Qatar Islamic Bank QPSC (DSMD:QIBK) PB Ratio: 1.49 (As of Jul. 12, 2026) — 12% Below Median


DSMD:QIBK Qatar Islamic Bank QPSC DSMD:QIBK
70 GF Score
Price ر.ق20.99
GF Value ر.ق21.01
Valuation Fairly Valued
! 4 Warning Signs
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What is Qatar Islamic Bank QPSC PB Ratio?

Qatar Islamic Bank QPSC DSMD:QIBK -1.22% 70 PB Ratio is 1.49 as of Jul. 12, 2026, which is 12% below its 10-year median of 1.70. GuruFocus rates DSMD:QIBK with a GF Score™ of 70/100 and a GF Value™ of ر.ق21.01 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,520 Banks companies, Qatar Islamic Bank QPSC ranks worse than 76.25% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-12), Qatar Islamic Bank QPSC's share price is ر.ق20.99. Qatar Islamic Bank QPSC's Book Value per Share for the quarter that ended in Mar. 2026 was ر.ق14.13. Hence, Qatar Islamic Bank QPSC's PB Ratio of today is 1.49.

Good Sign:

Qatar Islamic Bank QPSC stock PB Ratio (=1.49) is close to 5-year low of 1.41.

The historical rank and industry rank for Qatar Islamic Bank QPSC's PB Ratio or its related term are showing as below:

DSMD:QIBK' s PB Ratio Range Over the Past 10 Years
Min: 1.14   Med: 1.7   Max: 2.56
Current: 1.49

During the past 13 years, Qatar Islamic Bank QPSC's highest PB Ratio was 2.56. The lowest was 1.14. And the median was 1.70.

DSMD:QIBK's PB Ratio is ranked worse than
76.25% of 1520 companies
in the Banks industry
Industry Median: 1.1 vs DSMD:QIBK: 1.49

During the past 12 months, Qatar Islamic Bank QPSC's average Book Value Per Share Growth Rate was 8.20% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 7.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 8.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 7.70% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Qatar Islamic Bank QPSC was 54.00% per year. The lowest was -29.20% per year. And the median was 8.20% per year.

Back to Basics: PB Ratio


Qatar Islamic Bank QPSC  (DSMD:QIBK) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Qatar Islamic Bank QPSC PB Ratio Related Terms


Qatar Islamic Bank QPSC PB Ratio Historical Data

* Premium members only.

The historical data trend for Qatar Islamic Bank QPSC's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar Islamic Bank QPSC PB Ratio Chart

Qatar Islamic Bank QPSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.75 1.61 1.73 1.62 1.68

Qatar Islamic Bank QPSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.58 1.63 1.74 1.68 1.60

DSMD:QIBK vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, Qatar Islamic Bank QPSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar Islamic Bank QPSC PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Qatar Islamic Bank QPSC's PB Ratio distribution charts can be found below:

* The bar in red indicates where Qatar Islamic Bank QPSC's PB Ratio falls into.


DSMD:QIBK
70GF Score
Qatar Islamic Bank QPSC DSMD:QIBK
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar Islamic Bank QPSC PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Qatar Islamic Bank QPSC's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=20.99/14.128
=1.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.49 mean?
Qatar Islamic Bank QPSC (DSMD:QIBK) has a PB Ratio of 1.49 as of Jul. 12, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Qatar Islamic Bank QPSC and its competitors. This is 12% below median its historical median of 1.70. Over the past decade, Qatar Islamic Bank QPSC's PB Ratio has ranged from 1.14 to 2.56. According to the industry distribution chart, Qatar Islamic Bank QPSC ranks #1159 out of 1520 companies in the Banks industry, placing it in the top 76.2%.
Is Qatar Islamic Bank QPSC's PB Ratio too high?
Qatar Islamic Bank QPSC's current PB Ratio of 1.49 is 12% below median its 10-year median of 1.70. Over the past 10 years, this metric has ranged from a low of 1.14 to a high of 2.56. The Banks industry median PB Ratio is 1.10. Qatar Islamic Bank QPSC's value of 1.49 is 35.5% above this industry median. Based on the distribution chart, Qatar Islamic Bank QPSC ranks #1159 out of 1520 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Qatar Islamic Bank QPSC has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qatar Islamic Bank QPSC's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Qatar Islamic Bank QPSC ranks #1159 out of 1520 companies for PB Ratio. This places Qatar Islamic Bank QPSC in the lower half of its industry. The industry median PB Ratio is 1.10. Qatar Islamic Bank QPSC's value of 1.49 is 35.5% above this benchmark. Historically, Qatar Islamic Bank QPSC's own PB Ratio has ranged from 1.14 to 2.56 over the past decade. While the company's 10-year median is 1.70 vs. the industry median of 1.10, Qatar Islamic Bank QPSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar Islamic Bank QPSC's current PB Ratio of 1.49 is 35.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Qatar Islamic Bank QPSC and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar Islamic Bank QPSC's current PB Ratio is 1.49, which is 12% below median its own 10-year median of 1.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Islamic Bank QPSC stock overvalued right now?
Based on GuruFocus' analysis, Qatar Islamic Bank QPSC (DSMD:QIBK) is currently considered Fairly Valued. The stock's GF Value™ is ر.ق21.01, compared to a current price of ر.ق20.99 — trading 0.1% below its estimated fair value. The current PB Ratio is 1.49, which is 12% below median its 10-year median of 1.70 and 35.5% above the Banks industry median of 1.10. Qatar Islamic Bank QPSC's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Qatar Islamic Bank QPSC (DSMD:QIBK), the current PB Ratio is 1.49 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar Islamic Bank QPSC (DSMD:QIBK) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar Islamic Bank QPSC stock appears to be undervalued. The current stock price of ر.ق20.99 is trading 0.1% below its estimated GF Value™ of ر.ق21.01. GuruFocus considers Qatar Islamic Bank QPSC to be Fairly Valued.

Key valuation signals for DSMD:QIBK:

  • PB Ratio: 1.49 (12% below median its 10-year median of 1.70)
  • GF Value™: ر.ق21.01 vs. price of ر.ق20.99 (0.1% below fair value)
  • GF Score™: 70/100 with 4 warning signs
  • Industry Position: 35.5% above the Banks median (#1159 of 1520)

No single metric tells the full story. See the DSMD:QIBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar Islamic Bank QPSC Business Description

Address Grand Hamad Street, P.O. Box 559, Doha, QAT
Qatar Islamic Bank QPSC and its subsidiaries provide banking products and services through Corporate Banking, Personal Banking, Group Function, and local and international subsidiaries, with Corporate Banking generating the maximum revenue. Corporate Banking includes services for institutional investors, corporates, small and medium enterprises, financial institutions, and investment vehicles, while Personal Banking offers services to individual customers through local branches, including checking and savings accounts, credit cards, personal lines of credit, and mortgages. Group Function comprises treasury, investment, finance, and other central functions. Geographically, the bank operates in Qatar, other GCC countries, Europe, North America, and other countries.
70GF Score

Get the complete analysis for DSMD:QIBK

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق20.99
Price
ر.ق21.01
GF Value