Anupam FinservBOM:530109 67 Net Margin % is 24.20% as of Mar. 2026, which is 19% below its 10-year median of 29.94. GuruFocus rates BOM:530109 with a GF Score™ of 67/100 and a GF Value™ of ₹1.86 (Fairly Valued). The stock has 4 warning signs investors should review. Among 533 Credit Services companies, Anupam Finserv ranks better than 81.8% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Anupam Finserv's Net Income for the
three
months ended in Mar. 2026 was ₹3.12 Mil. Anupam Finserv's Revenue for the
three
months ended in Mar. 2026 was ₹12.88 Mil. Therefore, Anupam Finserv's net margin for the quarter that ended in Mar. 2026 was 24.20%.
The historical rank and industry rank for Anupam Finserv's Net Margin % or its related term are showing as below:
BOM:530109'
s Net Margin % Range Over the Past 10 Years
Min: 13.79 Med: 29.94 Max: 56.51
Current: 41.31
BOM:530109's Net Margin % is ranked better than 81.8% of 533
companies
in the Credit Services industry
Industry Median: 14.54
vs BOM:530109: 41.31
Anupam Finserv (BOM:530109) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Anupam Finserv Net Margin % Related Terms
Anupam Finserv Net Margin % Historical Data
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The historical data trend for Anupam Finserv's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Anupam Finserv's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anupam Finserv Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Anupam Finserv's Net Margin % distribution charts can be found below:
* The bar in red indicates where Anupam Finserv's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Anupam Finserv (BOM:530109) has a Net Margin % of 24.20% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Anupam Finserv and its competitors. This is 19% below median its historical median of 29.94. Over the past decade, Anupam Finserv's Net Margin % has ranged from 13.79 to 56.51. According to the industry distribution chart, Anupam Finserv ranks #97 out of 533 companies in the Credit Services industry, placing it in the top 18.2%.
Is Anupam Finserv's Net Margin % too high?
Anupam Finserv's current Net Margin % of 24.20% is 19% below median its 10-year median of 29.94. Over the past 10 years, this metric has ranged from a low of 13.79 to a high of 56.51. The Credit Services industry median Net Margin % is 14.54. Anupam Finserv's value of 24.20% is 66.4% above this industry median. Based on the distribution chart, Anupam Finserv ranks #97 out of 533 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Anupam Finserv has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Anupam Finserv's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Anupam Finserv ranks #97 out of 533 companies for Net Margin %. This places Anupam Finserv in the top 18% of its industry — outperforming the majority of peers. The industry median Net Margin % is 14.54. Anupam Finserv's value of 24.20% is 66.4% above this benchmark. Historically, Anupam Finserv's own Net Margin % has ranged from 13.79 to 56.51 over the past decade. While the company's 10-year median is 29.94 vs. the industry median of 14.54, Anupam Finserv has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.54, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anupam Finserv's current Net Margin % of 24.20% is 66.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Anupam Finserv and its competitors. For the Credit Services industry, the median Net Margin % is 14.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anupam Finserv's current Net Margin % is 24.20%, which is 19% below median its own 10-year median of 29.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anupam Finserv stock overvalued right now?
Based on GuruFocus' analysis, Anupam Finserv (BOM:530109) is currently considered Fairly Valued. The stock's GF Value™ is ₹1.86, compared to a current price of ₹1.97 — trading 5.9% above its estimated fair value. The current Net Margin % is 24.20%, which is 19% below median its 10-year median of 29.94 and 66.4% above the Credit Services industry median of 14.54. Anupam Finserv's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Anupam Finserv (BOM:530109), the current Net Margin % is 24.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anupam Finserv (BOM:530109) Overvalued in 2026?
Based on GuruFocus' analysis, Anupam Finserv stock appears to be overvalued.
The current stock price of ₹1.97 is trading 5.9% above its estimated GF Value™ of ₹1.86.
GuruFocus considers Anupam Finserv to be Fairly Valued.
Key valuation signals for BOM:530109:
Net Margin %: 24.20% (19% below median its 10-year median of 29.94)
GF Value™: ₹1.86 vs. price of ₹1.97 (5.9% above fair value)
Industry Position: 66.4% above the Credit Services median (#97 of 533)
No single metric tells the full story. See the BOM:530109 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anupam Finserv Ltd is a Non-Banking Finance Company engaged in providing finance and capital market services, including financial consultancy and investment advisory services. Its operating segments include Financing and Leasing. The company's products include Capital Market Finance, Corporate Finance, Mortgage Loans, and Personal Loans for Salaried and Professionals.
67GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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