What is Home Federal Bancorp of louisiana PB Ratio?
Home Federal Bancorp of louisianaHFBL 66 PB Ratio is 1.06 as of Jun. 25, 2026, which is 4% below its 10-year median of 1.10. GuruFocus rates HFBL with a GF Score™ of 66/100 and a GF Value™ of $15.58 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,515 Banks companies, Home Federal Bancorp of louisiana ranks better than 52.54% on this metric.
HFBL'
s PB Ratio Range Over the Past 10 Years
Min: 0.66 Med: 1.1 Max: 1.5
Current: 1.06
During the past 13 years, Home Federal Bancorp of louisiana's highest PB Ratio was 1.50. The lowest was 0.66. And the median was 1.10.
HFBL's PB Ratio is ranked better than 52.54% of 1515
companies
in the Banks industry
Industry Median: 1.08
vs HFBL: 1.06
During the past 12 months, Home Federal Bancorp of louisiana's average Book Value Per Share Growth Rate was 8.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 5.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Home Federal Bancorp of louisiana was 26.80% per year. The lowest was -4.40% per year. And the median was 6.70% per year.
Back to Basics: PB Ratio
Home Federal Bancorp of louisiana (NAS:HFBL) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Home Federal Bancorp of louisiana PB Ratio Related Terms
Home Federal Bancorp of louisiana PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Home Federal Bancorp of louisiana's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home Federal Bancorp of louisiana PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Home Federal Bancorp of louisiana's PB Ratio distribution charts can be found below:
* The bar in red indicates where Home Federal Bancorp of louisiana's PB Ratio falls into.
Home Federal Bancorp of louisiana PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Home Federal Bancorp of louisiana (HFBL) has a PB Ratio of 1.06 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Home Federal Bancorp of louisiana and its competitors. This is near median its historical median of 1.10. Over the past decade, Home Federal Bancorp of louisiana's PB Ratio has ranged from 0.66 to 1.50. According to the industry distribution chart, Home Federal Bancorp of louisiana ranks #719 out of 1515 companies in the Banks industry, placing it in the top 47.5%.
Is Home Federal Bancorp of louisiana's PB Ratio too high?
Home Federal Bancorp of louisiana's current PB Ratio of 1.06 is near median its 10-year median of 1.10. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 1.50. The Banks industry median PB Ratio is 1.08. Home Federal Bancorp of louisiana's value of 1.06 is 1.9% below this industry median. Based on the distribution chart, Home Federal Bancorp of louisiana ranks #719 out of 1515 companies in the Banks industry, which is above the industry midpoint. Overall, Home Federal Bancorp of louisiana has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Home Federal Bancorp of louisiana's PB Ratio compare to RWCB and HFBK?
According to the Banks industry distribution chart, Home Federal Bancorp of louisiana ranks #719 out of 1515 companies for PB Ratio. This puts Home Federal Bancorp of louisiana in the upper half of its industry. The industry median PB Ratio is 1.08. Home Federal Bancorp of louisiana's value of 1.06 is 1.9% below this benchmark. Historically, Home Federal Bancorp of louisiana's own PB Ratio has ranged from 0.66 to 1.50 over the past decade. While the company's 10-year median is 1.10 vs. the industry median of 1.08, Home Federal Bancorp of louisiana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home Federal Bancorp of louisiana's current PB Ratio of 1.06 is 1.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Home Federal Bancorp of louisiana and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home Federal Bancorp of louisiana's current PB Ratio is 1.06, which is near median its own 10-year median of 1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home Federal Bancorp of louisiana stock overvalued right now?
Based on GuruFocus' analysis, Home Federal Bancorp of louisiana (HFBL) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.58, compared to a current price of $20.06 — trading 28.8% above its estimated fair value. The current PB Ratio is 1.06, which is near median its 10-year median of 1.10 and 1.9% below the Banks industry median of 1.08. Home Federal Bancorp of louisiana's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Home Federal Bancorp of louisiana (HFBL), the current PB Ratio is 1.06 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home Federal Bancorp of louisiana (HFBL) Overvalued in 2026?
Based on GuruFocus' analysis, Home Federal Bancorp of louisiana stock appears to be overvalued.
The current stock price of $20.06 is trading 28.8% above its estimated GF Value™ of $15.58.
GuruFocus considers Home Federal Bancorp of louisiana to be Modestly Overvalued.
Key valuation signals for HFBL:
PB Ratio: 1.06 (near median its 10-year median of 1.10)
GF Value™: $15.58 vs. price of $20.06 (28.8% above fair value)
Industry Position: 1.9% below the Banks median (#719 of 1515)
No single metric tells the full story. See the HFBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home Federal Bancorp of louisiana Business Description
Home Federal Bancorp Inc of louisiana operates as a bank holding company. It is a federally chartered stock savings bank, which provides financial services to individuals, corporate entities, and other organizations. Its core activities consist of attracting deposits from the general public and using those funds to originate loans to the residential, commercial and multi-family segments. The company also invests securities held-to-maturity and securities available for sale.
66GF Score
Get the complete analysis for HFBL
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