Anupam Finserv (BOM:530109) PEG Ratio: 1.95 (As of Jul. 20, 2026) — 61% Above Median

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Director of Data and Quant Analytics at GuruFocus
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BOM:530109 Anupam Finserv Ltd BOM:530109
64 GF Score
Price ₹1.93
GF Value ₹1.87
Valuation Fairly Valued
! 4 Warning Signs
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What is Anupam Finserv PEG Ratio?

Anupam Finserv BOM:530109 +2.12% 64 PEG Ratio is 1.95 as of Jul. 20, 2026, which is 61% above its 10-year median of 1.21. GuruFocus rates BOM:530109 with a GF Score™ of 64/100 and a GF Value™ of ₹1.87 (Fairly Valued). The stock has 4 warning signs investors should review. Among 233 Credit Services companies, Anupam Finserv ranks worse than 72.1% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Anupam Finserv's PE Ratio without NRI is 19.49. Anupam Finserv's 5-Year EBITDA growth rate is 10.00%. Therefore, Anupam Finserv's PEG Ratio for today is 1.95.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Anupam Finserv's PEG Ratio or its related term are showing as below:

BOM:530109' s PEG Ratio Range Over the Past 10 Years
Min: 0.14   Med: 1.21   Max: 24.52
Current: 1.95


During the past 13 years, Anupam Finserv's highest PEG Ratio was 24.52. The lowest was 0.14. And the median was 1.21.


BOM:530109's PEG Ratio is ranked worse than
72.1% of 233 companies
in the Credit Services industry
Industry Median: 0.92 vs BOM:530109: 1.95

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Anupam Finserv  (BOM:530109) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Anupam Finserv PEG Ratio Related Terms


Anupam Finserv PEG Ratio Historical Data

* Premium members only.

The historical data trend for Anupam Finserv's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anupam Finserv PEG Ratio Chart

Anupam Finserv Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.95 4.35 1.15 0.59 1.17

Anupam Finserv Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.86 0.79 1.30 1.17

BOM:530109 vs V, MA, AXP: PEG Ratio Comparison

For the Credit Services subindustry, Anupam Finserv's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anupam Finserv PEG Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Anupam Finserv's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Anupam Finserv's PEG Ratio falls into.


BOM:530109
64GF Score
Anupam Finserv Ltd BOM:530109
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Anupam Finserv PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

Anupam Finserv's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=19.494949494949/10.00
=1.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.95 mean?
Anupam Finserv (BOM:530109) has a PEG Ratio of 1.95 as of Jul. 20, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Anupam Finserv and its competitors. This is 61% above median its historical median of 1.21. Over the past decade, Anupam Finserv's PEG Ratio has ranged from 0.14 to 24.52. According to the industry distribution chart, Anupam Finserv ranks #168 out of 233 companies in the Credit Services industry, placing it in the top 72.1%.
Is Anupam Finserv's PEG Ratio too high?
Anupam Finserv's current PEG Ratio of 1.95 is 61% above median its 10-year median of 1.21. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 24.52. The Credit Services industry median PEG Ratio is 0.92. Anupam Finserv's value of 1.95 is 112% above this industry median. Based on the distribution chart, Anupam Finserv ranks #168 out of 233 companies in the Credit Services industry, which is below the industry midpoint. Overall, Anupam Finserv has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Anupam Finserv's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Anupam Finserv ranks #168 out of 233 companies for PEG Ratio. This places Anupam Finserv in the lower half of its industry. The industry median PEG Ratio is 0.92. Anupam Finserv's value of 1.95 is 112% above this benchmark. Historically, Anupam Finserv's own PEG Ratio has ranged from 0.14 to 24.52 over the past decade. While the company's 10-year median is 1.21 vs. the industry median of 0.92, Anupam Finserv has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.92, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anupam Finserv's current PEG Ratio of 1.95 is 112% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Anupam Finserv and its competitors. For the Credit Services industry, the median PEG Ratio is 0.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anupam Finserv's current PEG Ratio is 1.95, which is 61% above median its own 10-year median of 1.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anupam Finserv stock overvalued right now?
Based on GuruFocus' analysis, Anupam Finserv (BOM:530109) is currently considered Fairly Valued. The stock's GF Value™ is ₹1.87, compared to a current price of ₹1.93 — trading 3.2% above its estimated fair value. The current PEG Ratio is 1.95, which is 61% above median its 10-year median of 1.21 and 112% above the Credit Services industry median of 0.92. Anupam Finserv's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Anupam Finserv (BOM:530109), the current PEG Ratio is 1.95 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anupam Finserv (BOM:530109) Overvalued in 2026?

Based on GuruFocus' analysis, Anupam Finserv stock appears to be overvalued. The current stock price of ₹1.93 is trading 3.2% above its estimated GF Value™ of ₹1.87. GuruFocus considers Anupam Finserv to be Fairly Valued.

Key valuation signals for BOM:530109:

  • PEG Ratio: 1.95 (61% above median its 10-year median of 1.21)
  • GF Value™: ₹1.87 vs. price of ₹1.93 (3.2% above fair value)
  • GF Score™: 64/100 with 4 warning signs
  • Industry Position: 112% above the Credit Services median (#168 of 233)

No single metric tells the full story. See the BOM:530109 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anupam Finserv Business Description

Address D.P. Piramal Road, 502, Corporate Arena, Goregaon West, Mumbai, MH, IND, 400104
Anupam Finserv Ltd is a Non-Banking Finance Company engaged in providing finance and capital market services, including financial consultancy and investment advisory services. Its operating segments include Financing and Leasing. The company's products include Capital Market Finance, Corporate Finance, Mortgage Loans, and Personal Loans for Salaried and Professionals.
64GF Score

Get the complete analysis for BOM:530109

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1.93
Price
₹1.87
GF Value