HAFC (Hanmi Financial) Tariff Resilience Score: 8/10 (As of Aug. 22, 2026)

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HAFC Hanmi Financial Corp HAFC
67 GF Score
Price $31.12
GF Value $27.98
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Hanmi Financial Tariff Resilience Score?

Hanmi Financial HAFC -0.19% 67 Tariff Resilience Score is 8 as of Aug. 22, 2026. GuruFocus rates HAFC with a GF Score™ of 67/100 and a GF Value™ of $27.98 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,604 Banks companies, Hanmi Financial ranks better than 78.8% on this metric.

Hanmi Financial has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Hanmi Financial has Hanmi Financial Corp is highly resilient to tariffs as a financial services provider with minimal direct exposure to international trade. Its operations are primarily domestic, and historical tariff changes have had negligible impact. The company is insulated from direct tariff effects but may face indirect economic impacts.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Hanmi Financial might have Highly Resilient.

Hanmi Financial  (NAS:HAFC) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Hanmi Financial Tariff Resilience Score Related Terms

HAFC vs MPB, FMCB, SBNC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Hanmi Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hanmi Financial Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Hanmi Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Hanmi Financial's Tariff Resilience Score falls into.


HAFC
67GF Score
Hanmi Financial Corp HAFC
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Hanmi Financial (HAFC) has a Tariff Resilience Score of 8 as of Aug. 22, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Hanmi Financial ranks #340 out of 1604 companies in the Banks industry, placing it in the top 21.2%.
Is Hanmi Financial's Tariff Resilience Score too high?
Hanmi Financial's current Tariff Resilience Score is 8. Based on the distribution chart, Hanmi Financial ranks #340 out of 1604 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hanmi Financial has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hanmi Financial's Tariff Resilience Score compare to MPB and FMCB?
According to the Banks industry distribution chart, Hanmi Financial ranks #340 out of 1604 companies for Tariff Resilience Score. This places Hanmi Financial in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Hanmi Financial's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hanmi Financial stock overvalued right now?
Based on GuruFocus' analysis, Hanmi Financial (HAFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.98, compared to a current price of $31.12 — trading 11.2% above its estimated fair value. The current Tariff Resilience Score is 8. Hanmi Financial's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Hanmi Financial (HAFC), the current Tariff Resilience Score is 8 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hanmi Financial (HAFC) Overvalued in 2026?

Based on GuruFocus' analysis, Hanmi Financial stock appears to be overvalued. The current stock price of $31.12 is trading 11.2% above its estimated GF Value™ of $27.98. GuruFocus considers Hanmi Financial to be Modestly Overvalued.

Key valuation signals for HAFC:

  • Tariff Resilience Score: 8
  • GF Value™: $27.98 vs. price of $31.12 (11.2% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the HAFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hanmi Financial Business Description

Other Exchanges HF7N:Germany
Address 900 Wilshire Boulevard, Suite 1250, Los Angeles, CA, USA, 90017
Hanmi Financial Corp is a Los Angeles-based bank that caters to Korean-Americans and other multi-ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia, and Washington. The bank mainly focuses on small businesses and commercial and real estate loans. It also offers a variety of international finance and trade services and products, including letters of credit, import financing, and export financing. The Bank's revenues are derived from interest and fees on loans, interest, and dividends on the securities portfolio, service charges on deposit accounts, and sales of SBA loans.
67GF Score

Get the complete analysis for HAFC

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.12
Price
$27.98
GF Value