Anupam FinservBOM:530109 67 Current Ratio is 362.45 as of Mar. 2026, which is 11018% above its 10-year median of 3.26. GuruFocus rates BOM:530109 with a GF Score™ of 67/100 and a GF Value™ of ₹1.86 (Fairly Valued). The stock has 4 warning signs investors should review. Among 394 Credit Services companies, Anupam Finserv ranks better than 89.34% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Anupam Finserv's current ratio for the quarter that ended in Mar. 2026 was 362.45.
Anupam Finserv has a current ratio of 362.45. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Anupam Finserv's Current Ratio or its related term are showing as below:
BOM:530109'
s Current Ratio Range Over the Past 10 Years
Min: 1.74 Med: 3.26 Max: 362.45
Current: 362.45
During the past 13 years, Anupam Finserv's highest Current Ratio was 362.45. The lowest was 1.74. And the median was 3.26.
BOM:530109's Current Ratio is ranked better than 89.34% of 394
companies
in the Credit Services industry
Industry Median: 4.855
vs BOM:530109: 362.45
Anupam Finserv (BOM:530109) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Anupam Finserv Current Ratio Related Terms
Anupam Finserv Current Ratio Historical Data
* Premium members only.
The historical data trend for Anupam Finserv's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530109 vs V, MA, AXP: Current Ratio Comparison
For the Credit Services subindustry, Anupam Finserv's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anupam Finserv Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Anupam Finserv's Current Ratio distribution charts can be found below:
* The bar in red indicates where Anupam Finserv's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Anupam Finserv (BOM:530109) has a Current Ratio of 362.45 as of Mar. 2026. This is 11018% above median its historical median of 3.26. Over the past decade, Anupam Finserv's Current Ratio has ranged from 1.74 to 362.45. According to the industry distribution chart, Anupam Finserv ranks #42 out of 394 companies in the Credit Services industry, placing it in the top 10.7%.
Is Anupam Finserv's Current Ratio too high?
Anupam Finserv's current Current Ratio of 362.45 is 11018% above median its 10-year median of 3.26. Over the past 10 years, this metric has ranged from a low of 1.74 to a high of 362.45. The Credit Services industry median Current Ratio is 4.86. Anupam Finserv's value of 362.45 is 7365.5% above this industry median. Based on the distribution chart, Anupam Finserv ranks #42 out of 394 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Anupam Finserv has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Anupam Finserv's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Anupam Finserv ranks #42 out of 394 companies for Current Ratio. This places Anupam Finserv in the top 11% of its industry — outperforming the majority of peers. The industry median Current Ratio is 4.86. Anupam Finserv's value of 362.45 is 7365.5% above this benchmark. Historically, Anupam Finserv's own Current Ratio has ranged from 1.74 to 362.45 over the past decade. While the company's 10-year median is 3.26 vs. the industry median of 4.86, Anupam Finserv has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.86, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anupam Finserv's current Current Ratio of 362.45 is 7365.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anupam Finserv's current Current Ratio is 362.45, which is 11018% above median its own 10-year median of 3.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anupam Finserv stock overvalued right now?
Based on GuruFocus' analysis, Anupam Finserv (BOM:530109) is currently considered Fairly Valued. The stock's GF Value™ is ₹1.86, compared to a current price of ₹1.92 — trading 3.2% above its estimated fair value. The current Current Ratio is 362.45, which is 11018% above median its 10-year median of 3.26 and 7365.5% above the Credit Services industry median of 4.86. Anupam Finserv's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Anupam Finserv (BOM:530109), the current Current Ratio is 362.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anupam Finserv (BOM:530109) Overvalued in 2026?
Based on GuruFocus' analysis, Anupam Finserv stock appears to be overvalued.
The current stock price of ₹1.92 is trading 3.2% above its estimated GF Value™ of ₹1.86.
GuruFocus considers Anupam Finserv to be Fairly Valued.
Key valuation signals for BOM:530109:
Current Ratio: 362.45 (11018% above median its 10-year median of 3.26)
GF Value™: ₹1.86 vs. price of ₹1.92 (3.2% above fair value)
Industry Position: 7365.5% above the Credit Services median (#42 of 394)
No single metric tells the full story. See the BOM:530109 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anupam Finserv Ltd is a Non-Banking Finance Company engaged in providing finance and capital market services, including financial consultancy and investment advisory services. Its operating segments include Financing and Leasing. The company's products include Capital Market Finance, Corporate Finance, Mortgage Loans, and Personal Loans for Salaried and Professionals.
67GF Score
Get the complete analysis for BOM:530109
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