* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for MS&AD Insurance Group Holdings's PEG Ratio or its related term are showing as below:
MSADF'
s PEG Ratio Range Over the Past 10 Years
Min: 0.07 Med: 0.78 Max: 20.65
Current: 0.17
During the past 13 years, MS&AD Insurance Group Holdings's highest PEG Ratio was 20.65. The lowest was 0.07. And the median was 0.78.
MSADF's PEG Ratio is ranked better than 89.07% of 183
companies
in the Insurance industry
Industry Median: 0.82
vs MSADF: 0.17
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
MS&AD Insurance Group Holdings (OTCPK:MSADF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
MS&AD Insurance Group Holdings PEG Ratio Related Terms
MS&AD Insurance Group Holdings PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, MS&AD Insurance Group Holdings's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MS&AD Insurance Group Holdings PEG Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, MS&AD Insurance Group Holdings's PEG Ratio distribution charts can be found below:
* The bar in red indicates where MS&AD Insurance Group Holdings's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
MS&AD Insurance Group Holdings (MSADF) has a PEG Ratio of 0.17 as of Jun. 26, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on MS&AD Insurance Group Holdings and its competitors. This is 78% below median its historical median of 0.78. Over the past decade, MS&AD Insurance Group Holdings' PEG Ratio has ranged from 0.07 to 20.65. According to the industry distribution chart, MS&AD Insurance Group Holdings ranks #20 out of 183 companies in the Insurance industry, placing it in the top 10.9%.
Is MS&AD Insurance Group Holdings' PEG Ratio too high?
MS&AD Insurance Group Holdings' current PEG Ratio of 0.17 is 78% below median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 20.65. The Insurance industry median PEG Ratio is 0.82. MS&AD Insurance Group Holdings' value of 0.17 is 79.3% below this industry median. Based on the distribution chart, MS&AD Insurance Group Holdings ranks #20 out of 183 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, MS&AD Insurance Group Holdings has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MS&AD Insurance Group Holdings' PEG Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, MS&AD Insurance Group Holdings ranks #20 out of 183 companies for PEG Ratio. This places MS&AD Insurance Group Holdings in the top 11% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 0.82. MS&AD Insurance Group Holdings' value of 0.17 is 79.3% below this benchmark. Historically, MS&AD Insurance Group Holdings' own PEG Ratio has ranged from 0.07 to 20.65 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 0.82, MS&AD Insurance Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.82, based on 183 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MS&AD Insurance Group Holdings's current PEG Ratio of 0.17 is 79.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on MS&AD Insurance Group Holdings and its competitors. For the Insurance industry, the median PEG Ratio is 0.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MS&AD Insurance Group Holdings's current PEG Ratio is 0.17, which is 78% below median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MS&AD Insurance Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings (MSADF) is currently considered Fairly Valued. The stock's GF Value™ is $24.39, compared to a current price of $25.19 — trading 3.3% above its estimated fair value. The current PEG Ratio is 0.17, which is 78% below median its 10-year median of 0.78 and 79.3% below the Insurance industry median of 0.82. MS&AD Insurance Group Holdings' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For MS&AD Insurance Group Holdings (MSADF), the current PEG Ratio is 0.17 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MS&AD Insurance Group Holdings (MSADF) Overvalued in 2026?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be overvalued.
The current stock price of $25.19 is trading 3.3% above its estimated GF Value™ of $24.39.
GuruFocus considers MS&AD Insurance Group Holdings to be Fairly Valued.
Key valuation signals for MSADF:
PEG Ratio: 0.17 (78% below median its 10-year median of 0.78)
GF Value™: $24.39 vs. price of $25.19 (3.3% above fair value)
Industry Position: 79.3% below the Insurance median (#20 of 183)
No single metric tells the full story. See the MSADF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MS&AD Insurance Group Holdings Business Description
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
78GF Score
Get the complete analysis for MSADF
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