Anupam FinservBOM:530109 67 Pretax Margin % is 34.28% as of Mar. 2026, which is 15% below its 10-year median of 40.43. GuruFocus rates BOM:530109 with a GF Score™ of 67/100 and a GF Value™ of ₹1.86 (Fairly Valued). The stock has 4 warning signs investors should review. Among 533 Credit Services companies, Anupam Finserv ranks better than 83.68% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Anupam Finserv Pretax Margin % Related Terms
Anupam Finserv Pretax Margin % Historical Data
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The historical data trend for Anupam Finserv's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:530109 vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Anupam Finserv's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Anupam Finserv Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Anupam Finserv's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Anupam Finserv's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Anupam Finserv (BOM:530109) has a Pretax Margin % of 34.28% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Anupam Finserv and its competitors. This is 15% below median its historical median of 40.43. Over the past decade, Anupam Finserv's Pretax Margin % has ranged from 18.44 to 76.00. According to the industry distribution chart, Anupam Finserv ranks #87 out of 533 companies in the Credit Services industry, placing it in the top 16.3%.
Is Anupam Finserv's Pretax Margin % too high?
Anupam Finserv's current Pretax Margin % of 34.28% is 15% below median its 10-year median of 40.43. Over the past 10 years, this metric has ranged from a low of 18.44 to a high of 76.00. The Credit Services industry median Pretax Margin % is 20.25. Anupam Finserv's value of 34.28% is 69.3% above this industry median. Based on the distribution chart, Anupam Finserv ranks #87 out of 533 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Anupam Finserv has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Anupam Finserv's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Anupam Finserv ranks #87 out of 533 companies for Pretax Margin %. This places Anupam Finserv in the top 16% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 20.25. Anupam Finserv's value of 34.28% is 69.3% above this benchmark. Historically, Anupam Finserv's own Pretax Margin % has ranged from 18.44 to 76.00 over the past decade. While the company's 10-year median is 40.43 vs. the industry median of 20.25, Anupam Finserv has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.25, based on 533 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Anupam Finserv's current Pretax Margin % of 34.28% is 69.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Anupam Finserv and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Anupam Finserv's current Pretax Margin % is 34.28%, which is 15% below median its own 10-year median of 40.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anupam Finserv stock overvalued right now?
Based on GuruFocus' analysis, Anupam Finserv (BOM:530109) is currently considered Fairly Valued. The stock's GF Value™ is ₹1.86, compared to a current price of ₹1.92 — trading 3.2% above its estimated fair value. The current Pretax Margin % is 34.28%, which is 15% below median its 10-year median of 40.43 and 69.3% above the Credit Services industry median of 20.25. Anupam Finserv's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Anupam Finserv (BOM:530109), the current Pretax Margin % is 34.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Anupam Finserv (BOM:530109) Overvalued in 2026?
Based on GuruFocus' analysis, Anupam Finserv stock appears to be overvalued.
The current stock price of ₹1.92 is trading 3.2% above its estimated GF Value™ of ₹1.86.
GuruFocus considers Anupam Finserv to be Fairly Valued.
Key valuation signals for BOM:530109:
Pretax Margin %: 34.28% (15% below median its 10-year median of 40.43)
GF Value™: ₹1.86 vs. price of ₹1.92 (3.2% above fair value)
Industry Position: 69.3% above the Credit Services median (#87 of 533)
No single metric tells the full story. See the BOM:530109 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Anupam Finserv Ltd is a Non-Banking Finance Company engaged in providing finance and capital market services, including financial consultancy and investment advisory services. Its operating segments include Financing and Leasing. The company's products include Capital Market Finance, Corporate Finance, Mortgage Loans, and Personal Loans for Salaried and Professionals.
67GF Score
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