WCCB (West Coast Community Bancorp) Total Payout Ratio: (As of Sep. 20, 2026)

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Director of Data and Quant Analytics at GuruFocus
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WCCB West Coast Community Bancorp WCCB
78 GF Score
Price $59.55
GF Value $47.08
Valuation Modestly Overvalued
! 4 Warning Signs
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What is West Coast Community Bancorp Total Payout Ratio?

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

West Coast Community Bancorp's current Total Payout Ratio is .

West Coast Community Bancorp Total Payout Ratio Related Terms

West Coast Community Bancorp Total Payout Ratio Historical Data

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The historical data trend for West Coast Community Bancorp's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

West Coast Community Bancorp Total Payout Ratio Chart

West Coast Community Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
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West Coast Community Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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WCCB vs HBCP, BWFG, CIVB: Total Payout Ratio Comparison

For the Banks - Regional subindustry, West Coast Community Bancorp's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

West Coast Community Bancorp Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, West Coast Community Bancorp's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where West Coast Community Bancorp's Total Payout Ratio falls into.


WCCB
78GF Score
West Coast Community Bancorp WCCB
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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West Coast Community Bancorp Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

West Coast Community Bancorp's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-8.14 + 0.255 + -8.653) / 50.429
=0.33

West Coast Community Bancorp's Total Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- ( + + ) / 12.161
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is West Coast Community Bancorp (WCCB) Overvalued in 2026?

Based on GuruFocus' analysis, West Coast Community Bancorp stock appears to be overvalued. The current stock price of $59.55 is trading 26.5% above its estimated GF Value™ of $47.08. GuruFocus considers West Coast Community Bancorp to be Modestly Overvalued.

Key valuation signals for WCCB:

  • Total Payout Ratio:
  • GF Value™: $47.08 vs. price of $59.55 (26.5% above fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the WCCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

West Coast Community Bancorp Business Description

Address 75 River Street, Santa Cruz, CA, USA, 95060
West Coast Community Bancorp is a bank holding company. Through its banking subsidiary, it offers a full range of commercial and personal banking services to residents and businesses in Santa Cruz County and adjacent Monterey, San Luis Obispo, and Santa Clara counties. Its products and service offerings include mobile banking, credit and debit cards, treasury management, deposit products, such as checking, savings, and term certificate accounts, and lending products such as commercial, commercial real estate, construction, multifamily, municipal, asset-backed loans, etc. Its lending products also include various government guarantee programs such as Small Business Administration (SBA) and 504 programs, as well as U.S. Department of Agriculture (USDA) programs.
78GF Score

Get the complete analysis for WCCB

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$59.55
Price
$47.08
GF Value