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MS&AD Insurance Group Holdings (OTCPK:MSADF) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
MS&AD Insurance Group Holdings's Enterprise Value for the quarter that ended in Mar. 2026 was $29,502 Mil.
MS&AD Insurance Group Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7,107 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MS&AD Insurance Group Holdings EV-to-EBIT Related Terms
MS&AD Insurance Group Holdings EV-to-EBIT Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, MS&AD Insurance Group Holdings's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MS&AD Insurance Group Holdings EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, MS&AD Insurance Group Holdings's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where MS&AD Insurance Group Holdings's EV-to-EBIT falls into.
MS&AD Insurance Group Holdings's current Enterprise Value is $35,522 Mil.
MS&AD Insurance Group Holdings's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7,107 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MS&AD Insurance Group Holdings (MSADF) has a EV-to-EBIT of 5.00 as of Jul. 15, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on MS&AD Insurance Group Holdings and its competitors. This is 20% above median its historical median of 4.17. Over the past decade, MS&AD Insurance Group Holdings' EV-to-EBIT has ranged from 0.54 to 107.37. According to the industry distribution chart, MS&AD Insurance Group Holdings ranks #82 out of 346 companies in the Insurance industry, placing it in the top 23.7%.
Is MS&AD Insurance Group Holdings' EV-to-EBIT too high?
MS&AD Insurance Group Holdings' current EV-to-EBIT of 5.00 is 20% above median its 10-year median of 4.17. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 107.37. The Insurance industry median EV-to-EBIT is 8.79. MS&AD Insurance Group Holdings' value of 5.00 is 43.1% below this industry median. Based on the distribution chart, MS&AD Insurance Group Holdings ranks #82 out of 346 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, MS&AD Insurance Group Holdings has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MS&AD Insurance Group Holdings' EV-to-EBIT compare to CB and PGR?
According to the Insurance industry distribution chart, MS&AD Insurance Group Holdings ranks #82 out of 346 companies for EV-to-EBIT. This places MS&AD Insurance Group Holdings in the top 24% of its industry — outperforming the majority of peers. The industry median EV-to-EBIT is 8.79. MS&AD Insurance Group Holdings' value of 5.00 is 43.1% below this benchmark. Historically, MS&AD Insurance Group Holdings' own EV-to-EBIT has ranged from 0.54 to 107.37 over the past decade. While the company's 10-year median is 4.17 vs. the industry median of 8.79, MS&AD Insurance Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.79, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MS&AD Insurance Group Holdings's current EV-to-EBIT of 5.00 is 43.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on MS&AD Insurance Group Holdings and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MS&AD Insurance Group Holdings's current EV-to-EBIT is 5.00, which is 20% above median its own 10-year median of 4.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MS&AD Insurance Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings (MSADF) is currently considered Fairly Valued. The stock's GF Value™ is $28.27, compared to a current price of $28.00 — trading 1% below its estimated fair value. The current EV-to-EBIT is 5.00, which is 20% above median its 10-year median of 4.17 and 43.1% below the Insurance industry median of 8.79. MS&AD Insurance Group Holdings' overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For MS&AD Insurance Group Holdings (MSADF), the current EV-to-EBIT is 5.00 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MS&AD Insurance Group Holdings (MSADF) Overvalued in 2026?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be undervalued.
The current stock price of $28.00 is trading 1% below its estimated GF Value™ of $28.27.
GuruFocus considers MS&AD Insurance Group Holdings to be Fairly Valued.
Key valuation signals for MSADF:
EV-to-EBIT: 5.00 (20% above median its 10-year median of 4.17)
GF Value™: $28.27 vs. price of $28.00 (1% below fair value)
Industry Position: 43.1% below the Insurance median (#82 of 346)
No single metric tells the full story. See the MSADF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MS&AD Insurance Group Holdings Business Description
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
79GF Score
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