Eagle BancorpFRA:2ZI +5.22%59 PB Ratio is 0.74 as of Jun. 25, 2026, which is 39% below its 10-year median of 1.22. GuruFocus rates FRA:2ZI with a GF Score™ of 59/100 and a GF Value™ of €18.04. The stock has 5 warning signs investors should review. Among 1,515 Banks companies, Eagle Bancorp ranks better than 76.63% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-25), Eagle Bancorp's share price is €24.20. Eagle Bancorp's Book Value per Share for the quarter that ended in Mar. 2026 was €32.49. Hence, Eagle Bancorp's PB Ratio of today is 0.74.
Warning Sign:
Eagle Bancorp Inc stock PB Ratio (=0.75) is close to 3-year high of 0.76.
The historical rank and industry rank for Eagle Bancorp's PB Ratio or its related term are showing as below:
FRA:2ZI'
s PB Ratio Range Over the Past 10 Years
Min: 0.39 Med: 1.22 Max: 2.66
Current: 0.75
During the past 13 years, Eagle Bancorp's highest PB Ratio was 2.66. The lowest was 0.39. And the median was 1.22.
FRA:2ZI's PB Ratio is ranked better than 76.63% of 1515
companies
in the Banks industry
Industry Median: 1.08
vs FRA:2ZI: 0.75
During the past 12 months, Eagle Bancorp's average Book Value Per Share Growth Rate was -8.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -1.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -0.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 6.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Eagle Bancorp was 23.90% per year. The lowest was -1.70% per year. And the median was 12.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Eagle Bancorp PB Ratio Related Terms
Eagle Bancorp PB Ratio Historical Data
* Premium members only.
The historical data trend for Eagle Bancorp's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Eagle Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eagle Bancorp PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Eagle Bancorp's PB Ratio distribution charts can be found below:
* The bar in red indicates where Eagle Bancorp's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Eagle Bancorp's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Eagle Bancorp (FRA:2ZI) has a PB Ratio of 0.74 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Eagle Bancorp and its competitors. This is 39% below median its historical median of 1.22. Over the past decade, Eagle Bancorp's PB Ratio has ranged from 0.39 to 2.66. According to the industry distribution chart, Eagle Bancorp ranks #354 out of 1515 companies in the Banks industry, placing it in the top 23.4%.
Is Eagle Bancorp's PB Ratio too high?
Eagle Bancorp's current PB Ratio of 0.74 is 39% below median its 10-year median of 1.22. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 2.66. The Banks industry median PB Ratio is 1.08. Eagle Bancorp's value of 0.74 is 31.5% below this industry median. Based on the distribution chart, Eagle Bancorp ranks #354 out of 1515 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Eagle Bancorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Eagle Bancorp's PB Ratio compare to MPB and FMNB?
According to the Banks industry distribution chart, Eagle Bancorp ranks #354 out of 1515 companies for PB Ratio. This places Eagle Bancorp in the top 23% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.08. Eagle Bancorp's value of 0.74 is 31.5% below this benchmark. Historically, Eagle Bancorp's own PB Ratio has ranged from 0.39 to 2.66 over the past decade. While the company's 10-year median is 1.22 vs. the industry median of 1.08, Eagle Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eagle Bancorp's current PB Ratio of 0.74 is 31.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Eagle Bancorp and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eagle Bancorp's current PB Ratio is 0.74, which is 39% below median its own 10-year median of 1.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Bancorp stock overvalued right now?
Eagle Bancorp (FRA:2ZI) has a current PB Ratio of 0.74. The stock's GF Value™ is €18.04, compared to a current price of €24.20 — trading 34.1% above its estimated fair value. The current PB Ratio is 0.74, which is 39% below median its 10-year median of 1.22 and 31.5% below the Banks industry median of 1.08. Eagle Bancorp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Eagle Bancorp (FRA:2ZI), the current PB Ratio is 0.74 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eagle Bancorp (FRA:2ZI) Overvalued in 2026?
Based on GuruFocus' analysis, Eagle Bancorp stock appears to be overvalued.
The current stock price of €24.20 is trading 34.1% above its estimated GF Value™ of €18.04.
Key valuation signals for FRA:2ZI:
PB Ratio: 0.74 (39% below median its 10-year median of 1.22)
GF Value™: €18.04 vs. price of €24.20 (34.1% above fair value)
Industry Position: 31.5% below the Banks median (#354 of 1515)
No single metric tells the full story. See the FRA:2ZI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eagle Bancorp Inc is a Maryland chartered commercial bank. The bank offers a broad range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living and/or working in the bank's market area. These services include commercial loans for a variety of business purposes such as for working capital, equipment purchases, real estate lines of credit and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; (v) consumer home equity lines of credit, personal lines of credit and term loans; (vi) consumer installment loans such as auto and personal loans; and (vii) personal credit cards offered through an outside vendor.
59GF Score
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