MSADF (MS&AD Insurance Group Holdings) Long-Term Debt: $6,292 Mil (As of Mar. 2026)


MSADF MS&AD Insurance Group Holdings Inc MSADF
79 GF Score
Price $27.72
GF Value $25.10
Valuation Fairly Valued
! 6 Warning Signs
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What is MS&AD Insurance Group Holdings Long-Term Debt?

MS&AD Insurance Group Holdings MSADF 79 Long-Term Debt is $6,292 Mil as of Mar. 2026. GuruFocus rates MSADF with a GF Score™ of 79/100 and a GF Value™ of $25.10 (Fairly Valued). The stock has 6 warning signs investors should review.

MS&AD Insurance Group Holdings's Long-Term Debt for the quarter that ended in Mar. 2026 was $6,292 Mil.

MS&AD Insurance Group Holdings's quarterly Long-Term Debt declined from Sep. 2025 ($5,344 Mil) to Dec. 2025 ($5,069 Mil) but then increased from Dec. 2025 ($5,069 Mil) to Mar. 2026 ($6,292 Mil).

MS&AD Insurance Group Holdings's annual Long-Term Debt declined from Mar. 2024 ($4,773 Mil) to Mar. 2025 ($3,962 Mil) but then increased from Mar. 2025 ($3,962 Mil) to Mar. 2026 ($6,292 Mil).

MS&AD Insurance Group Holdings  (OTCPK:MSADF) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

MS&AD Insurance Group Holdings Long-Term Debt Related Terms

MS&AD Insurance Group Holdings Long-Term Debt Historical Data

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The historical data trend for MS&AD Insurance Group Holdings's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MS&AD Insurance Group Holdings Long-Term Debt Chart

MS&AD Insurance Group Holdings Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,602.46 5,347.30 4,772.74 3,961.99 6,291.84

MS&AD Insurance Group Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,961.99 4,085.72 5,344.07 5,068.92 6,291.84
MSADF
79GF Score
MS&AD Insurance Group Holdings Inc MSADF
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $6,292 Mil mean?
MS&AD Insurance Group Holdings (MSADF) has a Long-Term Debt of $6,292 Mil as of Mar. 2026.
Is MS&AD Insurance Group Holdings' Long-Term Debt too high?
MS&AD Insurance Group Holdings' current Long-Term Debt is $6,292 Mil. Overall, MS&AD Insurance Group Holdings has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MS&AD Insurance Group Holdings' Long-Term Debt compare to CB and PGR?
MS&AD Insurance Group Holdings' Long-Term Debt of $6,292 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. MS&AD Insurance Group Holdings's current Long-Term Debt is $6,292 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MS&AD Insurance Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings (MSADF) is currently considered Fairly Valued. The stock's GF Value™ is $25.10, compared to a current price of $27.72 — trading 10.4% above its estimated fair value. The current Long-Term Debt is $6,292 Mil. MS&AD Insurance Group Holdings' overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For MS&AD Insurance Group Holdings (MSADF), the current Long-Term Debt is $6,292 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MS&AD Insurance Group Holdings (MSADF) Overvalued in 2026?

Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be overvalued. The current stock price of $27.72 is trading 10.4% above its estimated GF Value™ of $25.10. GuruFocus considers MS&AD Insurance Group Holdings to be Fairly Valued.

Key valuation signals for MSADF:

  • Long-Term Debt: $6,292 Mil
  • GF Value™: $25.10 vs. price of $27.72 (10.4% above fair value)
  • GF Score™: 79/100 with 6 warning signs

No single metric tells the full story. See the MSADF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MS&AD Insurance Group Holdings Business Description

Address Yaesu First Financial Building, Yaesu 1-3-7, Chuo-ku, Tokyo, JPN, 103-0028
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
79GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.72
Price
$25.10
GF Value