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Doverie Obed HlXBUL:DUH +3.41%86 PB Ratio is 0.32 as of Aug. 09, 2026, which is 59% below its 10-year median of 0.79. GuruFocus rates XBUL:DUH with a GF Score™ of 86/100 and a GF Value™ of €10.60 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,514 Banks companies, Doverie Obed Hl ranks better than 95.64% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-09), Doverie Obed Hl's share price is €5.46. Doverie Obed Hl's Book Value per Share for the quarter that ended in Mar. 2026 was €16.89. Hence, Doverie Obed Hl's PB Ratio of today is 0.32.
Good Sign:
Doverie Obed Hl stock PB Ratio (=0.32) is close to 10-year low of 0.3.
The historical rank and industry rank for Doverie Obed Hl's PB Ratio or its related term are showing as below:
XBUL:DUH'
s PB Ratio Range Over the Past 10 Years
Min: 0.3 Med: 0.79 Max: 2.14
Current: 0.32
During the past 13 years, Doverie Obed Hl's highest PB Ratio was 2.14. The lowest was 0.30. And the median was 0.79.
XBUL:DUH's PB Ratio is ranked better than 95.64% of 1514
companies
in the Banks industry
Industry Median: 1.11
vs XBUL:DUH: 0.32
During the past 12 months, Doverie Obed Hl's average Book Value Per Share Growth Rate was 19.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 21.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 20.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 29.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Doverie Obed Hl was 63.40% per year. The lowest was -23.50% per year. And the median was 6.20% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Doverie Obed Hl PB Ratio Related Terms
Doverie Obed Hl PB Ratio Historical Data
* Premium members only.
The historical data trend for Doverie Obed Hl's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Doverie Obed Hl's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Doverie Obed Hl PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Doverie Obed Hl's PB Ratio distribution charts can be found below:
* The bar in red indicates where Doverie Obed Hl's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Doverie Obed Hl's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Doverie Obed Hl (XBUL:DUH) has a PB Ratio of 0.32 as of Aug. 09, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Doverie Obed Hl and its competitors. This is 59% below median its historical median of 0.79. Over the past decade, Doverie Obed Hl's PB Ratio has ranged from 0.30 to 2.14. According to the industry distribution chart, Doverie Obed Hl ranks #66 out of 1514 companies in the Banks industry, placing it in the top 4.4%.
Is Doverie Obed Hl's PB Ratio too high?
Doverie Obed Hl's current PB Ratio of 0.32 is 59% below median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 2.14. The Banks industry median PB Ratio is 1.11. Doverie Obed Hl's value of 0.32 is 71.2% below this industry median. Based on the distribution chart, Doverie Obed Hl ranks #66 out of 1514 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Doverie Obed Hl has a GF Score™ of 86/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Doverie Obed Hl's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Doverie Obed Hl ranks #66 out of 1514 companies for PB Ratio. This places Doverie Obed Hl in the top 4% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.11. Doverie Obed Hl's value of 0.32 is 71.2% below this benchmark. Historically, Doverie Obed Hl's own PB Ratio has ranged from 0.30 to 2.14 over the past decade. While the company's 10-year median is 0.79 vs. the industry median of 1.11, Doverie Obed Hl has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Doverie Obed Hl's current PB Ratio of 0.32 is 71.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Doverie Obed Hl and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Doverie Obed Hl's current PB Ratio is 0.32, which is 59% below median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Doverie Obed Hl stock overvalued right now?
Based on GuruFocus' analysis, Doverie Obed Hl (XBUL:DUH) is currently considered Possible Value Trap. The stock's GF Value™ is €10.60, compared to a current price of €5.46 — trading 48.5% below its estimated fair value. The current PB Ratio is 0.32, which is 59% below median its 10-year median of 0.79 and 71.2% below the Banks industry median of 1.11. Doverie Obed Hl's overall GF Score™ is 86/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Doverie Obed Hl (XBUL:DUH), the current PB Ratio is 0.32 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Doverie Obed Hl (XBUL:DUH) Overvalued in 2026?
Based on GuruFocus' analysis, Doverie Obed Hl stock appears to be undervalued.
The current stock price of €5.46 is trading 48.5% below its estimated GF Value™ of €10.60.
GuruFocus considers Doverie Obed Hl to be Possible Value Trap.
Key valuation signals for XBUL:DUH:
PB Ratio: 0.32 (59% below median its 10-year median of 0.79)
GF Value™: €10.60 vs. price of €5.46 (48.5% below fair value)
Industry Position: 71.2% below the Banks median (#66 of 1514)
No single metric tells the full story. See the XBUL:DUH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Doverie Obed Hl is a holding company that unites companies which carry out their activities in the field of commercial banking, health care, wine making, residential building, household chemicals, purchase/sale of DIY goods, renting out real estate and movable property, and others. The company has the following operating segments Banking sector, Insurance sector, Trade in 'do it yourself' goods, Non-financial enterprises performing financial services, Medical services, Detergents & household chemicals, and Others The majority of revenue is from the Banking sector.
86GF Score
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