The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, MS&AD Insurance Group Holdings's share price is $25.19.
MS&AD Insurance Group Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $32.65. Hence, MS&AD Insurance Group Holdings's PS Ratio for today is 0.77.
Warning Sign:
MS&AD Insurance Group Holdings Inc stock PS Ratio (=0.95) is close to 1-year high of 1.03.
The historical rank and industry rank for MS&AD Insurance Group Holdings's PS Ratio or its related term are showing as below:
MSADF'
s PS Ratio Range Over the Past 10 Years
Min: 0.24 Med: 0.42 Max: 2.16
Current: 0.88
During the past 13 years, MS&AD Insurance Group Holdings's highest PS Ratio was 2.16. The lowest was 0.24. And the median was 0.42.
MSADF's PS Ratio is ranked better than 63.37% of 505
companies
in the Insurance industry
Industry Median: 1.15
vs MSADF: 0.88
During the past 13 years, MS&AD Insurance Group Holdings's highest 3-Year average Revenue per Share Growth Rate was 67.10% per year. The lowest was -27.10% per year. And the median was 7.90% per year.
Back to Basics: PS Ratio
MS&AD Insurance Group Holdings (OTCPK:MSADF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
MS&AD Insurance Group Holdings PS Ratio Related Terms
MS&AD Insurance Group Holdings PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, MS&AD Insurance Group Holdings's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MS&AD Insurance Group Holdings PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, MS&AD Insurance Group Holdings's PS Ratio distribution charts can be found below:
* The bar in red indicates where MS&AD Insurance Group Holdings's PS Ratio falls into.
MS&AD Insurance Group Holdings PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
MS&AD Insurance Group Holdings's Share Price of today is $25.19. MS&AD Insurance Group Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $32.65.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
MS&AD Insurance Group Holdings (MSADF) has a PS Ratio of 0.77 as of Jun. 28, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on MS&AD Insurance Group Holdings and its competitors. This is 83% above median its historical median of 0.42. Over the past decade, MS&AD Insurance Group Holdings' PS Ratio has ranged from 0.24 to 2.16. According to the industry distribution chart, MS&AD Insurance Group Holdings ranks #185 out of 505 companies in the Insurance industry, placing it in the top 36.6%.
Is MS&AD Insurance Group Holdings' PS Ratio too high?
MS&AD Insurance Group Holdings' current PS Ratio of 0.77 is 83% above median its 10-year median of 0.42. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 2.16. The Insurance industry median PS Ratio is 1.15. MS&AD Insurance Group Holdings' value of 0.77 is 33% below this industry median. Based on the distribution chart, MS&AD Insurance Group Holdings ranks #185 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, MS&AD Insurance Group Holdings has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MS&AD Insurance Group Holdings' PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, MS&AD Insurance Group Holdings ranks #185 out of 505 companies for PS Ratio. This puts MS&AD Insurance Group Holdings in the upper half of its industry. The industry median PS Ratio is 1.15. MS&AD Insurance Group Holdings' value of 0.77 is 33% below this benchmark. Historically, MS&AD Insurance Group Holdings' own PS Ratio has ranged from 0.24 to 2.16 over the past decade. While the company's 10-year median is 0.42 vs. the industry median of 1.15, MS&AD Insurance Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.15, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MS&AD Insurance Group Holdings's current PS Ratio of 0.77 is 33% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on MS&AD Insurance Group Holdings and its competitors. For the Insurance industry, the median PS Ratio is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MS&AD Insurance Group Holdings's current PS Ratio is 0.77, which is 83% above median its own 10-year median of 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MS&AD Insurance Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings (MSADF) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.59, compared to a current price of $25.19 — trading 11.5% above its estimated fair value. The current PS Ratio is 0.77, which is 83% above median its 10-year median of 0.42 and 33% below the Insurance industry median of 1.15. MS&AD Insurance Group Holdings' overall GF Score™ is 79/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For MS&AD Insurance Group Holdings (MSADF), the current PS Ratio is 0.77 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MS&AD Insurance Group Holdings (MSADF) Overvalued in 2026?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be overvalued.
The current stock price of $25.19 is trading 11.5% above its estimated GF Value™ of $22.59.
GuruFocus considers MS&AD Insurance Group Holdings to be Modestly Overvalued.
Key valuation signals for MSADF:
PS Ratio: 0.77 (83% above median its 10-year median of 0.42)
GF Value™: $22.59 vs. price of $25.19 (11.5% above fair value)
Industry Position: 33% below the Insurance median (#185 of 505)
No single metric tells the full story. See the MSADF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MS&AD Insurance Group Holdings Business Description
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
79GF Score
Get the complete analysis for MSADF
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