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During the past 12 months, MS&AD Insurance Group Holdings's average Dividends Per Share Growth Rate was 25.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 23.30% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 20.10% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 13.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of MS&AD Insurance Group Holdings was 28.90% per year. The lowest was 0.00% per year. And the median was 10.10% per year.
During the past 13 years, the highest Dividend Payout Ratio of MS&AD Insurance Group Holdings was 1.62. The lowest was 0.22. And the median was 0.41.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
MS&AD Insurance Group Holdings Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
JPY 65.000000
2026-03-30
2026-03-31
2026-06-23
Cash Dividend
semi-annually
JPY:USD 0.006286
JPY 60.000000
2025-09-29
2025-09-30
2025-12-04
Cash Dividend
semi-annually
JPY:USD 0.006758
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
MS&AD Insurance Group Holdings's Dividend Yield (%) for Today is calculated as
Current Share Price is $32.29.
MS&AD Insurance Group Holdings's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.81407.
During the past 13 years, the highest Dividend Yield of MS&AD Insurance Group Holdings was 5.69%. The lowest was 2.34%. And the median was 3.89%.
Warning Sign:
MS&AD Insurance Group Holdings Inc stock Dividend Yield % is close to 10-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MS&AD Insurance Group Holdings 5-Year Dividend Growth Rate Related Terms
MSADF vs CB, PGR, TRV: 5-Year Dividend Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, MS&AD Insurance Group Holdings's 5-Year Dividend Growth Rate, along with its competitors' market caps and 5-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MS&AD Insurance Group Holdings 5-Year Dividend Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, MS&AD Insurance Group Holdings's 5-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where MS&AD Insurance Group Holdings's 5-Year Dividend Growth Rate falls into.
MS&AD Insurance Group Holdings 5-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with least square regression.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 5-Year Dividend Growth Rate of 20.10% mean?
MS&AD Insurance Group Holdings (MSADF) has a 5-Year Dividend Growth Rate of 20.10% as of Mar. 2026. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on MS&AD Insurance Group Holdings and its competitors. According to the industry distribution chart, MS&AD Insurance Group Holdings ranks #40 out of 213 companies in the Insurance industry, placing it in the top 18.8%.
Is MS&AD Insurance Group Holdings' 5-Year Dividend Growth Rate too high?
MS&AD Insurance Group Holdings' current 5-Year Dividend Growth Rate is 20.10%. The Insurance industry median 5-Year Dividend Growth Rate is 8.70. MS&AD Insurance Group Holdings' value of 20.10% is 131% above this industry median. Based on the distribution chart, MS&AD Insurance Group Holdings ranks #40 out of 213 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, MS&AD Insurance Group Holdings has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MS&AD Insurance Group Holdings' 5-Year Dividend Growth Rate compare to CB and PGR?
According to the Insurance industry distribution chart, MS&AD Insurance Group Holdings ranks #40 out of 213 companies for 5-Year Dividend Growth Rate. This places MS&AD Insurance Group Holdings in the top 19% of its industry — outperforming the majority of peers. The industry median 5-Year Dividend Growth Rate is 8.70. MS&AD Insurance Group Holdings' value of 20.10% is 131% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Dividend Growth Rate for an Insurance company?
The median 5-Year Dividend Growth Rate among Insurance companies is 8.70, based on 213 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MS&AD Insurance Group Holdings's current 5-Year Dividend Growth Rate of 20.10% is 131% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Dividend Growth Rate mean?
A high 5-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on MS&AD Insurance Group Holdings and its competitors. For the Insurance industry, the median 5-Year Dividend Growth Rate is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MS&AD Insurance Group Holdings's current 5-Year Dividend Growth Rate is 20.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MS&AD Insurance Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings (MSADF) is currently considered Modestly Undervalued. The stock's GF Value™ is $36.96, compared to a current price of $32.29 — trading 12.6% below its estimated fair value. The current 5-Year Dividend Growth Rate is 20.10% and 131% above the Insurance industry median of 8.70. MS&AD Insurance Group Holdings' overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Dividend Growth Rate calculated?
5-Year Dividend Growth Rate is calculated from a company's financial statements. For MS&AD Insurance Group Holdings (MSADF), the current 5-Year Dividend Growth Rate is 20.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MS&AD Insurance Group Holdings (MSADF) Overvalued in 2026?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be undervalued.
The current stock price of $32.29 is trading 12.6% below its estimated GF Value™ of $36.96.
GuruFocus considers MS&AD Insurance Group Holdings to be Modestly Undervalued.
Key valuation signals for MSADF:
5-Year Dividend Growth Rate: 20.10%
GF Value™: $36.96 vs. price of $32.29 (12.6% below fair value)
Industry Position: 131% above the Insurance median (#40 of 213)
No single metric tells the full story. See the MSADF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
85GF Score
Get the complete analysis for MSADF
5-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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