MS&AD Insurance Group Holdings (OTCPK:MSADF) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
MS&AD Insurance Group Holdings Forward PE Ratio Related Terms
MS&AD Insurance Group Holdings Forward PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MS&AD Insurance Group Holdings Forward PE Ratio Chart
MS&AD Insurance Group Holdings Annual Data
Trend
2020-03
2021-03
2022-03
2023-03
2024-03
2025-03
2026-03
Forward PE Ratio
8.45
11.07
8.86
10.93
10.95
7.96
8.66
MS&AD Insurance Group Holdings Quarterly Data
2019-12
2020-03
2020-06
2020-09
2020-12
2021-03
2021-06
2021-09
2021-12
2022-03
2022-06
2022-09
2022-12
2023-03
2023-06
2023-09
2023-12
2024-03
2024-06
2024-09
2024-12
2025-03
2025-06
2025-09
2025-12
2026-03
Forward PE Ratio
8.58
8.45
12.64
11.72
9.98
11.07
10.80
9.22
8.24
8.86
7.56
7.90
9.72
10.93
7.62
8.54
7.41
10.95
13.87
7.44
7.32
7.96
7.67
8.15
8.09
8.66
MSADF vs CB, PGR, TRV: Forward PE Ratio Comparison
For the Insurance - Property & Casualty subindustry, MS&AD Insurance Group Holdings's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MS&AD Insurance Group Holdings Forward PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, MS&AD Insurance Group Holdings's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where MS&AD Insurance Group Holdings's Forward PE Ratio falls into.
MS&AD Insurance Group Holdings Forward PE Ratio Calculation
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
MS&AD Insurance Group Holdings (MSADF) has a Forward PE Ratio of 10.52 as of Jul. 06, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on MS&AD Insurance Group Holdings and its competitors. According to the industry distribution chart, MS&AD Insurance Group Holdings ranks #101 out of 274 companies in the Insurance industry, placing it in the top 36.9%.
Is MS&AD Insurance Group Holdings' Forward PE Ratio too high?
MS&AD Insurance Group Holdings' current Forward PE Ratio is 10.52. The Insurance industry median Forward PE Ratio is 11.91. MS&AD Insurance Group Holdings' value of 10.52 is 11.7% below this industry median. Based on the distribution chart, MS&AD Insurance Group Holdings ranks #101 out of 274 companies in the Insurance industry, which is above the industry midpoint. Overall, MS&AD Insurance Group Holdings has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MS&AD Insurance Group Holdings' Forward PE Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, MS&AD Insurance Group Holdings ranks #101 out of 274 companies for Forward PE Ratio. This puts MS&AD Insurance Group Holdings in the upper half of its industry. The industry median Forward PE Ratio is 11.91. MS&AD Insurance Group Holdings' value of 10.52 is 11.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for an Insurance company?
The median Forward PE Ratio among Insurance companies is 11.91, based on 274 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MS&AD Insurance Group Holdings's current Forward PE Ratio of 10.52 is 11.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on MS&AD Insurance Group Holdings and its competitors. For the Insurance industry, the median Forward PE Ratio is 11.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MS&AD Insurance Group Holdings's current Forward PE Ratio is 10.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MS&AD Insurance Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings (MSADF) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.24, compared to a current price of $28.30 — trading 21.8% above its estimated fair value. The current Forward PE Ratio is 10.52 and 11.7% below the Insurance industry median of 11.91. MS&AD Insurance Group Holdings' overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For MS&AD Insurance Group Holdings (MSADF), the current Forward PE Ratio is 10.52 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MS&AD Insurance Group Holdings (MSADF) Overvalued in 2026?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be overvalued.
The current stock price of $28.30 is trading 21.8% above its estimated GF Value™ of $23.24.
GuruFocus considers MS&AD Insurance Group Holdings to be Modestly Overvalued.
Key valuation signals for MSADF:
Forward PE Ratio: 10.52
GF Value™: $23.24 vs. price of $28.30 (21.8% above fair value)
Industry Position: 11.7% below the Insurance median (#101 of 274)
No single metric tells the full story. See the MSADF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MS&AD Insurance Group Holdings Business Description
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
66GF Score
Get the complete analysis for MSADF
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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