Bahrain Commercial Facilities Co BSC (BAH:BCFC) PB Ratio: 0.45 (As of Jun. 27, 2026) — 38% Below Median


What is Bahrain Commercial Facilities Co BSC PB Ratio?

Bahrain Commercial Facilities Co BSC BAH:BCFC PB Ratio is 0.45 as of Jun. 27, 2026, which is 38% below its 10-year median of 0.73. The stock has 3 warning signs investors should review. Among 523 Credit Services companies, Bahrain Commercial Facilities Co BSC ranks better than 84.51% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-27), Bahrain Commercial Facilities Co BSC's share price is BHD0.233. Bahrain Commercial Facilities Co BSC's Book Value per Share for the quarter that ended in Mar. 2026 was BHD0.52. Hence, Bahrain Commercial Facilities Co BSC's PB Ratio of today is 0.45.

Good Sign:

Bahrain Commercial Facilities Co BSC stock PB Ratio (=0.45) is close to 2-year low of 0.42.

The historical rank and industry rank for Bahrain Commercial Facilities Co BSC's PB Ratio or its related term are showing as below:

BAH:BCFC' s PB Ratio Range Over the Past 10 Years
Min: 0.32   Med: 0.73   Max: 1.15
Current: 0.45

During the past 13 years, Bahrain Commercial Facilities Co BSC's highest PB Ratio was 1.15. The lowest was 0.32. And the median was 0.73.

BAH:BCFC's PB Ratio is ranked better than
84.51% of 523 companies
in the Credit Services industry
Industry Median: 1.07 vs BAH:BCFC: 0.45

During the past 12 months, Bahrain Commercial Facilities Co BSC's average Book Value Per Share Growth Rate was 0.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -7.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -5.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was -1.80% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Bahrain Commercial Facilities Co BSC was 24.00% per year. The lowest was -7.90% per year. And the median was 7.00% per year.

Back to Basics: PB Ratio


Bahrain Commercial Facilities Co BSC  (BAH:BCFC) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Bahrain Commercial Facilities Co BSC PB Ratio Related Terms


Bahrain Commercial Facilities Co BSC PB Ratio Historical Data

* Premium members only.

The historical data trend for Bahrain Commercial Facilities Co BSC's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bahrain Commercial Facilities Co BSC PB Ratio Chart

Bahrain Commercial Facilities Co BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 0.59 0.40 0.58 0.42

Bahrain Commercial Facilities Co BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.53 0.51 0.44 0.42 0.45

BAH:BCFC vs V, MA, AXP: PB Ratio Comparison

For the Credit Services subindustry, Bahrain Commercial Facilities Co BSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bahrain Commercial Facilities Co BSC PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Bahrain Commercial Facilities Co BSC's PB Ratio distribution charts can be found below:

* The bar in red indicates where Bahrain Commercial Facilities Co BSC's PB Ratio falls into.



Bahrain Commercial Facilities Co BSC PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Bahrain Commercial Facilities Co BSC's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=0.233/0.516
=0.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.45 mean?
Bahrain Commercial Facilities Co BSC (BAH:BCFC) has a PB Ratio of 0.45 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bahrain Commercial Facilities Co BSC and its competitors. This is 38% below median its historical median of 0.73. Over the past decade, Bahrain Commercial Facilities Co BSC's PB Ratio has ranged from 0.32 to 1.15. According to the industry distribution chart, Bahrain Commercial Facilities Co BSC ranks #81 out of 523 companies in the Credit Services industry, placing it in the top 15.5%.
Is Bahrain Commercial Facilities Co BSC's PB Ratio too high?
Bahrain Commercial Facilities Co BSC's current PB Ratio of 0.45 is 38% below median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 1.15. The Credit Services industry median PB Ratio is 1.07. Bahrain Commercial Facilities Co BSC's value of 0.45 is 57.9% below this industry median. Based on the distribution chart, Bahrain Commercial Facilities Co BSC ranks #81 out of 523 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers.
How does Bahrain Commercial Facilities Co BSC's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Bahrain Commercial Facilities Co BSC ranks #81 out of 523 companies for PB Ratio. This places Bahrain Commercial Facilities Co BSC in the top 16% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.07. Bahrain Commercial Facilities Co BSC's value of 0.45 is 57.9% below this benchmark. Historically, Bahrain Commercial Facilities Co BSC's own PB Ratio has ranged from 0.32 to 1.15 over the past decade. While the company's 10-year median is 0.73 vs. the industry median of 1.07, Bahrain Commercial Facilities Co BSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.07, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bahrain Commercial Facilities Co BSC's current PB Ratio of 0.45 is 57.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bahrain Commercial Facilities Co BSC and its competitors. For the Credit Services industry, the median PB Ratio is 1.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bahrain Commercial Facilities Co BSC's current PB Ratio is 0.45, which is 38% below median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bahrain Commercial Facilities Co BSC stock overvalued right now?
Based on GuruFocus' analysis, Bahrain Commercial Facilities Co BSC (BAH:BCFC) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.26, compared to a current price of BHD0.23 — trading 10.4% below its estimated fair value. The current PB Ratio is 0.45, which is 38% below median its 10-year median of 0.73 and 57.9% below the Credit Services industry median of 1.07. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bahrain Commercial Facilities Co BSC (BAH:BCFC), the current PB Ratio is 0.45 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bahrain Commercial Facilities Co BSC Business Description

Address Road 111, Bahrain credit Building, Buolding 290, Tubli, BHR, 701
Bahrain Commercial Facilities Co BSC provides term loans and issues credit cards. It has four operating segments, namely Lending, Automotive, Real Estate, and Insurance. The Lending segment provides consumer, Corporate, and small to medium enterprises (CSME) loans and credit card facilities; The automotive segment includes - trading in motor vehicles, spares and the provision of after-sales services and car leasing services; The real estate segment includes buying, selling and renting of properties and providing property evaluation services; and The insurance segment is involved in the provision of insurance brokerage services. The majority of its revenue is generated from the lending segment.