Anupam Finserv (BOM:530109) Retained Earnings: ₹0.00 Mil (As of Jun. 2026)

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BOM:530109 Anupam Finserv Ltd BOM:530109
72 GF Score
Price ₹1.88
GF Value ₹2.23
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Anupam Finserv Retained Earnings?

Anupam Finserv BOM:530109 -0.53% 72 Retained Earnings is ₹0.00 Mil as of Jun. 2026. GuruFocus rates BOM:530109 with a GF Score™ of 72/100 and a GF Value™ of ₹2.23 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Anupam Finserv's retained earnings for the quarter that ended in Jun. 2026 was ₹0.00 Mil.

Anupam Finserv's annual retained earnings increased from Mar. 2024 (₹27.25 Mil) to Mar. 2025 (₹31.31 Mil) but then declined from Mar. 2025 (₹31.31 Mil) to Mar. 2026 (₹0.00 Mil).


Anupam Finserv  (BOM:530109) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Anupam Finserv Retained Earnings Historical Data

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The historical data trend for Anupam Finserv's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anupam Finserv Retained Earnings Chart

Anupam Finserv Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 29.16 27.25 31.31 0.00

Anupam Finserv Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
BOM:530109
72GF Score
Anupam Finserv Ltd BOM:530109
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Anupam Finserv Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₹0.00 Mil mean?
Anupam Finserv (BOM:530109) has a Retained Earnings of ₹0.00 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Anupam Finserv and its competitors.
Is Anupam Finserv's Retained Earnings too high?
Anupam Finserv's current Retained Earnings is ₹0.00 Mil. Overall, Anupam Finserv has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Anupam Finserv's Retained Earnings compare to V and MA?
Anupam Finserv's Retained Earnings of ₹0.00 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Anupam Finserv and its competitors. Anupam Finserv's current Retained Earnings is ₹0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anupam Finserv stock overvalued right now?
Based on GuruFocus' analysis, Anupam Finserv (BOM:530109) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2.23, compared to a current price of ₹1.88 — trading 15.7% below its estimated fair value. The current Retained Earnings is ₹0.00 Mil. Anupam Finserv's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Anupam Finserv (BOM:530109), the current Retained Earnings is ₹0.00 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anupam Finserv (BOM:530109) Overvalued in 2026?

Based on GuruFocus' analysis, Anupam Finserv stock appears to be undervalued. The current stock price of ₹1.88 is trading 15.7% below its estimated GF Value™ of ₹2.23. GuruFocus considers Anupam Finserv to be Modestly Undervalued.

Key valuation signals for BOM:530109:

  • Retained Earnings: ₹0.00 Mil
  • GF Value™: ₹2.23 vs. price of ₹1.88 (15.7% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the BOM:530109 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anupam Finserv Business Description

Address D.P. Piramal Road, 502, Corporate Arena, Goregaon West, Mumbai, MH, IND, 400104
Anupam Finserv Ltd is a Non-Banking Finance Company engaged in providing finance and capital market services, including financial consultancy and investment advisory services. Its operating segments include Financing and Leasing. The company's products include Capital Market Finance, Corporate Finance, Mortgage Loans, and Personal Loans for Salaried and Professionals.
72GF Score

Get the complete analysis for BOM:530109

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1.88
Price
₹2.23
GF Value