Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
West Coast Community Bancorp OCF Yield % Explanation
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
West Coast Community Bancorp OCF Yield % Related Terms
West Coast Community Bancorp OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, West Coast Community Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
West Coast Community Bancorp OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, West Coast Community Bancorp's OCF Yield % distribution charts can be found below:
* The bar in red indicates where West Coast Community Bancorp's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
West Coast Community Bancorp (WCCB) has a OCF Yield % of 8.97 as of Aug. 03, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on West Coast Community Bancorp and its competitors. Over the past decade, West Coast Community Bancorp's OCF Yield % has ranged from 8.97 to 9.00. According to the industry distribution chart, West Coast Community Bancorp ranks #754 out of 1497 companies in the Banks industry, placing it in the top 50.4%.
Is West Coast Community Bancorp's OCF Yield % too high?
West Coast Community Bancorp's current OCF Yield % is 8.97. Over the past 10 years, this metric has ranged from a low of 8.97 to a high of 9.00. The Banks industry median OCF Yield % is 9.00. West Coast Community Bancorp's value of 8.97 is 0.3% below this industry median. Based on the distribution chart, West Coast Community Bancorp ranks #754 out of 1497 companies in the Banks industry, which is below the industry midpoint. Overall, West Coast Community Bancorp has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does West Coast Community Bancorp's OCF Yield % compare to BWB and SFST?
According to the Banks industry distribution chart, West Coast Community Bancorp ranks #754 out of 1497 companies for OCF Yield %. This places West Coast Community Bancorp in the lower half of its industry. The industry median OCF Yield % is 9.00. West Coast Community Bancorp's value of 8.97 is 0.3% below this benchmark. Historically, West Coast Community Bancorp's own OCF Yield % has ranged from 8.97 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.00, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. West Coast Community Bancorp's current OCF Yield % of 8.97 is 0.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on West Coast Community Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. West Coast Community Bancorp's current OCF Yield % is 8.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Coast Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, West Coast Community Bancorp (WCCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.15, compared to a current price of $55.00 — trading 16.6% above its estimated fair value. The current OCF Yield % is 8.97 and 0.3% below the Banks industry median of 9.00. West Coast Community Bancorp's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For West Coast Community Bancorp (WCCB), the current OCF Yield % is 8.97 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is West Coast Community Bancorp (WCCB) Overvalued in 2026?
Based on GuruFocus' analysis, West Coast Community Bancorp stock appears to be overvalued.
The current stock price of $55.00 is trading 16.6% above its estimated GF Value™ of $47.15.
GuruFocus considers West Coast Community Bancorp to be Modestly Overvalued.
Key valuation signals for WCCB:
OCF Yield %: 8.97
GF Value™: $47.15 vs. price of $55.00 (16.6% above fair value)
Industry Position: 0.3% below the Banks median (#754 of 1497)
No single metric tells the full story. See the WCCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
West Coast Community Bancorp is a bank holding company. Through its banking subsidiary, it offers a full range of commercial and personal banking services to residents and businesses in Santa Cruz County and adjacent Monterey, San Luis Obispo, and Santa Clara counties. Its products and service offerings include mobile banking, credit and debit cards, treasury management, deposit products, such as checking, savings, and term certificate accounts, and lending products such as commercial, commercial real estate, construction, multifamily, municipal, asset-backed loans, etc. Its lending products also include various government guarantee programs such as Small Business Administration (SBA) and 504 programs, as well as U.S. Department of Agriculture (USDA) programs.
79GF Score
Get the complete analysis for WCCB
OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WCCB has been successfully added to your 
