Anupam FinservBOM:530109 67 Operating Margin % is 42.00% as of Mar. 2026, which is 12% below its 10-year median of 47.67. GuruFocus rates BOM:530109 with a GF Score™ of 67/100 and a GF Value™ of ₹1.86 (Fairly Valued). The stock has 4 warning signs investors should review. Among 412 Credit Services companies, Anupam Finserv ranks better than 81.8% on this metric.
Anupam Finserv Ltd operating margin is expanding. Margin expansion is usually a good sign.
The historical rank and industry rank for Anupam Finserv's Operating Margin % or its related term are showing as below:
BOM:530109'
s Operating Margin % Range Over the Past 10 Years
Min: 20.5 Med: 47.67 Max: 52.67
Current: 49.43
BOM:530109's Operating Margin % is ranked better than 81.8% of 412
companies
in the Credit Services industry
Industry Median: 17.325
vs BOM:530109: 49.43
Anupam Finserv's 5-Year Average Operating Margin % Growth Rate was 0.60% per year.
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
Anupam Finserv Operating Margin % Related Terms
Anupam Finserv Operating Margin % Historical Data
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The historical data trend for Anupam Finserv's Operating Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530109 vs V, MA, AXP: Operating Margin % Comparison
For the Credit Services subindustry, Anupam Finserv's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anupam Finserv Operating Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Anupam Finserv's Operating Margin % distribution charts can be found below:
* The bar in red indicates where Anupam Finserv's Operating Margin % falls into.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
Anupam Finserv's Operating Margin % for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Anupam Finserv (BOM:530109) has a Operating Margin % of 42.00% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Anupam Finserv and its competitors. This is 12% below median its historical median of 47.67. Over the past decade, Anupam Finserv's Operating Margin % has ranged from 20.50 to 52.67. According to the industry distribution chart, Anupam Finserv ranks #75 out of 412 companies in the Credit Services industry, placing it in the top 18.2%.
Is Anupam Finserv's Operating Margin % too high?
Anupam Finserv's current Operating Margin % of 42.00% is 12% below median its 10-year median of 47.67. Over the past 10 years, this metric has ranged from a low of 20.50 to a high of 52.67. The Credit Services industry median Operating Margin % is 17.33. Anupam Finserv's value of 42.00% is 142.4% above this industry median. Based on the distribution chart, Anupam Finserv ranks #75 out of 412 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Anupam Finserv has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Anupam Finserv's Operating Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Anupam Finserv ranks #75 out of 412 companies for Operating Margin %. This places Anupam Finserv in the top 18% of its industry — outperforming the majority of peers. The industry median Operating Margin % is 17.33. Anupam Finserv's value of 42.00% is 142.4% above this benchmark. Historically, Anupam Finserv's own Operating Margin % has ranged from 20.50 to 52.67 over the past decade. While the company's 10-year median is 47.67 vs. the industry median of 17.33, Anupam Finserv has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Credit Services company?
The median Operating Margin % among Credit Services companies is 17.33, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anupam Finserv's current Operating Margin % of 42.00% is 142.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Anupam Finserv and its competitors. For the Credit Services industry, the median Operating Margin % is 17.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anupam Finserv's current Operating Margin % is 42.00%, which is 12% below median its own 10-year median of 47.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anupam Finserv stock overvalued right now?
Based on GuruFocus' analysis, Anupam Finserv (BOM:530109) is currently considered Fairly Valued. The stock's GF Value™ is ₹1.86, compared to a current price of ₹1.97 — trading 5.9% above its estimated fair value. The current Operating Margin % is 42.00%, which is 12% below median its 10-year median of 47.67 and 142.4% above the Credit Services industry median of 17.33. Anupam Finserv's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Anupam Finserv (BOM:530109), the current Operating Margin % is 42.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anupam Finserv (BOM:530109) Overvalued in 2026?
Based on GuruFocus' analysis, Anupam Finserv stock appears to be overvalued.
The current stock price of ₹1.97 is trading 5.9% above its estimated GF Value™ of ₹1.86.
GuruFocus considers Anupam Finserv to be Fairly Valued.
Key valuation signals for BOM:530109:
Operating Margin %: 42.00% (12% below median its 10-year median of 47.67)
GF Value™: ₹1.86 vs. price of ₹1.97 (5.9% above fair value)
Industry Position: 142.4% above the Credit Services median (#75 of 412)
No single metric tells the full story. See the BOM:530109 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anupam Finserv Ltd is a Non-Banking Finance Company engaged in providing finance and capital market services, including financial consultancy and investment advisory services. Its operating segments include Financing and Leasing. The company's products include Capital Market Finance, Corporate Finance, Mortgage Loans, and Personal Loans for Salaried and Professionals.
67GF Score
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