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Fast Finance24 Holding AGFRA:FF24 +4.00% PB Ratio is 0.03 as of Jul. 14, 2026, which is 73% below its 10-year median of 0.11. The stock has 2 warning signs investors should review. Among 525 Credit Services companies, Fast Finance24 Holding AG ranks better than 99.81% on this metric.
The historical rank and industry rank for Fast Finance24 Holding AG's PB Ratio or its related term are showing as below:
FRA:FF24'
s PB Ratio Range Over the Past 10 Years
Min: 0.02 Med: 0.11 Max: 11.5
Current: 0.03
During the past 13 years, Fast Finance24 Holding AG's highest PB Ratio was 11.50. The lowest was 0.02. And the median was 0.11.
FRA:FF24's PB Ratio is ranked better than 99.81% of 525
companies
in the Credit Services industry
Industry Median: 1.05
vs FRA:FF24: 0.03
During the past 12 months, Fast Finance24 Holding AG's average Book Value Per Share Growth Rate was -5.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 4.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 2.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Fast Finance24 Holding AG was 160.10% per year. The lowest was -67.90% per year. And the median was 3.60% per year.
Back to Basics: PB Ratio
Fast Finance24 Holding AG (FRA:FF24) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Fast Finance24 Holding AG PB Ratio Related Terms
Fast Finance24 Holding AG PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fast Finance24 Holding AG's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fast Finance24 Holding AG PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fast Finance24 Holding AG's PB Ratio distribution charts can be found below:
* The bar in red indicates where Fast Finance24 Holding AG's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Fast Finance24 Holding AG (FRA:FF24) has a PB Ratio of 0.03 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Fast Finance24 Holding AG and its competitors. This is 73% below median its historical median of 0.11. Over the past decade, Fast Finance24 Holding AG's PB Ratio has ranged from 0.02 to 11.50. According to the industry distribution chart, Fast Finance24 Holding AG ranks #1 out of 525 companies in the Credit Services industry, placing it in the top 0.2%.
Is Fast Finance24 Holding AG's PB Ratio too high?
Fast Finance24 Holding AG's current PB Ratio of 0.03 is 73% below median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 11.50. The Credit Services industry median PB Ratio is 1.05. Fast Finance24 Holding AG's value of 0.03 is 97.1% below this industry median. Based on the distribution chart, Fast Finance24 Holding AG ranks #1 out of 525 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers.
How does Fast Finance24 Holding AG's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Fast Finance24 Holding AG ranks #1 out of 525 companies for PB Ratio. This places Fast Finance24 Holding AG in the top 0% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.05. Fast Finance24 Holding AG's value of 0.03 is 97.1% below this benchmark. Historically, Fast Finance24 Holding AG's own PB Ratio has ranged from 0.02 to 11.50 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 1.05, Fast Finance24 Holding AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fast Finance24 Holding AG's current PB Ratio of 0.03 is 97.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Fast Finance24 Holding AG and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fast Finance24 Holding AG's current PB Ratio is 0.03, which is 73% below median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fast Finance24 Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Fast Finance24 Holding AG (FRA:FF24) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.16, compared to a current price of €0.03 — trading 84.4% below its estimated fair value. The current PB Ratio is 0.03, which is 73% below median its 10-year median of 0.11 and 97.1% below the Credit Services industry median of 1.05. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Fast Finance24 Holding AG (FRA:FF24), the current PB Ratio is 0.03 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fast Finance24 Holding AG is involved in providing different online products for consumer credits such as FF24 Rent, FF24 payments and FF24 Pay offering financial services to benefit the underbanked people facing a short-term economic issue. It also consists of other products such as FF24 Trade, FF24 invest and OK.de. FF24 Rent platform is optimised for both desktop and mobile devices. This means that a customer can instantly request a loan on the go, whenever and wherever he needs it.
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