Anupam Finserv (BOM:530109) Net Debt Paydown Yield % : -15.93% (As of Aug. 03, 2026)

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BOM:530109 Anupam Finserv Ltd BOM:530109
67 GF Score
Price ₹1.95
GF Value ₹1.87
Valuation Fairly Valued
! 4 Warning Signs
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What is Anupam Finserv Net Debt Paydown Yield %?

Anupam Finserv BOM:530109 +2.63% 67 Net Debt Paydown Yield % is -15.93% as of Aug. 03, 2026. GuruFocus rates BOM:530109 with a GF Score™ of 67/100 and a GF Value™ of ₹1.87 (Fairly Valued). The stock has 4 warning signs investors should review. Among 476 Credit Services companies, Anupam Finserv ranks worse than 64.08% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Anupam Finserv's Net Debt Paydown Yield % was -15.93%.


Anupam Finserv  (BOM:530109) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Anupam Finserv Net Debt Paydown Yield % Related Terms


Anupam Finserv Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Anupam Finserv's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anupam Finserv Net Debt Paydown Yield % Chart

Anupam Finserv Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.84 5.60 2.37 -0.30 -15.67

Anupam Finserv Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.30 -0.21 -0.47 -0.37 -15.67

BOM:530109 vs V, MA, AXP: Net Debt Paydown Yield % Comparison

For the Credit Services subindustry, Anupam Finserv's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anupam Finserv Net Debt Paydown Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Anupam Finserv's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Anupam Finserv's Net Debt Paydown Yield % falls into.


BOM:530109
67GF Score
Anupam Finserv Ltd BOM:530109
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Anupam Finserv Net Debt Paydown Yield % Calculation

Anupam Finserv's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 34.89-91.1 )/358.66152
=-15.67 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -15.93% mean?
Anupam Finserv (BOM:530109) has a Net Debt Paydown Yield % of -15.93% as of Aug. 03, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Anupam Finserv and its competitors. According to the industry distribution chart, Anupam Finserv ranks #305 out of 476 companies in the Credit Services industry, placing it in the top 64.1%.
Is Anupam Finserv's Net Debt Paydown Yield % too high?
Anupam Finserv's current Net Debt Paydown Yield % is -15.93%. Based on the distribution chart, Anupam Finserv ranks #305 out of 476 companies in the Credit Services industry, which is below the industry midpoint. Overall, Anupam Finserv has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Anupam Finserv's Net Debt Paydown Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Anupam Finserv ranks #305 out of 476 companies for Net Debt Paydown Yield %. This places Anupam Finserv in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Credit Services company?
A good Net Debt Paydown Yield % depends on the Credit Services industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Anupam Finserv and its competitors. Anupam Finserv's current Net Debt Paydown Yield % is -15.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anupam Finserv stock overvalued right now?
Based on GuruFocus' analysis, Anupam Finserv (BOM:530109) is currently considered Fairly Valued. The stock's GF Value™ is ₹1.87, compared to a current price of ₹1.95 — trading 4.3% above its estimated fair value. The current Net Debt Paydown Yield % is -15.93%. Anupam Finserv's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Anupam Finserv (BOM:530109), the current Net Debt Paydown Yield % is -15.93% as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anupam Finserv (BOM:530109) Overvalued in 2026?

Based on GuruFocus' analysis, Anupam Finserv stock appears to be overvalued. The current stock price of ₹1.95 is trading 4.3% above its estimated GF Value™ of ₹1.87. GuruFocus considers Anupam Finserv to be Fairly Valued.

Key valuation signals for BOM:530109:

  • Net Debt Paydown Yield %: -15.93%
  • GF Value™: ₹1.87 vs. price of ₹1.95 (4.3% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the BOM:530109 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anupam Finserv Business Description

Address D.P. Piramal Road, 502, Corporate Arena, Goregaon West, Mumbai, MH, IND, 400104
Anupam Finserv Ltd is a Non-Banking Finance Company engaged in providing finance and capital market services, including financial consultancy and investment advisory services. Its operating segments include Financing and Leasing. The company's products include Capital Market Finance, Corporate Finance, Mortgage Loans, and Personal Loans for Salaried and Professionals.
67GF Score

Get the complete analysis for BOM:530109

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1.95
Price
₹1.87
GF Value