Africa PrudentialNSA:AFRIPRUD 52 PB Ratio is 3.68 as of Jun. 24, 2026, which is 156% above its 10-year median of 1.44. GuruFocus rates NSA:AFRIPRUD with a GF Score™ of 52/100 and a GF Value™ of ₦5.80 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,624 Software companies, Africa Prudential ranks worse than 67.68% on this metric.
Africa Prudential PLC stock PB Ratio (=3.77) is close to 1-year low of 3.77.
The historical rank and industry rank for Africa Prudential's PB Ratio or its related term are showing as below:
NSA:AFRIPRUD'
s PB Ratio Range Over the Past 10 Years
Min: 0.78 Med: 1.44 Max: 6.53
Current: 3.68
During the past 11 years, Africa Prudential's highest PB Ratio was 6.53. The lowest was 0.78. And the median was 1.44.
NSA:AFRIPRUD's PB Ratio is ranked worse than 67.68% of 2624
companies
in the Software industry
Industry Median: 2.37
vs NSA:AFRIPRUD: 3.68
During the past 12 months, Africa Prudential's average Book Value Per Share Growth Rate was 17.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 10.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 8.20% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.40% per year.
During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Africa Prudential was 23.40% per year. The lowest was 0.70% per year. And the median was 6.85% per year.
Back to Basics: PB Ratio
Africa Prudential (NSA:AFRIPRUD) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Africa Prudential PB Ratio Related Terms
Africa Prudential PB Ratio Historical Data
* Premium members only.
The historical data trend for Africa Prudential's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:AFRIPRUD vs MSFT, ORCL, PLTR: PB Ratio Comparison
For the Software - Infrastructure subindustry, Africa Prudential's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Africa Prudential PB Ratio vs Software Industry
For the Software industry and Technology sector, Africa Prudential's PB Ratio distribution charts can be found below:
* The bar in red indicates where Africa Prudential's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Africa Prudential (NSA:AFRIPRUD) has a PB Ratio of 3.68 as of Jun. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Africa Prudential and its competitors. This is 156% above median its historical median of 1.44. Over the past decade, Africa Prudential's PB Ratio has ranged from 0.78 to 6.53. According to the industry distribution chart, Africa Prudential ranks #1776 out of 2624 companies in the Software industry, placing it in the top 67.7%.
Is Africa Prudential's PB Ratio too high?
Africa Prudential's current PB Ratio of 3.68 is 156% above median its 10-year median of 1.44. Over the past 10 years, this metric has ranged from a low of 0.78 to a high of 6.53. The Software industry median PB Ratio is 2.37. Africa Prudential's value of 3.68 is 55.3% above this industry median. Based on the distribution chart, Africa Prudential ranks #1776 out of 2624 companies in the Software industry, which is below the industry midpoint. Overall, Africa Prudential has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Africa Prudential's PB Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Africa Prudential ranks #1776 out of 2624 companies for PB Ratio. This places Africa Prudential in the lower half of its industry. The industry median PB Ratio is 2.37. Africa Prudential's value of 3.68 is 55.3% above this benchmark. Historically, Africa Prudential's own PB Ratio has ranged from 0.78 to 6.53 over the past decade. While the company's 10-year median is 1.44 vs. the industry median of 2.37, Africa Prudential has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Software company?
The median PB Ratio among Software companies is 2.37, based on 2,624 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Africa Prudential's current PB Ratio of 3.68 is 55.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Africa Prudential and its competitors. For the Software industry, the median PB Ratio is 2.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Africa Prudential's current PB Ratio is 3.68, which is 156% above median its own 10-year median of 1.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Africa Prudential stock overvalued right now?
Based on GuruFocus' analysis, Africa Prudential (NSA:AFRIPRUD) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.80, compared to a current price of ₦11.70 — trading 101.7% above its estimated fair value. The current PB Ratio is 3.68, which is 156% above median its 10-year median of 1.44 and 55.3% above the Software industry median of 2.37. Africa Prudential's overall GF Score™ is 52/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Africa Prudential (NSA:AFRIPRUD), the current PB Ratio is 3.68 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Africa Prudential (NSA:AFRIPRUD) Overvalued in 2026?
Based on GuruFocus' analysis, Africa Prudential stock appears to be overvalued.
The current stock price of ₦11.70 is trading 101.7% above its estimated GF Value™ of ₦5.80.
GuruFocus considers Africa Prudential to be Significantly Overvalued.
Key valuation signals for NSA:AFRIPRUD:
PB Ratio: 3.68 (156% above median its 10-year median of 1.44)
GF Value™: ₦5.80 vs. price of ₦11.70 (101.7% above fair value)
Industry Position: 55.3% above the Software median (#1776 of 2624)
No single metric tells the full story. See the NSA:AFRIPRUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Africa Prudential PLC is an investor service and business solutions, provider. The company's competency in digital technology covers advanced Agile and other Software Development life Circle (SDLC) Methodologies, Cyber Security, Cloud Computing, Design thinking/product Development Labs, Blockchain technology, among others. The Company deploys Software as a Service ( SaaS) which are scalable for various sizes of organizations.
52GF Score
Get the complete analysis for NSA:AFRIPRUD
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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