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Anupam FinservBOM:530109 -1.10%71 EV-to-EBITDA is 13.51 as of Sep. 22, 2026, which is 28% below its 10-year median of 18.85. GuruFocus rates BOM:530109 with a GF Score™ of 71/100 and a GF Value™ of ₹2.24 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 361 Credit Services companies, Anupam Finserv ranks better than 52.08% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Anupam Finserv's enterprise value is ₹434.04 Mil.
Anupam Finserv's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was ₹32.12 Mil. Therefore, Anupam Finserv's EV-to-EBITDA for today is 13.51.
The historical rank and industry rank for Anupam Finserv's EV-to-EBITDA or its related term are showing as below:
BOM:530109'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 7.6 Med: 18.85 Max: 53.73
Current: 15.86
During the past 9 years, the highest EV-to-EBITDA of Anupam Finserv was 53.73. The lowest was 7.60. And the median was 18.85.
BOM:530109's EV-to-EBITDA is ranked better than 52.08% of 361
companies
in the Credit Services industry
Industry Median: 16.95
vs BOM:530109: 15.86
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Anupam Finserv's PE Ratio (TTM) for today is calculated as:
Anupam Finserv's share price for today is ₹1.76.
Anupam Finserv's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.114.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Anupam Finserv's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Anupam Finserv's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anupam Finserv EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Anupam Finserv's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Anupam Finserv's EV-to-EBITDA falls into.
Anupam Finserv's current Enterprise Value is ₹434.04 Mil.
Anupam Finserv's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹32.12 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Anupam Finserv (BOM:530109) has a EV-to-EBITDA of 13.51 as of Sep. 22, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Anupam Finserv. This is 28% below median its historical median of 18.85. Over the past decade, Anupam Finserv's EV-to-EBITDA has ranged from 7.60 to 53.73. According to the industry distribution chart, Anupam Finserv ranks #173 out of 361 companies in the Credit Services industry, placing it in the top 47.9%.
Is Anupam Finserv's EV-to-EBITDA too high?
Anupam Finserv's current EV-to-EBITDA of 13.51 is 28% below median its 10-year median of 18.85. Over the past 10 years, this metric has ranged from a low of 7.60 to a high of 53.73. The Credit Services industry median EV-to-EBITDA is 16.95. Anupam Finserv's value of 13.51 is 20.3% below this industry median. Based on the distribution chart, Anupam Finserv ranks #173 out of 361 companies in the Credit Services industry, which is above the industry midpoint. Overall, Anupam Finserv has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Anupam Finserv's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Anupam Finserv ranks #173 out of 361 companies for EV-to-EBITDA. This puts Anupam Finserv in the upper half of its industry. The industry median EV-to-EBITDA is 16.95. Anupam Finserv's value of 13.51 is 20.3% below this benchmark. Historically, Anupam Finserv's own EV-to-EBITDA has ranged from 7.60 to 53.73 over the past decade. While the company's 10-year median is 18.85 vs. the industry median of 16.95, Anupam Finserv has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 16.95, based on 361 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anupam Finserv's current EV-to-EBITDA of 13.51 is 20.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Anupam Finserv. For the Credit Services industry, the median EV-to-EBITDA is 16.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anupam Finserv's current EV-to-EBITDA is 13.51, which is 28% below median its own 10-year median of 18.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anupam Finserv stock overvalued right now?
Based on GuruFocus' analysis, Anupam Finserv (BOM:530109) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2.24, compared to a current price of ₹1.76 — trading 21.4% below its estimated fair value. The current EV-to-EBITDA is 13.51, which is 28% below median its 10-year median of 18.85 and 20.3% below the Credit Services industry median of 16.95. Anupam Finserv's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Anupam Finserv (BOM:530109), the current EV-to-EBITDA is 13.51 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anupam Finserv (BOM:530109) Overvalued in 2026?
Based on GuruFocus' analysis, Anupam Finserv stock appears to be undervalued.
The current stock price of ₹1.76 is trading 21.4% below its estimated GF Value™ of ₹2.24.
GuruFocus considers Anupam Finserv to be Modestly Undervalued.
Key valuation signals for BOM:530109:
EV-to-EBITDA: 13.51 (28% below median its 10-year median of 18.85)
GF Value™: ₹2.24 vs. price of ₹1.76 (21.4% below fair value)
Industry Position: 20.3% below the Credit Services median (#173 of 361)
No single metric tells the full story. See the BOM:530109 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anupam Finserv Ltd is a Non-Banking Finance Company engaged in providing finance and capital market services, including financial consultancy and investment advisory services. Its operating segments include Financing and Leasing. The company's products include Capital Market Finance, Corporate Finance, Mortgage Loans, and Personal Loans for Salaried and Professionals.
71GF Score
Get the complete analysis for BOM:530109
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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