Anupam Finserv (BOM:530109) E10: ₹0.08 (As of Mar. 2026)


BOM:530109 Anupam Finserv Ltd BOM:530109
72 GF Score
Price ₹1.92
GF Value ₹1.86
Valuation Fairly Valued
! 4 Warning Signs
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What is Anupam Finserv E10?

Anupam Finserv BOM:530109 -2.04% 72 E10 is ₹0.08 as of Mar. 2026. GuruFocus rates BOM:530109 with a GF Score™ of 72/100 and a GF Value™ of ₹1.86 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Anupam Finserv's adjusted earnings per share data for the three months ended in Mar. 2026 was ₹0.020. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹0.08 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Anupam Finserv's average E10 Growth Rate was 14.30% per year. During the past 3 years, the average E10 Growth Rate was 10.10% per year. During the past 5 years, the average E10 Growth Rate was 18.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Anupam Finserv was 26.00% per year. The lowest was 10.10% per year. And the median was 11.90% per year.

As of today (2026-07-08), Anupam Finserv's current stock price is ₹1.92. Anupam Finserv's E10 for the quarter that ended in Mar. 2026 was ₹0.08. Anupam Finserv's Shiller PE Ratio of today is 24.00.

During the past 13 years, the highest Shiller PE Ratio of Anupam Finserv was 114.54. The lowest was 19.24. And the median was 32.40.


Anupam Finserv  (BOM:530109) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Anupam Finserv's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=1.92/0.08
=24.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Anupam Finserv was 114.54. The lowest was 19.24. And the median was 32.40.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Anupam Finserv E10 Related Terms


Anupam Finserv E10 Historical Data

* Premium members only.

The historical data trend for Anupam Finserv's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anupam Finserv E10 Chart

Anupam Finserv Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.06 0.06 0.07 0.08

Anupam Finserv Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.07 0.08 0.08 0.08

BOM:530109 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Anupam Finserv's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anupam Finserv Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Anupam Finserv's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Anupam Finserv's Shiller PE Ratio falls into.


BOM:530109
72GF Score
Anupam Finserv Ltd BOM:530109
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Anupam Finserv E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Anupam Finserv's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.02/164.2724*164.2724
=0.020

Current CPI (Mar. 2026) = 164.2724.

Anupam Finserv Quarterly Data

per share eps CPI Adj_EPS
201606 0.006 105.961 0.009
201609 0.011 105.961 0.017
201612 0.007 105.196 0.011
201703 -0.001 105.196 -0.002
201706 0.014 107.109 0.021
201709 0.018 109.021 0.027
201712 0.016 109.404 0.024
201803 0.010 109.786 0.015
201806 0.013 111.317 0.019
201809 0.015 115.142 0.021
201812 0.017 115.142 0.024
201903 0.006 118.202 0.008
201906 0.016 120.880 0.022
201909 0.017 123.175 0.023
201912 0.022 126.235 0.029
202003 0.045 124.705 0.059
202006 0.014 127.000 0.018
202009 0.008 130.118 0.010
202012 0.005 130.889 0.006
202103 0.027 131.771 0.034
202106 0.018 134.084 0.022
202109 0.033 135.847 0.040
202112 0.025 138.161 0.030
202203 0.017 138.822 0.020
202206 0.009 142.347 0.010
202209 0.009 144.661 0.010
202212 0.009 145.763 0.010
202303 0.027 146.865 0.030
202306 0.009 150.280 0.010
202309 0.018 151.492 0.020
202312 0.040 152.924 0.043
202403 0.020 153.035 0.021
202406 0.020 155.789 0.021
202409 0.010 157.882 0.010
202412 0.010 158.323 0.010
202503 0.002 157.552 0.002
202506 0.020 159.755 0.021
202509 0.050 162.289 0.051
202512 0.020 163.281 0.020
202603 0.020 164.272 0.020

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹0.08 mean?
Anupam Finserv (BOM:530109) has a E10 of ₹0.08 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Anupam Finserv and its competitors.
Is Anupam Finserv's E10 too high?
Anupam Finserv's current E10 is ₹0.08. Overall, Anupam Finserv has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Anupam Finserv's E10 compare to V and MA?
Anupam Finserv's E10 of ₹0.08 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Anupam Finserv and its competitors. Anupam Finserv's current E10 is ₹0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anupam Finserv stock overvalued right now?
Based on GuruFocus' analysis, Anupam Finserv (BOM:530109) is currently considered Fairly Valued. The stock's GF Value™ is ₹1.86, compared to a current price of ₹1.92 — trading 3.2% above its estimated fair value. The current E10 is ₹0.08. Anupam Finserv's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Anupam Finserv (BOM:530109), the current E10 is ₹0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anupam Finserv (BOM:530109) Overvalued in 2026?

Based on GuruFocus' analysis, Anupam Finserv stock appears to be overvalued. The current stock price of ₹1.92 is trading 3.2% above its estimated GF Value™ of ₹1.86. GuruFocus considers Anupam Finserv to be Fairly Valued.

Key valuation signals for BOM:530109:

  • E10: ₹0.08
  • GF Value™: ₹1.86 vs. price of ₹1.92 (3.2% above fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the BOM:530109 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anupam Finserv Business Description

Address D.P. Piramal Road, 502, Corporate Arena, Goregaon West, Mumbai, MH, IND, 400104
Anupam Finserv Ltd is a Non-Banking Finance Company engaged in providing finance and capital market services, including financial consultancy and investment advisory services. Its operating segments include Financing and Leasing. The company's products include Capital Market Finance, Corporate Finance, Mortgage Loans, and Personal Loans for Salaried and Professionals.
72GF Score

Get the complete analysis for BOM:530109

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1.92
Price
₹1.86
GF Value