Industrial And Commercial Bank Of China (FRA:ICK) PE Ratio: 6.12 (As of Jun. 24, 2026) — Near Median


FRA:ICK Industrial And Commercial Bank Of China Ltd FRA:ICK
38 GF Score
Price €0.75
GF Value €0.70
Valuation Fairly Valued
! 3 Warning Signs
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What is Industrial And Commercial Bank Of China PE Ratio?

Industrial And Commercial Bank Of China FRA:ICK +1.76% 38 PE Ratio is 6.12 as of Jun. 24, 2026, which is 2% below its 10-year median of 6.25. GuruFocus rates FRA:ICK with a GF Score™ of 38/100 and a GF Value™ of €0.70 (Fairly Valued). The stock has 3 warning signs investors should review.

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-06-24), Industrial And Commercial Bank Of China's share price is €0.7522. Industrial And Commercial Bank Of China's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.12. Therefore, Industrial And Commercial Bank Of China's PE Ratio for today is 6.12.

During the past 13 years, Industrial And Commercial Bank Of China's highest PE Ratio was 9.62. The lowest was 4.22. And the median was 6.25.

Industrial And Commercial Bank Of China's EPS (Diluted) for the three months ended in Mar. 2026 was €0.03. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.12.

As of today (2026-06-24), Industrial And Commercial Bank Of China's share price is €0.7522. Industrial And Commercial Bank Of China's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was €0.12. Therefore, Industrial And Commercial Bank Of China's PE Ratio without NRI ratio for today is 6.12.

During the past 13 years, Industrial And Commercial Bank Of China's highest PE Ratio without NRI was 8.31. The lowest was 2.92. And the median was 4.69.

Industrial And Commercial Bank Of China's EPS without NRI for the three months ended in Mar. 2026 was €0.03. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was €0.12.

During the past 12 months, Industrial And Commercial Bank Of China's average EPS without NRI Growth Rate was 4.40% per year. During the past 3 years, the average EPS without NRI Growth Rate was 1.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was 2.60% per year. During the past 10 years, the average EPS without NRI Growth Rate was 3.20% per year.

During the past 13 years, Industrial And Commercial Bank Of China's highest 3-Year average EPS without NRI Growth Rate was 44.80% per year. The lowest was 0.00% per year. And the median was 4.25% per year.

Industrial And Commercial Bank Of China's EPS (Basic) for the three months ended in Mar. 2026 was €0.03. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.12.

Back to Basics: PE Ratio


Industrial And Commercial Bank Of China  (FRA:ICK) PE Ratio Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratios are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.

PE Ratio can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio.


Industrial And Commercial Bank Of China PE Ratio Related Terms


Industrial And Commercial Bank Of China PE Ratio Historical Data

* Premium members only.

The historical data trend for Industrial And Commercial Bank Of China's PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Industrial And Commercial Bank Of China PE Ratio Chart

Industrial And Commercial Bank Of China Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.87 4.47 4.88 7.06 7.93

Industrial And Commercial Bank Of China Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.10 7.82 7.37 7.93 7.56

FRA:ICK vs JPM, BAC, WFC: PE Ratio Comparison

For the Banks - Diversified subindustry, Industrial And Commercial Bank Of China's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Industrial And Commercial Bank Of China PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Industrial And Commercial Bank Of China's PE Ratio distribution charts can be found below:

* The bar in red indicates where Industrial And Commercial Bank Of China's PE Ratio falls into.


FRA:ICK
38GF Score
Industrial And Commercial Bank Of China Ltd FRA:ICK
PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Industrial And Commercial Bank Of China PE Ratio Calculation

The PE Ratio, or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Industrial And Commercial Bank Of China's PE Ratio for today is calculated as

PE Ratio=Share Price/Earnings per Share (Diluted) (TTM)
=0.7522/0.123
=6.12

Industrial And Commercial Bank Of China's Share Price of today is €0.7522.
Industrial And Commercial Bank Of China's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.12.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:


There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio, the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio →
What does a PE Ratio of 6.12 mean?
Industrial And Commercial Bank Of China (FRA:ICK) has a PE Ratio of 6.12 as of Jun. 24, 2026. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Industrial And Commercial Bank Of China and its competitors. This is near median its historical median of 6.25. Over the past decade, Industrial And Commercial Bank Of China's PE Ratio has ranged from 4.22 to 9.62.
Is Industrial And Commercial Bank Of China's PE Ratio too high?
Industrial And Commercial Bank Of China's current PE Ratio of 6.12 is near median its 10-year median of 6.25. Over the past 10 years, this metric has ranged from a low of 4.22 to a high of 9.62. Overall, Industrial And Commercial Bank Of China has a GF Score™ of 38/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Industrial And Commercial Bank Of China's PE Ratio compare to JPM and BAC?
Industrial And Commercial Bank Of China's PE Ratio of 6.12 can be compared against companies in the Banks industry. Historically, Industrial And Commercial Bank Of China's own PE Ratio has ranged from 4.22 to 9.62 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio for a Banks company?
A good PE Ratio depends on the Banks industry context. However, PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio mean?
A high PE Ratio can signal that a stock is expensive relative to its fundamentals. P/E ratio is the ratio of share price to a company's earnings per share. View historical data on Industrial And Commercial Bank Of China and its competitors. Industrial And Commercial Bank Of China's current PE Ratio is 6.12, which is near median its own 10-year median of 6.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial And Commercial Bank Of China stock overvalued right now?
Based on GuruFocus' analysis, Industrial And Commercial Bank Of China (FRA:ICK) is currently considered Fairly Valued. The stock's GF Value™ is €0.70, compared to a current price of €0.75 — trading 7.5% above its estimated fair value. The current PE Ratio is 6.12, which is near median its 10-year median of 6.25. Industrial And Commercial Bank Of China's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio calculated?
PE Ratio is calculated from a company's financial statements. For Industrial And Commercial Bank Of China (FRA:ICK), the current PE Ratio is 6.12 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Industrial And Commercial Bank Of China (FRA:ICK) Overvalued in 2026?

Based on GuruFocus' analysis, Industrial And Commercial Bank Of China stock appears to be overvalued. The current stock price of €0.75 is trading 7.5% above its estimated GF Value™ of €0.70. GuruFocus considers Industrial And Commercial Bank Of China to be Fairly Valued.

Key valuation signals for FRA:ICK:

  • PE Ratio: 6.12 (near median its 10-year median of 6.25)
  • GF Value™: €0.70 vs. price of €0.75 (7.5% above fair value)
  • GF Score™: 38/100 with 3 warning signs

No single metric tells the full story. See the FRA:ICK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Industrial And Commercial Bank Of China Business Description

Address No. 55 Fuxingmennei Avenue, Xicheng District, Beijing, CHN, 100140
Industrial and Commercial Bank of China was founded in 1984 and is headquartered in Beijing. The bank listed its shares in mainland China and Hong Kong in 2006. It is China's largest by asset scale and by share of lending and deposits. Central Huijin Investment (China's sovereign wealth fund manager) and China's Ministry of Finance are ICBC's two largest shareholders, each with a stake of around 35%. ICBC operates over 15,000 outlets. Of these, 413 outlets are in 49 countries and regions overseas. Corporate banking, retail banking, and wholesale banking accounted for 49%, 39%, and 11% of total revenue, respectively, and 49%, 33%, and 17% of profit before tax in 2025. Overseas banking and other business contributed 14% of total revenue and 9% of profit before tax in 2025.
38GF Score

Get the complete analysis for FRA:ICK

PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.75
Price
€0.70
GF Value