Ally FinancialMEX:ALLY1 63 PS Ratio is 1.47 as of Jul. 05, 2026, which is 1% above its 10-year median of 1.45. GuruFocus rates MEX:ALLY1 with a GF Score™ of 63/100 and a GF Value™ of MXN687.91 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 519 Credit Services companies, Ally Financial ranks better than 72.25% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Ally Financial's share price is MXN806.00.
Ally Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was MXN546.92. Hence, Ally Financial's PS Ratio for today is 1.47.
Warning Sign:
Ally Financial Inc stock PS Ratio (=1.52) is close to 3-year high of 1.67.
The historical rank and industry rank for Ally Financial's PS Ratio or its related term are showing as below:
MEX:ALLY1'
s PS Ratio Range Over the Past 10 Years
Min: 0.63 Med: 1.45 Max: 2.64
Current: 1.52
During the past 13 years, Ally Financial's highest PS Ratio was 2.64. The lowest was 0.63. And the median was 1.45.
MEX:ALLY1's PS Ratio is ranked better than 72.25% of 519
companies
in the Credit Services industry
Industry Median: 2.91
vs MEX:ALLY1: 1.52
Ally Financial Inc revenue per share has been in decline over the past 3 years.
During the past 12 months, the average Revenue per Share Growth Rate of Ally Financial was 9.70% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -1.10% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 6.70% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 8.60% per year.
During the past 13 years, Ally Financial's highest 3-Year average Revenue per Share Growth Rate was 16.20% per year. The lowest was -35.80% per year. And the median was 1.80% per year.
Back to Basics: PS Ratio
Ally Financial (MEX:ALLY1) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Ally Financial PS Ratio Related Terms
Ally Financial PS Ratio Historical Data
* Premium members only.
The historical data trend for Ally Financial's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Ally Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ally Financial PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ally Financial's PS Ratio distribution charts can be found below:
* The bar in red indicates where Ally Financial's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Ally Financial's Share Price of today is MXN806.00. Ally Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN546.92.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Ally Financial (MEX:ALLY1) has a PS Ratio of 1.47 as of Jul. 05, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Ally Financial and its competitors. This is near median its historical median of 1.45. Over the past decade, Ally Financial's PS Ratio has ranged from 0.63 to 2.64. According to the industry distribution chart, Ally Financial ranks #144 out of 519 companies in the Credit Services industry, placing it in the top 27.7%.
Is Ally Financial's PS Ratio too high?
Ally Financial's current PS Ratio of 1.47 is near median its 10-year median of 1.45. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 2.64. The Credit Services industry median PS Ratio is 2.91. Ally Financial's value of 1.47 is 49.5% below this industry median. Based on the distribution chart, Ally Financial ranks #144 out of 519 companies in the Credit Services industry, which is above the industry midpoint. Overall, Ally Financial has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's PS Ratio compare to FCFS and KLAR?
According to the Credit Services industry distribution chart, Ally Financial ranks #144 out of 519 companies for PS Ratio. This puts Ally Financial in the upper half of its industry. The industry median PS Ratio is 2.91. Ally Financial's value of 1.47 is 49.5% below this benchmark. Historically, Ally Financial's own PS Ratio has ranged from 0.63 to 2.64 over the past decade. While the company's 10-year median is 1.45 vs. the industry median of 2.91, Ally Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.91, based on 519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ally Financial's current PS Ratio of 1.47 is 49.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Ally Financial and its competitors. For the Credit Services industry, the median PS Ratio is 2.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ally Financial's current PS Ratio is 1.47, which is near median its own 10-year median of 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Based on GuruFocus' analysis, Ally Financial (MEX:ALLY1) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN687.91, compared to a current price of MXN806.00 — trading 17.2% above its estimated fair value. The current PS Ratio is 1.47, which is near median its 10-year median of 1.45 and 49.5% below the Credit Services industry median of 2.91. Ally Financial's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Ally Financial (MEX:ALLY1), the current PS Ratio is 1.47 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ally Financial (MEX:ALLY1) Overvalued in 2026?
Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued.
The current stock price of MXN806.00 is trading 17.2% above its estimated GF Value™ of MXN687.91.
GuruFocus considers Ally Financial to be Modestly Overvalued.
Key valuation signals for MEX:ALLY1:
PS Ratio: 1.47 (near median its 10-year median of 1.45)
GF Value™: MXN687.91 vs. price of MXN806.00 (17.2% above fair value)
Industry Position: 49.5% below the Credit Services median (#144 of 519)
No single metric tells the full story. See the MEX:ALLY1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
63GF Score
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