Emirates Investment Bank PJSC stock PB Ratio (=0.44) is close to 10-year low of 0.4.
The historical rank and industry rank for Emirates Investment Bank PJSC's PB Ratio or its related term are showing as below:
DFM:EIBANK'
s PB Ratio Range Over the Past 10 Years
Min: 0.4 Med: 0.63 Max: 1.04
Current: 0.44
During the past 13 years, Emirates Investment Bank PJSC's highest PB Ratio was 1.04. The lowest was 0.40. And the median was 0.63.
DFM:EIBANK's PB Ratio is ranked better than 91.09% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs DFM:EIBANK: 0.44
During the past 12 months, Emirates Investment Bank PJSC's average Book Value Per Share Growth Rate was 5.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 17.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 9.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Emirates Investment Bank PJSC was 24.10% per year. The lowest was -4.70% per year. And the median was 7.90% per year.
Back to Basics: PB Ratio
Emirates Investment Bank PJSC (DFM:EIBANK) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Emirates Investment Bank PJSC PB Ratio Related Terms
Emirates Investment Bank PJSC PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Emirates Investment Bank PJSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Emirates Investment Bank PJSC PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Emirates Investment Bank PJSC's PB Ratio distribution charts can be found below:
* The bar in red indicates where Emirates Investment Bank PJSC's PB Ratio falls into.
Emirates Investment Bank PJSC PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Emirates Investment Bank PJSC (DFM:EIBANK) has a PB Ratio of 0.44 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Emirates Investment Bank PJSC and its competitors. This is 30% below median its historical median of 0.63. Over the past decade, Emirates Investment Bank PJSC's PB Ratio has ranged from 0.40 to 1.04. According to the industry distribution chart, Emirates Investment Bank PJSC ranks #135 out of 1516 companies in the Banks industry, placing it in the top 8.9%.
Is Emirates Investment Bank PJSC's PB Ratio too high?
Emirates Investment Bank PJSC's current PB Ratio of 0.44 is 30% below median its 10-year median of 0.63. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 1.04. The Banks industry median PB Ratio is 1.09. Emirates Investment Bank PJSC's value of 0.44 is 59.6% below this industry median. Based on the distribution chart, Emirates Investment Bank PJSC ranks #135 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Emirates Investment Bank PJSC has a GF Score™ of 29/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Emirates Investment Bank PJSC's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Emirates Investment Bank PJSC ranks #135 out of 1516 companies for PB Ratio. This places Emirates Investment Bank PJSC in the top 9% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.09. Emirates Investment Bank PJSC's value of 0.44 is 59.6% below this benchmark. Historically, Emirates Investment Bank PJSC's own PB Ratio has ranged from 0.40 to 1.04 over the past decade. While the company's 10-year median is 0.63 vs. the industry median of 1.09, Emirates Investment Bank PJSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates Investment Bank PJSC's current PB Ratio of 0.44 is 59.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Emirates Investment Bank PJSC and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Investment Bank PJSC's current PB Ratio is 0.44, which is 30% below median its own 10-year median of 0.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Investment Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Investment Bank PJSC (DFM:EIBANK) is currently considered Fairly Valued. The stock's GF Value™ is د.إ71.33, compared to a current price of د.إ65.00 — trading 8.9% below its estimated fair value. The current PB Ratio is 0.44, which is 30% below median its 10-year median of 0.63 and 59.6% below the Banks industry median of 1.09. Emirates Investment Bank PJSC's overall GF Score™ is 29/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Emirates Investment Bank PJSC (DFM:EIBANK), the current PB Ratio is 0.44 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Emirates Investment Bank PJSC (DFM:EIBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Emirates Investment Bank PJSC stock appears to be undervalued.
The current stock price of د.إ65.00 is trading 8.9% below its estimated GF Value™ of د.إ71.33.
GuruFocus considers Emirates Investment Bank PJSC to be Fairly Valued.
Key valuation signals for DFM:EIBANK:
PB Ratio: 0.44 (30% below median its 10-year median of 0.63)
GF Value™: د.إ71.33 vs. price of د.إ65.00 (8.9% below fair value)
Industry Position: 59.6% below the Banks median (#135 of 1516)
No single metric tells the full story. See the DFM:EIBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Emirates Investment Bank PJSC Business Description
Emirates Investment Bank PJSC is engaged in the business of investment advisory and wealth management. The group is organized into two operating business segments: Investments, which is principally involved in managing the company's investment portfolio and provides treasury services; and Banking Service segment, which principally manages clients' investment portfolios, provides credit facilities, accepts deposits from corporate and individual customers, and provides advisory services on corporate finance and capital market transactions. The group generates maximum revenue from its Banking Services segment. Geographically, it mainly operates in the United Arab Emirates.
29GF Score
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