Al Ansari Financial Services PJSC (DFM:ALANSARI) PB Ratio: 4.06 (As of Jul. 01, 2026) — Near Median


DFM:ALANSARI Al Ansari Financial Services PJSC DFM:ALANSARI
84 GF Score
Price د.إ0.96
GF Value د.إ1.20
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Al Ansari Financial Services PJSC PB Ratio?

Al Ansari Financial Services PJSC DFM:ALANSARI 84 PB Ratio is 4.06 as of Jul. 01, 2026, which is 6% below its 10-year median of 4.30. GuruFocus rates DFM:ALANSARI with a GF Score™ of 84/100 and a GF Value™ of د.إ1.20 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 782 Capital Markets companies, Al Ansari Financial Services PJSC ranks worse than 84.65% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-01), Al Ansari Financial Services PJSC's share price is د.إ0.959. Al Ansari Financial Services PJSC's Book Value per Share for the quarter that ended in Mar. 2026 was د.إ0.24. Hence, Al Ansari Financial Services PJSC's PB Ratio of today is 4.06.

The historical rank and industry rank for Al Ansari Financial Services PJSC's PB Ratio or its related term are showing as below:

DFM:ALANSARI' s PB Ratio Range Over the Past 10 Years
Min: 3.94   Med: 4.3   Max: 4.98
Current: 4.06

During the past 7 years, Al Ansari Financial Services PJSC's highest PB Ratio was 4.98. The lowest was 3.94. And the median was 4.30.

DFM:ALANSARI's PB Ratio is ranked worse than
84.65% of 782 companies
in the Capital Markets industry
Industry Median: 1.34 vs DFM:ALANSARI: 4.06

During the past 12 months, Al Ansari Financial Services PJSC's average Book Value Per Share Growth Rate was 4.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 4.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -6.20% per year.

During the past 7 years, the highest 3-Year average Book Value Per Share Growth Rate of Al Ansari Financial Services PJSC was 4.80% per year. The lowest was -11.50% per year. And the median was -9.20% per year.

Back to Basics: PB Ratio


Al Ansari Financial Services PJSC  (DFM:ALANSARI) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Al Ansari Financial Services PJSC PB Ratio Related Terms


Al Ansari Financial Services PJSC PB Ratio Historical Data

* Premium members only.

The historical data trend for Al Ansari Financial Services PJSC's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ansari Financial Services PJSC PB Ratio Chart

Al Ansari Financial Services PJSC Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial 0.00 0.00 4.42 4.30 4.11

Al Ansari Financial Services PJSC Quarterly Data
Dec19 Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.31 4.04 4.24 4.11 4.07

DFM:ALANSARI vs MS, GS, SCHW: PB Ratio Comparison

For the Capital Markets subindustry, Al Ansari Financial Services PJSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Ansari Financial Services PJSC PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Al Ansari Financial Services PJSC's PB Ratio distribution charts can be found below:

* The bar in red indicates where Al Ansari Financial Services PJSC's PB Ratio falls into.


DFM:ALANSARI
84GF Score
Al Ansari Financial Services PJSC DFM:ALANSARI
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Ansari Financial Services PJSC PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Al Ansari Financial Services PJSC's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=0.959/0.236
=4.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 4.06 mean?
Al Ansari Financial Services PJSC (DFM:ALANSARI) has a PB Ratio of 4.06 as of Jul. 01, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Al Ansari Financial Services PJSC and its competitors. This is near median its historical median of 4.30. Over the past decade, Al Ansari Financial Services PJSC's PB Ratio has ranged from 3.94 to 4.98. According to the industry distribution chart, Al Ansari Financial Services PJSC ranks #662 out of 782 companies in the Capital Markets industry, placing it in the top 84.7%.
Is Al Ansari Financial Services PJSC's PB Ratio too high?
Al Ansari Financial Services PJSC's current PB Ratio of 4.06 is near median its 10-year median of 4.30. Over the past 10 years, this metric has ranged from a low of 3.94 to a high of 4.98. The Capital Markets industry median PB Ratio is 1.34. Al Ansari Financial Services PJSC's value of 4.06 is 203% above this industry median. Based on the distribution chart, Al Ansari Financial Services PJSC ranks #662 out of 782 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Al Ansari Financial Services PJSC has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ansari Financial Services PJSC's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Ansari Financial Services PJSC ranks #662 out of 782 companies for PB Ratio. This places Al Ansari Financial Services PJSC in the lower half of its industry. The industry median PB Ratio is 1.34. Al Ansari Financial Services PJSC's value of 4.06 is 203% above this benchmark. Historically, Al Ansari Financial Services PJSC's own PB Ratio has ranged from 3.94 to 4.98 over the past decade. While the company's 10-year median is 4.30 vs. the industry median of 1.34, Al Ansari Financial Services PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.34, based on 782 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ansari Financial Services PJSC's current PB Ratio of 4.06 is 203% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Al Ansari Financial Services PJSC and its competitors. For the Capital Markets industry, the median PB Ratio is 1.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ansari Financial Services PJSC's current PB Ratio is 4.06, which is near median its own 10-year median of 4.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ansari Financial Services PJSC stock overvalued right now?
Based on GuruFocus' analysis, Al Ansari Financial Services PJSC (DFM:ALANSARI) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.20, compared to a current price of د.إ0.96 — trading 20.1% below its estimated fair value. The current PB Ratio is 4.06, which is near median its 10-year median of 4.30 and 203% above the Capital Markets industry median of 1.34. Al Ansari Financial Services PJSC's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Al Ansari Financial Services PJSC (DFM:ALANSARI), the current PB Ratio is 4.06 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Ansari Financial Services PJSC (DFM:ALANSARI) Overvalued in 2026?

Based on GuruFocus' analysis, Al Ansari Financial Services PJSC stock appears to be undervalued. The current stock price of د.إ0.96 is trading 20.1% below its estimated GF Value™ of د.إ1.20. GuruFocus considers Al Ansari Financial Services PJSC to be Modestly Undervalued.

Key valuation signals for DFM:ALANSARI:

  • PB Ratio: 4.06 (near median its 10-year median of 4.30)
  • GF Value™: د.إ1.20 vs. price of د.إ0.96 (20.1% below fair value)
  • GF Score™: 84/100 with 6 warning signs
  • Industry Position: 203% above the Capital Markets median (#662 of 782)

No single metric tells the full story. See the DFM:ALANSARI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Ansari Financial Services PJSC Business Description

Address Al Barsha 1, Office No. 804, Al Ansari Business Center, Dubai, ARE
Al Ansari Financial Services PJSC is one of the integrated financial services groups in the UAE. The group offerings encompass cross-border payments, foreign currency exchange services, access to the Wage Protection System (WPS) in the UAE, bill collection, pre-paid cards, and payment technology solutions. It serves a diverse customer base, including retail customers such as residents, inbound and outbound tourists, and corporate customers such as large, medium, and small enterprises in the UAE, as well as world-wide institutions, agents, and other exchanges involved in sending and receiving funds.
84GF Score

Get the complete analysis for DFM:ALANSARI

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.96
Price
د.إ1.20
GF Value