Ramsdens HoldingsRSDEF 84 PB Ratio is 0.83 as of Jun. 25, 2026, which is 52% below its 10-year median of 1.72. GuruFocus rates RSDEF with a GF Score™ of 84/100 and a GF Value™ of $2.12. The stock has 4 warning signs investors should review. Among 1,077 Retail - Cyclical companies, Ramsdens Holdings ranks worse than 72.33% on this metric.
The historical rank and industry rank for Ramsdens Holdings's PB Ratio or its related term are showing as below:
RSDEF'
s PB Ratio Range Over the Past 10 Years
Min: 0.97 Med: 1.72 Max: 2.7
Current: 2.11
During the past 11 years, Ramsdens Holdings's highest PB Ratio was 2.70. The lowest was 0.97. And the median was 1.72.
RSDEF's PB Ratio is ranked worse than 72.33% of 1077
companies
in the Retail - Cyclical industry
Industry Median: 1.44
vs RSDEF: 2.11
During the past 12 months, Ramsdens Holdings's average Book Value Per Share Growth Rate was 27.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 13.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 14.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 13.80% per year.
During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Ramsdens Holdings was 23.30% per year. The lowest was -0.40% per year. And the median was 14.40% per year.
Back to Basics: PB Ratio
Ramsdens Holdings (OTCPK:RSDEF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Ramsdens Holdings PB Ratio Related Terms
Ramsdens Holdings PB Ratio Historical Data
* Premium members only.
The historical data trend for Ramsdens Holdings's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, Ramsdens Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ramsdens Holdings PB Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Ramsdens Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Ramsdens Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Ramsdens Holdings (RSDEF) has a PB Ratio of 0.83 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ramsdens Holdings and its competitors. This is 52% below median its historical median of 1.72. Over the past decade, Ramsdens Holdings' PB Ratio has ranged from 0.97 to 2.70. According to the industry distribution chart, Ramsdens Holdings ranks #779 out of 1077 companies in the Retail - Cyclical industry, placing it in the top 72.3%.
Is Ramsdens Holdings' PB Ratio too high?
Ramsdens Holdings' current PB Ratio of 0.83 is 52% below median its 10-year median of 1.72. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 2.70. The Retail - Cyclical industry median PB Ratio is 1.44. Ramsdens Holdings' value of 0.83 is 42.4% below this industry median. Based on the distribution chart, Ramsdens Holdings ranks #779 out of 1077 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Ramsdens Holdings has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Ramsdens Holdings' PB Ratio compare to TPR?
According to the Retail - Cyclical industry distribution chart, Ramsdens Holdings ranks #779 out of 1077 companies for PB Ratio. This places Ramsdens Holdings in the lower half of its industry. The industry median PB Ratio is 1.44. Ramsdens Holdings' value of 0.83 is 42.4% below this benchmark. Historically, Ramsdens Holdings' own PB Ratio has ranged from 0.97 to 2.70 over the past decade. While the company's 10-year median is 1.72 vs. the industry median of 1.44, Ramsdens Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Retail - Cyclical company?
The median PB Ratio among Retail - Cyclical companies is 1.44, based on 1,077 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ramsdens Holdings's current PB Ratio of 0.83 is 42.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Ramsdens Holdings and its competitors. For the Retail - Cyclical industry, the median PB Ratio is 1.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ramsdens Holdings's current PB Ratio is 0.83, which is 52% below median its own 10-year median of 1.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramsdens Holdings stock overvalued right now?
Ramsdens Holdings (RSDEF) has a current PB Ratio of 0.83. The stock's GF Value™ is $2.12, compared to a current price of $2.39 — trading 12.9% above its estimated fair value. The current PB Ratio is 0.83, which is 52% below median its 10-year median of 1.72 and 42.4% below the Retail - Cyclical industry median of 1.44. Ramsdens Holdings' overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Ramsdens Holdings (RSDEF), the current PB Ratio is 0.83 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ramsdens Holdings (RSDEF) Overvalued in 2026?
Based on GuruFocus' analysis, Ramsdens Holdings stock appears to be overvalued.
The current stock price of $2.39 is trading 12.9% above its estimated GF Value™ of $2.12.
Key valuation signals for RSDEF:
PB Ratio: 0.83 (52% below median its 10-year median of 1.72)
GF Value™: $2.12 vs. price of $2.39 (12.9% above fair value)
Industry Position: 42.4% below the Retail - Cyclical median (#779 of 1077)
No single metric tells the full story. See the RSDEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ramsdens Holdings PLC is a diversified financial services provider and retailer operating in the following core segments; the Foreign currency segment which comprises the sale and purchase of foreign currency notes to holidaymakers; the Pawnbroking segment, which involves providing a cash loan in return for jewellery and watches; Purchases of precious metals segment, involves buying unwanted jewellery, gold, and other precious metals from customers for cash; Retail Jewellery segment; and Income from other financial services. Maximum revenue is generated by the Retail Jewellery segment which is engaged in online sales of jewellery products such as rings, necklaces, bracelets, etc. Geographically, it derives a majority of its revenue from the United Kingdom and the rest from other regions.
84GF Score
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