ALBY (Community Capital Bancshares) PB Ratio: 1.75 (As of Jun. 26, 2026)


ALBY Community Capital Bancshares Inc ALBY
12 GF Score
Price $32.33
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What is Community Capital Bancshares PB Ratio?

Community Capital Bancshares ALBY +5.45% 12 PB Ratio is 1.75 as of Jun. 26, 2026. GuruFocus rates ALBY with a GF Score™ of 12/100.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Community Capital Bancshares's share price is $32.33. Community Capital Bancshares's Book Value per Share for the quarter that ended in Dec. 2023 was $18.43. Hence, Community Capital Bancshares's PB Ratio of today is 1.75.

The historical rank and industry rank for Community Capital Bancshares's PB Ratio or its related term are showing as below:

ALBY's PB Ratio is not ranked *
in the Banks industry.
Industry Median: 1.09
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


Community Capital Bancshares  (OTCPK:ALBY) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Community Capital Bancshares PB Ratio Related Terms


Community Capital Bancshares PB Ratio Historical Data

* Premium members only.

The historical data trend for Community Capital Bancshares's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Capital Bancshares PB Ratio Chart

Community Capital Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.89 0.79 0.82 0.82 0.91

Community Capital Bancshares Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Sep20 Dec20 Mar21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.82 0.86 0.00 0.00 0.95

ALBY vs PNBI, MBBC, BCCB: PB Ratio Comparison

For the Banks - Regional subindustry, Community Capital Bancshares's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Capital Bancshares PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Community Capital Bancshares's PB Ratio distribution charts can be found below:

* The bar in red indicates where Community Capital Bancshares's PB Ratio falls into.


ALBY
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Community Capital Bancshares Inc ALBY
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Community Capital Bancshares PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Community Capital Bancshares's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=32.33/18.425
=1.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.75 mean?
Community Capital Bancshares (ALBY) has a PB Ratio of 1.75 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Community Capital Bancshares and its competitors.
Is Community Capital Bancshares' PB Ratio too high?
Community Capital Bancshares' current PB Ratio is 1.75. The Banks industry median PB Ratio is 1.09. Community Capital Bancshares' value of 1.75 is 60.6% above this industry median. Overall, Community Capital Bancshares has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Community Capital Bancshares' PB Ratio compare to PNBI and MBBC?
Community Capital Bancshares' PB Ratio of 1.75 can be compared against companies in the Banks industry. The industry median PB Ratio is 1.09. Community Capital Bancshares' value of 1.75 is 60.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Community Capital Bancshares's current PB Ratio of 1.75 is 60.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Community Capital Bancshares and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Community Capital Bancshares's current PB Ratio is 1.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Community Capital Bancshares stock overvalued right now?
Community Capital Bancshares (ALBY) has a current PB Ratio of 1.75. The current PB Ratio is 1.75 and 60.6% above the Banks industry median of 1.09. Community Capital Bancshares' overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Community Capital Bancshares (ALBY), the current PB Ratio is 1.75 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Community Capital Bancshares Business Description

Address 2815 Meredyth Drive, P.O. Drawer 71269, Albany, GA, USA, 31707
Community Capital Bancshares Inc is a bank holding company. The Bank provides a full range of banking services to individual and corporate customers in its primary market area of Dougherty County, Georgia.
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$32.33
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