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Open Lending (Open Lending) Price-to-Owner-Earnings : 8.41 (As of Apr. 27, 2024)


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What is Open Lending Price-to-Owner-Earnings?

As of today (2024-04-27), Open Lending's share price is $4.96. Open Lending's Owner Earnings per Share (TTM) ended in Dec. 2023 was $0.59. It's Price-to-Owner-Earnings for today is 8.41.


The historical rank and industry rank for Open Lending's Price-to-Owner-Earnings or its related term are showing as below:

LPRO' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 7.86   Med: 12.04   Max: 13.68
Current: 8.29

During the past 6 years, the highest Price-to-Owner-Earnings of Open Lending was 13.68. The lowest was 7.86. And the median was 12.04.


LPRO's Price-to-Owner-Earnings is ranked better than
52.6% of 173 companies
in the Credit Services industry
Industry Median: 8.8 vs LPRO: 8.29

As of today (2024-04-27), Open Lending's share price is $4.96. Open Lending's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $0.17. Therefore, Open Lending's PE Ratio for today is 29.18.

As of today (2024-04-27), Open Lending's share price is $4.96. Open Lending's EPS without NRI for the trailing twelve months (TTM) ended in was $0.17. Therefore, Open Lending's PE Ratio without NRI for today is 29.18.

During the past 6 years, Open Lending's highest PE Ratio without NRI was 159.12. The lowest was 8.13. And the median was 22.57.


Open Lending Price-to-Owner-Earnings Historical Data

The historical data trend for Open Lending's Price-to-Owner-Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Open Lending Price-to-Owner-Earnings Chart

Open Lending Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Owner-Earnings
Get a 7-Day Free Trial - - - - 14.35

Open Lending Quarterly Data
Dec18 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Price-to-Owner-Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - 14.35

Competitive Comparison of Open Lending's Price-to-Owner-Earnings

For the Credit Services subindustry, Open Lending's Price-to-Owner-Earnings, along with its competitors' market caps and Price-to-Owner-Earnings data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Open Lending's Price-to-Owner-Earnings Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Open Lending's Price-to-Owner-Earnings distribution charts can be found below:

* The bar in red indicates where Open Lending's Price-to-Owner-Earnings falls into.



Open Lending Price-to-Owner-Earnings Calculation

In 1986 Berkshire Hathaway Shareholder Letter, Warren Buffett defined owner earnings as follows:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume. (If the business requires additional working capital to maintain its competitive position and unit volume, the increment also should be included in (c))...Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes - both for investors in buying stocks and for managers in buying entire businesses...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

Open Lending's Price-to-Owner-Earnings for today is calculated as

Price-to-Owner-Earnings=Share Price/Owner Earnings per Share (TTM)
=4.96/0.59
=8.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Open Lending  (NAS:LPRO) Price-to-Owner-Earnings Explanation

For how to get Owner Earnings per Share (TTM), please click.


Open Lending Price-to-Owner-Earnings Related Terms

Thank you for viewing the detailed overview of Open Lending's Price-to-Owner-Earnings provided by GuruFocus.com. Please click on the following links to see related term pages.


Open Lending (Open Lending) Business Description

Traded in Other Exchanges
N/A
Address
1501 S. Mopac Expressway, Suite 450, Austin, TX, USA, 78746
Open Lending Corp is engaged in providing automated lending services to financial institutions. The company offers loan analytics, risk-based pricing, risk modeling, and automated decision technology. Its Lenders Protection Program ("LPP") enables automotive lenders to make loans that are largely insured against losses from defaults.
Executives
John Joseph Flynn director, officer: See Remarks C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Shawna Kelley Shelor officer: Chief People Officer C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Thomas K Hegge director C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Shubhi Suryaji Rao director OPEN LENDING CORPORATION, BARTON OAKS ONE 901 S MOPAC EXPRESSWAY, AUSTIN TX 78746
Matthew Stark officer: EVP and General Counsel C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Matthew Roe officer: Chief Revenue Officer C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Thinh Nguyen officer: Chief Information Officer C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Simona Fillarini officer: Chief Human Resources Officer C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Cecilia Camarillo officer: Chief Accounting Officer C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Sarah Lackey officer: Chief Technology Officer C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Keith Jezek director, officer: Chief Executive Officer C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Charles D Jehl officer: Chief Financial Officer C/O OPEN LENDING CORPORATION, 1501 S. MOPAC EXPRESSWAY, SUITE 450, AUSTIN TX 78746
Ross M. Jessup director, officer: See Remarks BARTON OAKS ONE, 901 S. MOPAC EXPRESSWAY, BLDG 1 STE 510, AUSTIN TX 78746
Bregal Sagemount I, L.p. 10 percent owner SECOND FLOOR, WINDWARD HOUSE, LA ROUTE DE LA LIBERATION, ST. HELIER Y9 JE2 3BQ
Blair J. Greenberg director C/O BREGAL INVESTEMENTS, INC., SECOND FLOOR, WINDWARD HOUSE, LA ROUTE D, ST. HELIER CHANNEL ISLANDS Y9 JE2 3BQ