WCCB (West Coast Community Bancorp) 3-Year Share Buyback Ratio: -7.30% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WCCB West Coast Community Bancorp WCCB
78 GF Score
Price $52.10
GF Value $47.60
Valuation Fairly Valued
! 3 Warning Signs
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What is West Coast Community Bancorp 3-Year Share Buyback Ratio?

West Coast Community Bancorp WCCB 78 3-Year Share Buyback Ratio is -7.30 as of Jun. 2026. GuruFocus rates WCCB with a GF Score™ of 78/100 and a GF Value™ of $47.60 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,040 Banks companies, West Coast Community Bancorp ranks worse than 85.38% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. West Coast Community Bancorp's current 3-Year Share Buyback Ratio was -7.30%.

The historical rank and industry rank for West Coast Community Bancorp's 3-Year Share Buyback Ratio or its related term are showing as below:

WCCB' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -16.9   Med: -7.3   Max: 0.3
Current: -7.3

During the past 13 years, West Coast Community Bancorp's highest 3-Year Share Buyback Ratio was 0.30%. The lowest was -16.90%. And the median was -7.30%.

WCCB's 3-Year Share Buyback Ratio is ranked worse than
85.38% of 1040 companies
in the Banks industry
Industry Median: -0.2 vs WCCB: -7.30

West Coast Community Bancorp (OTCPK:WCCB) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


West Coast Community Bancorp 3-Year Share Buyback Ratio Related Terms


WCCB vs HBCP, BWFG, CIVB: 3-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, West Coast Community Bancorp's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


West Coast Community Bancorp 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, West Coast Community Bancorp's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where West Coast Community Bancorp's 3-Year Share Buyback Ratio falls into.


WCCB
78GF Score
West Coast Community Bancorp WCCB
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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West Coast Community Bancorp 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of -7.30 mean?
West Coast Community Bancorp (WCCB) has a 3-Year Share Buyback Ratio of -7.30 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for West Coast Community Bancorp and its competitors. According to the industry distribution chart, West Coast Community Bancorp ranks #888 out of 1040 companies in the Banks industry, placing it in the top 85.4%.
Is West Coast Community Bancorp's 3-Year Share Buyback Ratio too high?
West Coast Community Bancorp's current 3-Year Share Buyback Ratio is -7.30. Based on the distribution chart, West Coast Community Bancorp ranks #888 out of 1040 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, West Coast Community Bancorp has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does West Coast Community Bancorp's 3-Year Share Buyback Ratio compare to HBCP and BWFG?
According to the Banks industry distribution chart, West Coast Community Bancorp ranks #888 out of 1040 companies for 3-Year Share Buyback Ratio. This places West Coast Community Bancorp in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for West Coast Community Bancorp and its competitors. West Coast Community Bancorp's current 3-Year Share Buyback Ratio is -7.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Coast Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, West Coast Community Bancorp (WCCB) is currently considered Fairly Valued. The stock's GF Value™ is $47.60, compared to a current price of $52.10 — trading 9.5% above its estimated fair value. The current 3-Year Share Buyback Ratio is -7.30. West Coast Community Bancorp's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For West Coast Community Bancorp (WCCB), the current 3-Year Share Buyback Ratio is -7.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is West Coast Community Bancorp (WCCB) Overvalued in 2026?

Based on GuruFocus' analysis, West Coast Community Bancorp stock appears to be overvalued. The current stock price of $52.10 is trading 9.5% above its estimated GF Value™ of $47.60. GuruFocus considers West Coast Community Bancorp to be Fairly Valued.

Key valuation signals for WCCB:

  • 3-Year Share Buyback Ratio: -7.30
  • GF Value™: $47.60 vs. price of $52.10 (9.5% above fair value)
  • GF Score™: 78/100 with 3 warning signs

No single metric tells the full story. See the WCCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


West Coast Community Bancorp Business Description

Address 75 River Street, Santa Cruz, CA, USA, 95060
West Coast Community Bancorp is a bank holding company. Through its banking subsidiary, it offers a full range of commercial and personal banking services to residents and businesses in Santa Cruz County and adjacent Monterey, San Luis Obispo, and Santa Clara counties. Its products and service offerings include mobile banking, credit and debit cards, treasury management, deposit products, such as checking, savings, and term certificate accounts, and lending products such as commercial, commercial real estate, construction, multifamily, municipal, asset-backed loans, etc. Its lending products also include various government guarantee programs such as Small Business Administration (SBA) and 504 programs, as well as U.S. Department of Agriculture (USDA) programs.
78GF Score

Get the complete analysis for WCCB

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.10
Price
$47.60
GF Value