WCCB (West Coast Community Bancorp) Tariff Resilience Score: 9/10 (As of Aug. 03, 2026)

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Director of Data and Quant Analytics at GuruFocus
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WCCB West Coast Community Bancorp WCCB
79 GF Score
Price $55.00
GF Value $47.15
Valuation Modestly Overvalued
! 3 Warning Signs
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What is West Coast Community Bancorp Tariff Resilience Score?

West Coast Community Bancorp WCCB 79 Tariff Resilience Score is 9 as of Aug. 03, 2026. GuruFocus rates WCCB with a GF Score™ of 79/100 and a GF Value™ of $47.15 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,605 Banks companies, West Coast Community Bancorp ranks better than 99.31% on this metric.

West Coast Community Bancorp has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

West Coast Community Bancorp has As a community bank, West Coast Community Bancorp has negligible exposure to international trade tariffs. Its operations are entirely domestic, providing strong insulation from tariff-related risks.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes West Coast Community Bancorp might have Highly Resilient.

West Coast Community Bancorp  (OTCPK:WCCB) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

West Coast Community Bancorp Tariff Resilience Score Related Terms

WCCB vs BWB, SFST, UNTY: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, West Coast Community Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

West Coast Community Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, West Coast Community Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where West Coast Community Bancorp's Tariff Resilience Score falls into.


WCCB
79GF Score
West Coast Community Bancorp WCCB
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
West Coast Community Bancorp (WCCB) has a Tariff Resilience Score of 9 as of Aug. 03, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, West Coast Community Bancorp ranks #11 out of 1605 companies in the Banks industry, placing it in the top 0.7%.
Is West Coast Community Bancorp's Tariff Resilience Score too high?
West Coast Community Bancorp's current Tariff Resilience Score is 9. Based on the distribution chart, West Coast Community Bancorp ranks #11 out of 1605 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, West Coast Community Bancorp has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does West Coast Community Bancorp's Tariff Resilience Score compare to BWB and SFST?
According to the Banks industry distribution chart, West Coast Community Bancorp ranks #11 out of 1605 companies for Tariff Resilience Score. This places West Coast Community Bancorp in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. West Coast Community Bancorp's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Coast Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, West Coast Community Bancorp (WCCB) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.15, compared to a current price of $55.00 — trading 16.6% above its estimated fair value. The current Tariff Resilience Score is 9. West Coast Community Bancorp's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For West Coast Community Bancorp (WCCB), the current Tariff Resilience Score is 9 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is West Coast Community Bancorp (WCCB) Overvalued in 2026?

Based on GuruFocus' analysis, West Coast Community Bancorp stock appears to be overvalued. The current stock price of $55.00 is trading 16.6% above its estimated GF Value™ of $47.15. GuruFocus considers West Coast Community Bancorp to be Modestly Overvalued.

Key valuation signals for WCCB:

  • Tariff Resilience Score: 9
  • GF Value™: $47.15 vs. price of $55.00 (16.6% above fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the WCCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

West Coast Community Bancorp Business Description

Address 75 River Street, Santa Cruz, CA, USA, 95060
West Coast Community Bancorp is a bank holding company. Through its banking subsidiary, it offers a full range of commercial and personal banking services to residents and businesses in Santa Cruz County and adjacent Monterey, San Luis Obispo, and Santa Clara counties. Its products and service offerings include mobile banking, credit and debit cards, treasury management, deposit products, such as checking, savings, and term certificate accounts, and lending products such as commercial, commercial real estate, construction, multifamily, municipal, asset-backed loans, etc. Its lending products also include various government guarantee programs such as Small Business Administration (SBA) and 504 programs, as well as U.S. Department of Agriculture (USDA) programs.
79GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$55.00
Price
$47.15
GF Value