BRD-Groupe Societe GeneraleFRA:76B 53 PB Ratio is 2.18 as of Jun. 30, 2026, which is 68% above its 10-year median of 1.30. GuruFocus rates FRA:76B with a GF Score™ of 53/100 and a GF Value™ of €4.01 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,519 Banks companies, BRD-Groupe Societe Generale ranks worse than 91.18% on this metric.
BRD-Groupe Societe Generale SA stock PB Ratio (=2.2) is close to 10-year high of 2.2.
The historical rank and industry rank for BRD-Groupe Societe Generale's PB Ratio or its related term are showing as below:
FRA:76B'
s PB Ratio Range Over the Past 10 Years
Min: 0.86 Med: 1.3 Max: 2.2
Current: 2.2
During the past 13 years, BRD-Groupe Societe Generale's highest PB Ratio was 2.20. The lowest was 0.86. And the median was 1.30.
FRA:76B's PB Ratio is ranked worse than 91.18% of 1519
companies
in the Banks industry
Industry Median: 1.09
vs FRA:76B: 2.20
During the past 12 months, BRD-Groupe Societe Generale's average Book Value Per Share Growth Rate was 11.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 15.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 1.50% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of BRD-Groupe Societe Generale was 32.30% per year. The lowest was -5.30% per year. And the median was 7.25% per year.
Back to Basics: PB Ratio
BRD-Groupe Societe Generale (FRA:76B) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
BRD-Groupe Societe Generale PB Ratio Related Terms
BRD-Groupe Societe Generale PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BRD-Groupe Societe Generale's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BRD-Groupe Societe Generale PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, BRD-Groupe Societe Generale's PB Ratio distribution charts can be found below:
* The bar in red indicates where BRD-Groupe Societe Generale's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
BRD-Groupe Societe Generale (FRA:76B) has a PB Ratio of 2.18 as of Jun. 30, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on BRD-Groupe Societe Generale and its competitors. This is 68% above median its historical median of 1.30. Over the past decade, BRD-Groupe Societe Generale's PB Ratio has ranged from 0.86 to 2.20. According to the industry distribution chart, BRD-Groupe Societe Generale ranks #1385 out of 1519 companies in the Banks industry, placing it in the top 91.2%.
Is BRD-Groupe Societe Generale's PB Ratio too high?
BRD-Groupe Societe Generale's current PB Ratio of 2.18 is 68% above median its 10-year median of 1.30. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 2.20. The Banks industry median PB Ratio is 1.09. BRD-Groupe Societe Generale's value of 2.18 is 100% above this industry median. Based on the distribution chart, BRD-Groupe Societe Generale ranks #1385 out of 1519 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BRD-Groupe Societe Generale has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BRD-Groupe Societe Generale's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, BRD-Groupe Societe Generale ranks #1385 out of 1519 companies for PB Ratio. This places BRD-Groupe Societe Generale in the lower half of its industry. The industry median PB Ratio is 1.09. BRD-Groupe Societe Generale's value of 2.18 is 100% above this benchmark. Historically, BRD-Groupe Societe Generale's own PB Ratio has ranged from 0.86 to 2.20 over the past decade. While the company's 10-year median is 1.30 vs. the industry median of 1.09, BRD-Groupe Societe Generale has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BRD-Groupe Societe Generale's current PB Ratio of 2.18 is 100% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on BRD-Groupe Societe Generale and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BRD-Groupe Societe Generale's current PB Ratio is 2.18, which is 68% above median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BRD-Groupe Societe Generale stock overvalued right now?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale (FRA:76B) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.01, compared to a current price of €6.44 — trading 60.6% above its estimated fair value. The current PB Ratio is 2.18, which is 68% above median its 10-year median of 1.30 and 100% above the Banks industry median of 1.09. BRD-Groupe Societe Generale's overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For BRD-Groupe Societe Generale (FRA:76B), the current PB Ratio is 2.18 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BRD-Groupe Societe Generale (FRA:76B) Overvalued in 2026?
Based on GuruFocus' analysis, BRD-Groupe Societe Generale stock appears to be overvalued.
The current stock price of €6.44 is trading 60.6% above its estimated GF Value™ of €4.01.
GuruFocus considers BRD-Groupe Societe Generale to be Significantly Overvalued.
Key valuation signals for FRA:76B:
PB Ratio: 2.18 (68% above median its 10-year median of 1.30)
GF Value™: €4.01 vs. price of €6.44 (60.6% above fair value)
Industry Position: 100% above the Banks median (#1385 of 1519)
No single metric tells the full story. See the FRA:76B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BRD-Groupe Societe Generale SA provides banking products and services to individuals and enterprises. The company's operation format is broken down into two segments: Retail segment which consists of Individuals and Small business and Non-retail segments which include Small and medium enterprises and large corporate. It offers products including saving and deposits, consumer and housing loans, overdrafts, credit card facilities, funds transfer and payment facilities. Majority of the income for the group is derived from Interest, Fee and commission income and Net trading income.
53GF Score
Get the complete analysis for FRA:76B
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