During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Societe d'Equipements Domestiques et Menagers Credit EQDOM was 5.00% per year. The lowest was -1.30% per year. And the median was 0.20% per year.
Back to Basics: PB Ratio
Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Societe d'Equipements Domestiques et Menagers Credit EQDOM PB Ratio Related Terms
Societe d'Equipements Domestiques et Menagers Credit EQDOM PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe d'Equipements Domestiques et Menagers Credit EQDOM PB Ratio Chart
Societe d'Equipements Domestiques et Menagers Credit EQDOM Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe d'Equipements Domestiques et Menagers Credit EQDOM PB Ratio vs Credit Services Industry
Societe d'Equipements Domestiques et Menagers Credit EQDOM PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) has a PB Ratio of 1.74 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Societe d'Equipements Domestiques et Menagers Credit EQDOM and its competitors. This is 39% above median its historical median of 1.25. Over the past decade, Societe d'Equipements Domestiques et Menagers Credit EQDOM's PB Ratio has ranged from 0.90 to 1.74. According to the industry distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #366 out of 523 companies in the Credit Services industry, placing it in the top 70%.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM's PB Ratio too high?
Societe d'Equipements Domestiques et Menagers Credit EQDOM's current PB Ratio of 1.74 is 39% above median its 10-year median of 1.25. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 1.74. The Credit Services industry median PB Ratio is 1.07. Societe d'Equipements Domestiques et Menagers Credit EQDOM's value of 1.74 is 62.6% above this industry median. Based on the distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #366 out of 523 companies in the Credit Services industry, which is below the industry midpoint. Overall, Societe d'Equipements Domestiques et Menagers Credit EQDOM has a GF Score™ of 24/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe d'Equipements Domestiques et Menagers Credit EQDOM's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Societe d'Equipements Domestiques et Menagers Credit EQDOM ranks #366 out of 523 companies for PB Ratio. This places Societe d'Equipements Domestiques et Menagers Credit EQDOM in the lower half of its industry. The industry median PB Ratio is 1.07. Societe d'Equipements Domestiques et Menagers Credit EQDOM's value of 1.74 is 62.6% above this benchmark. Historically, Societe d'Equipements Domestiques et Menagers Credit EQDOM's own PB Ratio has ranged from 0.90 to 1.74 over the past decade. While the company's 10-year median is 1.25 vs. the industry median of 1.07, Societe d'Equipements Domestiques et Menagers Credit EQDOM has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.07, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe d'Equipements Domestiques et Menagers Credit EQDOM's current PB Ratio of 1.74 is 62.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Societe d'Equipements Domestiques et Menagers Credit EQDOM and its competitors. For the Credit Services industry, the median PB Ratio is 1.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe d'Equipements Domestiques et Menagers Credit EQDOM's current PB Ratio is 1.74, which is 39% above median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM stock overvalued right now?
Based on GuruFocus' analysis, Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) is currently considered Modestly Overvalued. The stock's GF Value™ is MAD1,282.25, compared to a current price of MAD1,550.00 — trading 20.9% above its estimated fair value. The current PB Ratio is 1.74, which is 39% above median its 10-year median of 1.25 and 62.6% above the Credit Services industry median of 1.07. Societe d'Equipements Domestiques et Menagers Credit EQDOM's overall GF Score™ is 24/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD), the current PB Ratio is 1.74 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe d'Equipements Domestiques et Menagers Credit EQDOM (CAS:EQD) Overvalued in 2026?
Based on GuruFocus' analysis, Societe d'Equipements Domestiques et Menagers Credit EQDOM stock appears to be overvalued.
The current stock price of MAD1,550.00 is trading 20.9% above its estimated GF Value™ of MAD1,282.25.
GuruFocus considers Societe d'Equipements Domestiques et Menagers Credit EQDOM to be Modestly Overvalued.
Key valuation signals for CAS:EQD:
PB Ratio: 1.74 (39% above median its 10-year median of 1.25)
GF Value™: MAD1,282.25 vs. price of MAD1,550.00 (20.9% above fair value)
Industry Position: 62.6% above the Credit Services median (#366 of 523)
No single metric tells the full story. See the CAS:EQD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Societe d'Equipements Domestiques et Menagers Credit EQDOM Business Description
Societe d'Equipements Domestiques et Menagers Credit EQDOM SA is engaged in financing and lending activities in Morocco. The company offers various unsecured and earmarked credit solutions such as vehicle loans, leisure loans, emergency loans, schooling loans, loans for special events, etc. Its clientele consists of civil servants, retirees from various pension funds, employees of contracted organizations, employees of non-contracted organizations, liberal professions, traders, craftsmen, and transport professionals, etc. EQDOM serves its clients through a network of branches spread across the country.
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