329 out of 1493 companies for OCF Yield %. This places Hanmi Financial in the top 22% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.29. Hanmi Financial's value of 23.10 is 148.7% above this benchmark. Historically, Hanmi Financial's own OCF Yield % has ranged from 1.69 to 38.97 over the past decade. While the company's 10-year median is 12.23 vs. the industry median of 9.29, Hanmi Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.29, based on 1,493 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hanmi Financial's current OCF Yield % of 23.10 is 148.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Hanmi Financial and its competitors. For the Banks industry, the median OCF Yield % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hanmi Financial's current OCF Yield % is 23.10, which is 89% above median its own 10-year median of 12.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hanmi Financial stock overvalued right now?
Based on GuruFocus' analysis, Hanmi Financial (HAFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.98, compared to a current price of $31.12 — trading 11.2% above its estimated fair value. The current OCF Yield % is 23.10, which is 89% above median its 10-year median of 12.23 and 148.7% above the Banks industry median of 9.29. Hanmi Financial's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Hanmi Financial (HAFC), the current OCF Yield % is 23.10 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hanmi Financial (HAFC) Overvalued in 2026?
Based on GuruFocus' analysis, Hanmi Financial stock appears to be overvalued.
The current stock price of $31.12 is trading 11.2% above its estimated GF Value™ of $27.98.
GuruFocus considers Hanmi Financial to be Modestly Overvalued.
Key valuation signals for HAFC:
OCF Yield %: 23.10 (89% above median its 10-year median of 12.23)
GF Value™: $27.98 vs. price of $31.12 (11.2% above fair value)
Industry Position: 148.7% above the Banks median (#329 of 1493)
No single metric tells the full story. See the HAFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. It also offers a variety of international finance and trade services and products, including letters of credit, import financing, and export financing. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.
67GF Score
Get the complete analysis for HAFC
OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HAFC has been successfully added to your 
