MSADF (MS&AD Insurance Group Holdings) Net Interest Income: $-136 Mil (TTM As of Mar. 2026)

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MSADF MS&AD Insurance Group Holdings Inc MSADF
63 GF Score
Price $31.20
GF Value $37.30
Valuation Modestly Undervalued
! 5 Warning Signs
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What is MS&AD Insurance Group Holdings Net Interest Income?

MS&AD Insurance Group Holdings MSADF -1.73% 63 Net Interest Income is $-136 Mil as of Mar. 2026. GuruFocus rates MSADF with a GF Score™ of 63/100 and a GF Value™ of $37.30 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. MS&AD Insurance Group Holdings's net interest income for the three months ended in Mar. 2026 was $-45 Mil. Its net interest income for the trailing twelve months (TTM) ended in Mar. 2026 was $-136 Mil.

MS&AD Insurance Group Holdings Net Interest Income Related Terms

MS&AD Insurance Group Holdings Net Interest Income Historical Data

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The historical data trend for MS&AD Insurance Group Holdings's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MS&AD Insurance Group Holdings Net Interest Income Chart

MS&AD Insurance Group Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only -130.57 -77.68 -69.77 -79.05 -97.93

MS&AD Insurance Group Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -22.74 -22.49 -25.55 -44.61 -43.19
MSADF
63GF Score
MS&AD Insurance Group Holdings Inc MSADF
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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MS&AD Insurance Group Holdings Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-136 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of $-136 Mil mean?
MS&AD Insurance Group Holdings (MSADF) has a Net Interest Income of $-136 Mil as of Mar. 2026.
Is MS&AD Insurance Group Holdings' Net Interest Income too high?
MS&AD Insurance Group Holdings' current Net Interest Income is $-136 Mil. Overall, MS&AD Insurance Group Holdings has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MS&AD Insurance Group Holdings' Net Interest Income compare to CB and PGR?
MS&AD Insurance Group Holdings' Net Interest Income of $-136 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for an Insurance company?
A good Net Interest Income depends on the Insurance industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. MS&AD Insurance Group Holdings's current Net Interest Income is $-136 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MS&AD Insurance Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings (MSADF) is currently considered Modestly Undervalued. The stock's GF Value™ is $37.30, compared to a current price of $31.20 — trading 16.4% below its estimated fair value. The current Net Interest Income is $-136 Mil. MS&AD Insurance Group Holdings' overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For MS&AD Insurance Group Holdings (MSADF), the current Net Interest Income is $-136 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MS&AD Insurance Group Holdings (MSADF) Overvalued in 2026?

Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be undervalued. The current stock price of $31.20 is trading 16.4% below its estimated GF Value™ of $37.30. GuruFocus considers MS&AD Insurance Group Holdings to be Modestly Undervalued.

Key valuation signals for MSADF:

  • Net Interest Income: $-136 Mil
  • GF Value™: $37.30 vs. price of $31.20 (16.4% below fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the MSADF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MS&AD Insurance Group Holdings Business Description

Address Yaesu First Financial Building, Yaesu 1-3-7, Chuo-ku, Tokyo, JPN, 103-0028
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
63GF Score

Get the complete analysis for MSADF

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.20
Price
$37.30
GF Value